Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Oregon Car Insurance: How to Get the Cheapest Policy Rates See the average cost of car insurance rates in Oregon and how you can qualify for the cheapest premiums for the coverage you need. GAP Insurance: Where to Get This Type of Auto Coverage Photo of Kevin Mercadante Kevin Mercadante GAP Insurance: Where to Get This Type of Auto Coverage It’s common knowledge that new cars drop in value, virtually as soon as you drive... Drivers with Learner's Permits: Do You Need Car Insurance? Photo of Kevin Mercadante Kevin Mercadante Drivers with Learner's Permits: Do You Need Car Insurance? This is an open question asked by many parents when a child reaches an age to... How Much Car Insurance Premiums Increase After an Accident? Find out how much car insurance premiums can go up after you're involved in an accident -- including what you can do to minimize the rate increase. Car Insurance for 17-Year-Olds: How Much Will It Cost? Find out how much it costs, on average, to obtain car insurance for a 17-year-old based on their gender, state and other factors - including possible discounts. Car Insurance for 16-Year-Olds: How Much Does It Cost? Photo of Kevin Mercadante Kevin Mercadante Car Insurance for 16-Year-Olds: How Much Does It Cost? In most states, 16 is the earliest age to get a driver’s license. But, car... Boat Insurance: What Coverage is Needed to Insure Your Boat Photo of Kevin Mercadante Kevin Mercadante Boat Insurance: What Coverage is Needed to Insure Your Boat Boat insurance may be one of the least well-understood types of insurance, even... Whole Life vs. Term Life Insurance: Which is the Right Policy Coverage for You? Compare whole life insurance and term life insurance to help you decide which is the right policy coverage for you, your family and beneficiaries. Variable Life Insurance: Is It the Right Type of Life Insurance for You? Learn how variable life insurance works for people who want the cash value of their policy to encompass investment returns. Universal Life Insurance: Pros vs. Cons to Consider Photo of Kevin Mercadante Kevin Mercadante Universal Life Insurance: Pros vs. Cons to Consider The two most basic types of life insurance policies are term and whole...