Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Investing in CDs: The Pros and Cons to Consider Compare the pros and cons for investing your savings in certificates of deposit (CDs) to find out if you comfortable locking in your money for a long time. Chase Ink Business Credit Cards: Does the 5/24 Rule Apply? Photo of Kevin Mercadante Kevin Mercadante Chase Ink Business Credit Cards: Does the 5/24 Rule Apply? Chase, one of the largest banks and credit card issuers in the United States, has... How Much Does A Traffic Ticket Boost Your Car Insurance Rates? Photo of Kevin Mercadante Kevin Mercadante How Much Does A Traffic Ticket Boost Your Car Insurance Rates? One of the most important determinations of how much any given motorist will pay... How Marijuana Use Affects Your Life Insurance Policy Find out how the application and premiums for a life insurance policy might be affected if you're a marijuana user. MIB Insurance Report: What You Need to Know & How to Get Free Copy Learn about what the MIB insurance report contains with regards to your medical history and how it affects your life insurance application. North Carolina Car Insurance: How to Get the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante North Carolina Car Insurance: How to Get the Cheapest Rates One of the perks of living in North Carolina is that it’s one of the states with... How to Buy Car Insurance for the First Time Photo of Kevin Mercadante Kevin Mercadante How to Buy Car Insurance for the First Time It’s exciting to get your license or to buy a car for the very first time. But... How to Get the Cheapest Car Insurance for College Students Learn how college students can get the cheapest car insurance rates even though younger drivers will typically be charged more expensive premiums for coverage. Should You Switch Car Insurance After an Accident? Find out if it is a good move to switch car insurance policies after you've been in an accident -- whether you want to lower premiums or other policy terms. How to Get the Cheapest Car Insurance Rates for Seniors Photo of Kevin Mercadante Kevin Mercadante How to Get the Cheapest Car Insurance Rates for Seniors Turning 65 (or thereabouts) may bring about the joy of retirement. But...