Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Should You Invest in Brokered CDs? Learn the difference between brokered CDs and the typical bank CDs to see if they are worth considering as part of your savings and/or retirement portfolio. How to Pay for Medical Care Without Health Insurance Photo of Kevin Mercadante Kevin Mercadante How to Pay for Medical Care Without Health Insurance Despite the fact that the Affordable Care Act (ACA) has been in place since 2010,... How to Choose a Good Estate Planning Attorney: 4 Key Questions to Ask Photo of Kevin Mercadante Kevin Mercadante How to Choose a Good Estate Planning Attorney: 4 Key Questions to Ask There are literally millions of millionaires in the U.S. And while estate... Investing in CDs: The Pros and Cons to Consider Compare the pros and cons for investing your savings in certificates of deposit (CDs) to find out if you comfortable locking in your money for a long time. Chase Ink Business Credit Cards: Does the 5/24 Rule Apply? Learn about Chase's 5/24 rules for new credit card applications and how those rules may pertain to Chase Ink Business credit cards. How Much Does A Traffic Ticket Boost Your Car Insurance Rates? Photo of Kevin Mercadante Kevin Mercadante How Much Does A Traffic Ticket Boost Your Car Insurance Rates? One of the most important determinations of how much any given motorist will pay... How Marijuana Use Affects Your Life Insurance Policy Photo of Kevin Mercadante Kevin Mercadante How Marijuana Use Affects Your Life Insurance Policy There’s good news on the life insurance front for marijuana users – you can get a... MIB Insurance Report: What You Need to Know & How to Get Free Copy Learn about what the MIB insurance report contains with regards to your medical history and how it affects your life insurance application. North Carolina Car Insurance: How to Get the Cheapest Rates See the average rates on car insurance for North Carolina drivers based on coverage levels and city, including how you can get the lowest rates on your policy. How to Buy Car Insurance for the First Time Photo of Kevin Mercadante Kevin Mercadante How to Buy Car Insurance for the First Time It’s exciting to get your license or to buy a car for the very first time. But...