MyBankTracker Blog

Shopaholics: Mental Tips to Stop Overspending Credit card tips and strategies to learn how to save money and avoid overspending and resist impulse buys for shopaholics and overspenders. Shirley Pulawski Katherine Muniz Bank Branches: Not Going Anywhere, Anytime Soon In a world where everything has transitioned to be modern, fast, and efficient, more... Daryl Paranada 6 Benefits of Paying Your Bills Early Flickr |... 8 Ways to Use Your Tax Refund Wisely Put your tax refund to better use by putting it into a better savings option, including retirement vehicles for long-term growth. Shirley Pulawski Have You Saved Enough for College? Find Out More About Scholarships Students should remember to take a look at scholarships for college so that they can find a way to cover the cost of education. Gerald Morales Katherine Muniz 5 Money Hacks to Cut Shopping Costs and Bills Everybody likes getting a good deal, but not everyone has the patience or savvy to... Katherine Muniz A Bank Teller Reveals Secrets and Debunks Banking Myths We all know what a visit to a bank branch will bring. Average consumers have no... Bank vs. Retailers: Who’s Responsible for Protecting Your Data? Banks and retailers are looking to blame each other for the recent data breaches that have compromised millions of consumers' debit and credit cards. Simon Zhen 6 Steps to Achieving Financial Independence Financial advice on on achieving financial independence, what you'll need before you move out, and how to gauge your readiness. Katherine Muniz Shirley Pulawski How Student Loan Debt Can Affect a Mortgage Application Could student loan debt be holding back many Americans from getting approved for a... Erik Neilson Beating Out Cash Buyers When Shopping for a Home Many people simply don't have the cash up front to buy their new home. And while cash... House Hunting? Try Before You Buy If you're house hunting, try before you buy has become a new way to get people to appreciate a home. Learn how this works and if you'd like to do it. Paul M.J. Suchecki Easiest Way to Pay off Your Mortgage Early Pay off your mortgage early to earn your mortgage interest rate on every dollar. Here's the easiest way to own your home outright years earlier. Learn how: Paul M.J. Suchecki Shirley Pulawski Parents: Save for Primary Education Costs, Not Just College Many people are aware of savings methods for college for their children, like 529... Simon Zhen 5 Free Tax Return Preparation Methods Available to You USAG-Humphreys - Flickr |... 3 Ways to Avoid Paying for Mortgage Insurance Mortgage insurance is an additional housing expense that should be avoided if possible. It protects the lender, not the borrower. Here are 3 tips to help. Paul M.J. Suchecki How to Prepare Your Finances for a New Baby how to budget and plan personal and family finances for a new baby. Learn how to save money and prepare for a new baby's future, college, and life. Shirley Pulawski Paul M.J. Suchecki 5 Facts You Should Know About Mortgages There are a lot of misconceptions about mortgages. But before you even get to the... Daryl Paranada A Prepaid Card for Your Teen? Not Such a Bad Idea Would you give a teenager a prepaid card? It might sound like a questionable move,... 5 Features You Should Avoid When Buying a Home Buying a home can be a frustrating process, especially considering the different features you might run into. Here are five that you should avoid. Erik Neilson Is Renting in Retirement Ever a Good Idea? When is renting in retirement a good idea? How smart is it for a retiree to rent a house or apartment instead of buying? Compare renting vs. owning a home. Shirley Pulawski Daryl Paranada Tips on Helping Your Personal Finances Survive the Deep Cold Record-breaking low temperatures in the Midwest and Eastern United States have had a... Paul M.J. Suchecki What are Closing Costs on a Home Purchase? Closing costs are fees due prior to transfer of title to you that are in addition... What Are Advantages and Disadvantages of FHA Mortgages Learn how FHA mortgage is great for first-time home buyers and those with marginal credit, but it's not for everybody. See here if an FHA loan is right for you. Paul M.J. Suchecki When to Consider an Adjustable Rate Mortgage (ARM) When an adjustable rate mortgage is a good idea; learn about adjustable rate mortgage terms. What is an adjustable rate mortgage ARM and is it right for me? Shirley Pulawski Simon Zhen Your Post Office Could Become More Like a Bank Facing dire financial straits and staving off bankruptcy, the United State Postal... Shirley Pulawski Navigating Insurance as a Condo Owner Many people opt to purchase condos instead of a traditional home with a yard. In... 6 Easy Ways to Declutter Your Digital Life Do you have a messy digital life? A disorganized digital life can slow productivity and hurt your personal finances. Tips on decluttering your digital life. Daryl Paranada 15-Year vs. 30-Year Mortgage: Which Is Right for You? 15-Year Mortgage 30-Year Mortgage; A 30 gives lower monthly payments, you pay a full point more in interest over the course of loan. Here are the numbers Paul M.J. Suchecki