Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

How to Choose the Best Private Student Loans After you've exhausted your federal student loan options, learn what you should look out for when you're thinking about also taking out private student loans. What is Credit Life Insurance and Do You Need It? Photo of Kevin Mercadante Kevin Mercadante What is Credit Life Insurance and Do You Need It? If you have a mortgage, personal loan or auto loan, you might have been offered... Day Trading: Is It the Right Investing Style for You? Photo of Kevin Mercadante Kevin Mercadante Day Trading: Is It the Right Investing Style for You? If you’re an investor, and even if you’re not, you’ve probably at least heard of... What You Need to Know About Employee Stock Purchase Plans Learn all about employee stock purchase plans (ESPPs), which allow employees to invest in their company at a reduced cost, and to see if you should participate. When You Have to Switch Car Insurance After Moving to Another State Learn about the process of ensuring auto insurance coverage when moving to another state and find out when it makes sense to look for a new policy. Washington Car Insurance: How to Get the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante Washington Car Insurance: How to Get the Cheapest Rates Washington sits just below the middle of the 50 states when it comes to car... What You Need to Know About Pay-Per-Mile Car Insurance Photo of Kevin Mercadante Kevin Mercadante What You Need to Know About Pay-Per-Mile Car Insurance Car insurance companies offer different ways for drivers to save money on their... Oregon Car Insurance: How to Get the Cheapest Policy Rates See the average cost of car insurance rates in Oregon and how you can qualify for the cheapest premiums for the coverage you need. GAP Insurance: Where to Get This Type of Auto Coverage Find out where you can get GAP insurance, which is designed to protect your ability to repay a car loan if your vehicle is totaled or stolen Drivers with Learner's Permits: Do You Need Car Insurance? Photo of Kevin Mercadante Kevin Mercadante Drivers with Learner's Permits: Do You Need Car Insurance? This is an open question asked by many parents when a child reaches an age to...