Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

How Much Information is Needed for Someone to Steal Your Identity Learn about the different pieces of sensitive personal and financial information that criminals would need to commit identity theft and financial fraud. What Are Paper Statement Fees? Photo of Kevin Mercadante Kevin Mercadante What Are Paper Statement Fees? Some banks now charge fees for paper statements, ranging from $2-$5 per month,... Counter Checks Fees Compared at the Top U.S. Banks Photo of Kevin Mercadante Kevin Mercadante Counter Checks Fees Compared at the Top U.S. Banks Counter checks are temporary checks provided by banks, but are often not accepted by... Compare the Deposit Cutoff Times at the Top U.S. Banks Find out what the cutoff times are for making check and cash deposits at the biggest U.S. Learn about when funds are available and when checks will clear. Vanguard Personal Advisor Services 2025 Review Learn all about the Vanguard Personal Advisor Service, a robo-advisor service that helps manage an investor's portfolio automatically. Chase Student Checking Account 2025 Review Photo of Kevin Mercadante Kevin Mercadante Chase Student Checking Account 2025 Review Learn about all the details of the Chase Student Checking Account, including its fees and features. Compare it to other college student checking accounts. WiseBanyan 2025 Review Photo of Kevin Mercadante Kevin Mercadante WiseBanyan 2025 Review When it comes to financial advisors, you may have the perception that they are... Citi Flex Loan 2025 Review Learn about the Citi Flex Loan as we review this financing option that lets you borrow against your existing credit card's credit line at a lower interest rate. What Happens to Student Loans If You Drop Out of School? Find out what happens to your student loans if you choose to drop out of school, including the options that you may have to repay the debt. Best Prepaid Debit Cards for Teenagers in 2024 Photo of Kevin Mercadante Kevin Mercadante Best Prepaid Debit Cards for Teenagers in 2024 A prepaid debit card is an excellent way to teach your children how to manage...