Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

What Happens to Student Loans If You Drop Out of School? Find out what happens to your student loans if you choose to drop out of school, including the options that you may have to repay the debt. Best Prepaid Debit Cards for Teenagers in 2024 Photo of Kevin Mercadante Kevin Mercadante Best Prepaid Debit Cards for Teenagers in 2024 A prepaid debit card is an excellent way to teach your children how to manage... Savings Accounts vs. Bond Funds & ETFs: Which is Better? Photo of Kevin Mercadante Kevin Mercadante Savings Accounts vs. Bond Funds & ETFs: Which is Better? Everyone needs to have a corner of their savings or investment portfolio that is... What Are Paper Statement Fees? Find out what paper statement fees are as they relate to checking accounts and learn how you can avoid paying this fee yourself. How Much Information is Needed for Someone to Steal Your Identity? Learn about the different pieces of sensitive personal and financial information that criminals would need to commit identity theft and financial fraud. TransferWise vs. WorldRemit: Best for Money Transfers? Photo of Kevin Mercadante Kevin Mercadante TransferWise vs. WorldRemit: Best for Money Transfers? TransferWise iPhone App As both the world and the economy increasingly go global,... Should You Pay Off an Old Debt with a Collections Agency? Photo of Kevin Mercadante Kevin Mercadante Should You Pay Off an Old Debt with a Collections Agency? Millions of people have collections on their credit reports. They can often... Should You Still Finance a Car If You Can Pay in Full with Cash? When you're about to buy a new or used car, find out whether you should still take out an auto loan when you're able to pay for it entirely in cash. Title Loans: How Do They Work? Should You Use Them? Learn how title loans work and find out whether you should use your car as collateral for this type of loan when other loans options are available. Do You Have to Report PayPal Income to IRS on Tax Return? Photo of Kevin Mercadante Kevin Mercadante Do You Have to Report PayPal Income to IRS on Tax Return? The fact is: Yes, you have to report any income received (on your tax returns...