MyBankTracker Blog

401(k) vs. Roth IRA: Which Option is Best for You? 401(k) vs Roth IRA - both offer unique advantages and disadvantages, but which is better for your retirement savings? Debbie Dragon Debbie Dragon When the Emergency Fund Becomes a Burden Financial gurus recommend keeping 3 to 6 months of living expenses, if not more,... Simon Zhen 5 Online Tax Prep Programs Compared Do you plan to file your tax return on your own this year? We commend your bravery in... Which Credit Score is the Real One That Lenders Use? Your credit score will effect quite a lot throughout your life. Don't let a fake credit score get in the way what you are trying to achieve. Debbie Dragon Time to Underestimate Our Financial Goals Simon Zhen Amy He P2P Payments: Not As Difficult As You Think This past weekend, I asked my friend to help me acquire discount movie passes --... Simon Zhen P2P Lending Woes: You Just Don’t Know Who to Trust As savings rates slip in recent years, I’ve been slowly ramping up my investments... How to Itemize Deductions on Your Tax Returns Learn when it might make sense for you to itemize deductions over the standard tax deduction on your tax returns. Lance Cothern How Your Spending Can Have Tax Consequences Simon Zhen Debbie Dragon How to File Your Tax Returns for Free You would think filing your tax return should be free. After all, you’re paying... Debbie Dragon 5 Steps to Take After Being Denied a Loan For those in a hurry to get a loan, there may have been a lack of preparation that... Why Expense-Tracking Often Ends in Failure Simon Zhen When Buying a Home Isn't The Right Move Debbie Dragon Simon Zhen 5 Ways to Tackle Your Finances During Lent Already failed to keep up with your New Year’s financial resolutions? Don’t fret.... Debbie Dragon What Bonds Should You Buy for Your Kids? Savings bonds are a low-risk, government-backed savings product. The interest... Is Student Debt Worth It? Amy He Why Making Extra Mortgage Payments Is a Smart Move Making extra mortgage payments is a smart move if you're trying to pay off your mortgage quickly. Here are the best ways to make extra mortgage payments. Debbie Dragon Debbie Dragon When Do You Need to Use Certified Checks? Although the world is headed toward electronic banking, there may still be an occasion... Simon Zhen Why You Shouldn't Close Your Capital One 360 Account In the world of investing, one core principle that investors abide by is to sell a... Do You Need Car Insurance to Drive Someone Else's Car? Do you need car insurance to drive someone else's car? Don't assume the car owner's insurance will cover you if you're behind the wheel. Debbie Dragon Keeping Your Cash Safe During Your Next Trip Debbie Dragon Debbie Dragon Use Your Uncommon Skills to Pay Off Debt When you have outstanding debts and are already living paycheck to paycheck, climbing... Debbie Dragon Your Life Insurance Policy Could Help in Financial Emergencies If you are experiencing difficult financial times, you may start looking for options... Take Advantage of Tax Deductions in Traditional IRAs Debbie Dragon Why Balancing Your Checkbook Is Still Useful It is still very useful to balance your checkbook. Here are 4 good reasons to always keep a balanced checkbook. Debbie Dragon Laura Li How to Prepare Your Bank Account For Working Abroad With the globalization of the world economy, taking jobs overseas has become quite... Debbie Dragon Getting Your Tax Refund: Go With Direct Deposit Expecting a refund during this tax season? There are several ways to actually collect... How to Avoid IRA Contribution Mistakes Debbie Dragon 4 Benefits of Going With a Community Bank You may hear about the big banks more, but often it could be the local banks that offer the best services. Be sure to consider them when choosing a bank. Debbie Dragon