Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Wisconsin Car Insurance: How to Shop for the Cheapest Rates See the average car insurance rates for Wisconsin drivers and learn how to get the cheapest premiums based on coverage and your driver profile. Can You Lease a Smartphone with No Credit or Bad Credit? Photo of Kevin Mercadante Kevin Mercadante Can You Lease a Smartphone with No Credit or Bad Credit? With regular improvements and updates in smartphone technology, one of the best... How to Deal with a Pay Cut or Reduced Work Hours Photo of Kevin Mercadante Kevin Mercadante How to Deal with a Pay Cut or Reduced Work Hours If you lose your job completely, the strategies for surviving full unemployment... Unemployment Benefits Fraud: What to Do If You Become a Victim Find out what steps to take if you've become a victim of identity theft and fraud -- allowing someone else to claim unemployment benefits under your name. Should You Use a Credit Repair Company? Find out whether it is worth the cost to use a credit repair company to fix your credit score or to reduce/remove debt through negotiations with creditors. Individual Bonds vs. Bond Funds: What's The Difference? Photo of Kevin Mercadante Kevin Mercadante Individual Bonds vs. Bond Funds: What's The Difference? Bonds and bond funds prove to have some significant differences that still baffle... How to Buy Amazon Stock: Invest in Shares of the E-Commerce Giant Photo of Kevin Mercadante Kevin Mercadante How to Buy Amazon Stock: Invest in Shares of the E-Commerce Giant Amazon is one of the largest retailers in the United States -- a go-to online... The Most Common Car Insurance Discounts (and How to Get Them) See which car insurance discounts are most commonly available to drivers, how much you can expect to save, and how you can qualify for those savings. Business Credit Card vs. Corporate Credit Card: What are the Differences? Learn the difference between a business credit card and a corporate credit card. Compare the pros and cons to help you decide the right card for your business. Can You Use a Personal Loan for a Down Payment on a Home? Photo of Kevin Mercadante Kevin Mercadante Can You Use a Personal Loan for a Down Payment on a Home? Personal loans have become popular in recent years, particularly with the advent...