MyBankTracker Blog

How to Budget When Earning a Higher Income After you have finally secured your first real job there are certain budgeting strategies that work to help you secure your finances. Gerald Morales Shirley Pulawski Should You Save for Retirement or for Your Kids' College? Saving money is important, whether it's for retirement, college, emergencies, or... Shannon McNay Does Closing a Credit Card Hurt Your Credit Score? Anyone who’s battled credit card debt before may understand the feeling of wanting... Ensure Your Charitable Donations Go to the Right Place Is your donation going to the right place? Or are you being scammed by an organization that claims to provide aid towards a good cause. Gerald Morales Delta Airline Credit Cards Review Use our review of the most popular Delta Airline Credit Card Offers to choose the card that will help you save the most based on how often you fly. Simon Zhen Shirley Pulawski How to Rent an Apartment With Bad Credit Having a bad credit score can make it difficult to do a lot of things, like obtain a... Simon Zhen Comparing Chase Freedom vs. Discover It Cash Back Credit Cards Chase Freedom and Discover It Cash Back are two cash back credit cards that are... Is 20 Percent Down the Standard in Home Buying? There is a trend of home buying made easier with unconventional down payment. As lenders grow more flexible, you may want to look into buying a home. Katherine Muniz Santa's 'Nice' List: Which Banks Charge the Least in Fees? This list of good banks all rank in good standing when it comes to the service they offer in select categories. Gerald Morales Katherine Muniz Why You Should Trust Online Banking If you've dealt with physical banks all your life, you may find the idea of an online... Guest Contributor How to Avoid Debt During the Holidays Last year, holiday shoppers spent $52 billion from Nov. 1 to Dec. 16, according to the... Southwest Credit Cards 2025 Review: Which Card Is Best For You? Southwest offers a few different credit cards. We compared the top cards so you can see which is best. Dive into our Southwest Credit Card Review here. Simon Zhen Should You Open a Store Credit Card? Is a promotional interest rate or a discount worth opening a retail credit card? Here‘s how to decide if store credit cards are worth the perks they advertise. Katherine Muniz Simon Zhen Online Banking: Manage Accounts From Home Online banking is one of the easiest ways for a bank customer to manage their... Simon Zhen ATMs: When You Can’t Use a Branch Bank branches are not always open and even if they are open, teller lines may be... 5 Naughty Fees from Banks: Is Your Bank on This List? Banks are naughty for a variety of reasons. Here is a list of 5 ways banks are naughty, and who ranks highest on the naughty list this year. Gerald Morales How to Use Home Equity Loan to Buy a Second Home How to buy a second home or vacation property using equity from your first home; learn the advantages and disadvantages of using a home equity loan. Shirley Pulawski Theresa Kim The Time It Takes for a Check to Clear at Top Banks Banks typically make at least $200 of deposited funds available quickly (often the... Katherine Muniz Bank Mishaps and How They Affect You So what happens if a bank makes a mistake with your money? Steps to... Smart Banking Practices Katherine Muniz How to Spot a Counterfeit Bill Gerald Morales Gerald Morales Do Not Fall Victim to a Fake Cashier's Check and Scam It can be difficult to spot a fake cashier's check. Many fake cashier's checks... Gerald Morales Do You Know When Your Retirement Funds Will Run Out? Do you have any idea when will your retirement run out? Most people with a... Mobile Banking Fees Compared at the Top 10 Banks Mobile banking fees compared shows that there are still relatively no fees with using this feature, but that can change in the near future. Gerald Morales What to Do if Your Credit Score is Not Good Enough for a Mortgage How to buy a home with a bad credit rating poor credit score or fair credit but too low to get a mortgage on a home. Steps to buy a house with bad credit Shirley Pulawski Gerald Morales The Rich Are Getting a Bigger Break on Mortgages Recent changes in mortgage rates offered by lenders have raised concerns that the... Simon Zhen The Best Time to Ask for a Credit Limit Increase Prior to the financial crisis, credit card issuers allowed customers to request a... 5 Common Sense Budgeting Techniques With these fun common sense budgeting techniques, you can allocate your money wisely and improve your financial state. Katherine Muniz 5 Ways Men and Women Think Differently About Money A plethora of analysis has found that men and women handle money much differently from one another. While not always the norm, it's been cited that both sexes' spending habits lean towards their lifestyles and financial plans for the future. Guest Contributor