MyBankTracker Blog

The Basics of Series I Savings Bonds Learn how fixed rates and inflations rates work to determine your composite rate and affect your returns on Series I savings bonds. Simon Zhen Paul M.J. Suchecki Key Problems That Can Kill a Home Loan Mortgages aren't as easy to get as they were just half a dozen years ago when the real... Shayla Mars Buying a Home During the Winter: What You Need to Know The American housing market has changed drastically since its collapse in 2007. Now,... No to Low Money Down Mortgages No to low money down mortgages can fund your dream of owning a home. Now no to low money down mortgages can be found in both the private and public sector: Paul M.J. Suchecki Is it Bad Idea to Use HELOC to Pay Off Student Loans? Student loans are such a financial burden that you may consider transferring the debt to a HELOC. Here are the dangers of doing so. Simon Zhen Daryl Paranada 5 Tips for Millennials to Buy a Home Facing high student debt and a tough job market, studies show that Millennials are... Paul M.J. Suchecki When Is the Best Time to Buy a Home? The best time to buy a home is when the market is slow. There are selling cycles... 9 Simple Ways to Protect You from Fraud According to the Identity Theft Resource Center, from 2005-2013 there have been 4,253 breaches. Don't be a victim. Take these steps to protect yourself. Daryl Paranada Do Real Estate Gimmicks Bring in New Clients? Being a real estate salesperson is a hard job. Determined to stand a part, some agents develop crazy real estate gimmicks. Shayla Mars Shayla Mars Trim Your Green to Make Green: Landscaping on a Budget No matter how many times you hear it, it never gets old: Presentation is everything. A... Daryl Paranada 5 Things You Can Do With Your Unwanted Gift Cards Before you lose out on your gift card’s value, here are a few tips on what can you do... The Top U.S. Luxury Home Markets and Most Expensive ZIP Codes High ranking luxury home markets across the U.S. attract celebrities and the wealthy. See where multi-million dolar luxury home sales are highest. Shirley Pulawski How to Get the Lowest Mortgage Loan Rates Even though rates right now are at a historic low, learn how to get the lowest mortgage loan rates to save big. Paul M.J. Suchecki Paul M.J. Suchecki Should You Buy a Vacation Home With a Mortgage or Cash? If you're mulling over the purchase of a vacation home, congratulations. But... Paul M.J. Suchecki To Keep Working Rent, Don’t Buy Although conventional wisdom holds that the path to a better financial future lies... 4 Things Real Estate Agents Want You to Know Real estate agents can be the saving grace you need to sell a home. There are four things they want you to know. Shayla Mars If You Buy a Foreclosure, Watch Out Buy a foreclosure and you find a real bargain, but wary. Pitfalls lurk from scam artists to legal and financial snags and physical problems with the homes. Paul M.J. Suchecki Erik Neilson What Is a Home Equity Loan? When it comes to financing major repairs and other expensive home projects, doing... Shayla Mars Selling a Home? Beware of Scams Selling your home yourself can be a daunting task. You have to put in all the work to... 4 Ways to Feng Shui Your House for Sale Are you in the midst of trying to sell a property that just won’t budge? Feng Shui your house for sale. Shayla Mars What Do Buyers and Sellers Pay in Mortgage Closing Costs? It's important for both buyers and sellers to know ahead of time what they're likely to pay in closing costs. Erik Neilson Katherine Muniz 5 Ways to Lower and Pay Down Massive Debt (Part 2) Many consumers struggle with paying off high levels of debt, and in these cases, it... Gerald Morales Is Performance-Based Pay Necessary for College Presidents? College presidents earn a median salary of $250,442. Did you know that their base... 5 Sources of Emergency Financial Assistance for Those in Need Struggling individuals who can't afford everyday essentials can apply for emergency financial assistance until they get back on their feet. Katherine Muniz Ways to Get Rid of Your Student Loans Without Paying Learn how loan forgiveness and discharge programs can pay for all or part of your student debt. Daryl Paranada Katherine Muniz How to Know When Bankruptcy Is Your Best Option Everyone knows bankruptcy is a last resort option for getting out of debt. Its... Erik Neilson Fixed-Rate Mortgages vs. Variable: Which One Is Right for You? There are two primary types of mortgages available to prospective homeowners,... How to Find the Best Mortgage Rates in Your State Learn things that you can do, to find a rate that will not only make it easier for you to afford a mortgage, but will be better than any other offered in your state. Erik Neilson Why Your Credit Scores Drop After Paying Off a Loan? Did you see your credit scores drop after paying off a loan? Find out why by looking at how credit scores are calculated. Simon Zhen