Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

How to Pay for an Expensive Car Repair When the car repair cost is too expensive for your wallet, learn about the payment options available and how you can make the repairs more affordable. How Pay for Delete Works and Should You Ask for It? Photo of Kevin Mercadante Kevin Mercadante How Pay for Delete Works and Should You Ask for It? Just about everyone who has credit report delinquencies is looking for a strategy... The Best High Yield Savings Accounts of 2024 Photo of Kevin Mercadante Kevin Mercadante The Best High Yield Savings Accounts of 2024 Check the interest rate on your savings account -- especially if you opened it at... Should You Invest in Dividend Stocks, ETFs, or Mutual Funds? What to Consider Learn about investing in stocks, ETFs, and mutual funds with a high yield for dividend income, including pros, cons, and tax considerations. Pennsylvania Car Insurance: How to Get the Cheapest Rates See the average car insurance rates for Pennsylvania drivers and learn how you can qualify for the cheapest policy based on your desired coverage level. Wisconsin Car Insurance: How to Shop for the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante Wisconsin Car Insurance: How to Shop for the Cheapest Rates Wisconsin, also known as “America’s Dairyland”, where many residents refer to... Can You Lease a Smartphone with No Credit or Bad Credit? Photo of Kevin Mercadante Kevin Mercadante Can You Lease a Smartphone with No Credit or Bad Credit? With regular improvements and updates in smartphone technology, one of the best... How to Deal with a Pay Cut or Reduced Work Hours Learn how to handle a pay cut or reduced work hours, including partial unemployment and other options to increase cash flow while you seek more income. Unemployment Benefits Fraud: What to Do If You Become a Victim Find out what steps to take if you've become a victim of identity theft and fraud -- allowing someone else to claim unemployment benefits under your name. Should You Use a Credit Repair Company? Photo of Kevin Mercadante Kevin Mercadante Should You Use a Credit Repair Company? Your credit may not be in the best shape -- millions of Americans have damaged or...