Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

How to Get the Cheapest Car Insurance for College Students Learn how college students can get the cheapest car insurance rates even though younger drivers will typically be charged more expensive premiums for coverage. Should You Switch Car Insurance After an Accident? Photo of Kevin Mercadante Kevin Mercadante Should You Switch Car Insurance After an Accident? The good news: You can switch car insurance at any time – but that doesn’t... How to Get the Cheapest Car Insurance Rates for Seniors Photo of Kevin Mercadante Kevin Mercadante How to Get the Cheapest Car Insurance Rates for Seniors Turning 65 (or thereabouts) may bring about the joy of retirement. But... How to Pay for an Expensive Car Repair When the car repair cost is too expensive for your wallet, learn about the payment options available and how you can make the repairs more affordable. How Pay for Delete Works and Should You Ask for It? Learn how to use the pay-for-delete method to remove a damaging debt collections remark on your personal credit report -- lowering your credit risk for lenders. The Best High Yield Savings Accounts of 2024 Photo of Kevin Mercadante Kevin Mercadante The Best High Yield Savings Accounts of 2024 Check the interest rate on your savings account -- especially if you opened it at... Should You Invest in Dividend Stocks, ETFs, or Mutual Funds? What to Consider Photo of Kevin Mercadante Kevin Mercadante Should You Invest in Dividend Stocks, ETFs, or Mutual Funds? What to Consider Investments can help you grow wealth in many ways. One way that you may have heard... Pennsylvania Car Insurance: How to Get the Cheapest Rates See the average car insurance rates for Pennsylvania drivers and learn how you can qualify for the cheapest policy based on your desired coverage level. Wisconsin Car Insurance: How to Shop for the Cheapest Rates See the average car insurance rates for Wisconsin drivers and learn how to get the cheapest premiums based on coverage and your driver profile. Can You Lease a Smartphone with No Credit or Bad Credit? Photo of Kevin Mercadante Kevin Mercadante Can You Lease a Smartphone with No Credit or Bad Credit? With regular improvements and updates in smartphone technology, one of the best...