MyBankTracker Blog

You Earned Those Rewards, Remember to Redeem Them Simon Zhen Katherine Muniz What Is a 529 Plan? What Are the Tax Advantages? 529 Plans, also known as Qualified Tuition Programs, are tax-advantaged college... Kaia Zawadi Should You Consider Tuition Refund Insurance? Mapping out a college savings plan for a future grad can provide peace of mind if... What Is a Piggyback Mortgage? How Does it work? A piggyback mortgage, or an 80/20 mortgage loan is exactly what it sounds like, a borrower takes out a second loan on top of or at the same time the first mortgage is started or refinanced. Kaia Zawadi Why Elderly Don’t Need ‘Senior’ Checking Accounts Senior checking accounts tend to have easy-to-waive monthly fees or offer more features that cater to the older generations. Learn why they don't need senior checking accounts. Simon Zhen Simon Zhen How Parents Should Financially Prepare College-Bound Students In just a few weeks, school begins. Among the plethora of things to worry about as... Simon Zhen Why You Have 3 Different Credit Scores? Q: I have three different credit scores with the three credit reporting agencies. Why... What Average Credit Scores Needed for Your Loans? Do you know where your credit score falls when it comes to obtaining a loan or line of credit? What is the cut off between good credit and excellent credit? Shirley Pulawski Cash Back Credit Cards that Gives More Back on All Purchases Simon Zhen Simon Zhen Cash Back Credit Cards With Bonus Categories In the vast sea of cash back credit cards, there are certain cards that will focus... Shirley Pulawski How to Accept Credit Cards for Your Small Business If you’re getting ready to start a small business, or already have one up and running... Social Security Application Process For Retirement Benefits Social Security application for retirement benefits requires one to have certain necessary documents. Read this guide to find out what they are. Amy He Social Security Qualifications For Retirement Benefits Social Security qualifications for retirement benefits to consider include amount of contributed taxes, how long you worked, and the age you plan to retire. Amy He Shirley Pulawski Downsizing a Home: Is it Right for You? Is the McMansion feeling too large and costly to maintain? Maybe the kids are... Kaia Zawadi Must-Have Skills to Become a Homebuyer If you want to delve into the world of real estate and make a business out of flipping... What You Should Know About Creditors After Declaring Bankruptcy Amy He How the Rich Lend Money to Their Families Wealthy parents are tired of seeing their money disappear. Now they are creating family banks in order to teach their children some fiscal responsibility. Amy He Shirley Pulawski 4 Necessary Considerations Before Buying a Vacation Property If you’re considering the purchase of a vacation home or a second residence,... Simon Zhen The Hidden Fee for Paying Off A Credit Card (Hint: Residual Interest) Rob Marquardt / Flickr | https://www.flickr.com/photos/sometoast/3140570760/ There... How to Avoid Savings Withdrawal Fees MyBankTracker explains why savings withdrawal fees happen and how to avoid incurring them. Simon Zhen How to Get the Best Rate On Your Auto Loan Kaia Zawadi Kaia Zawadi 'Zombie Properties' Are Scarier Than You Think Many boarded up, abandoned and dilapidated houses are seen as eyesores in communities... Laura Li Which is Best for College: Prepaid Debit Card or Bank Account College is an important time to learn about managing finances, if you haven't... Why Credit Card Minimums Are Legal Learn why credit card minimums are required when you use your card to pay for something. See if it is legal for stores to have these rules. Simon Zhen Comparing Early Withdrawal Penalty Fees for CDs Amy He Amy He Do Payroll Cards Hurt or Help Employees? Following the ongoing lawsuit Natalie Gunshannon filed against McDonald's for paying... Guest Contributor 5 Investments You Should Always Stick to With a Bank Banks vary from location to location. Some are small local branches. Others are a... Airline Card Worth the Annual Fee? Simon Zhen Analyze Your Spending & Travel Habits Simon Zhen