MyBankTracker Blog

How Does Rent to Own Home Works? A rent-to-own home provides both the buyer and seller of a property time to organize the sale while still providing shelter and income respectively. Shayla Mars Kaia Zawadi Buying a House? Know What Closing Costs Are Involved Closing costs are the required fees associated with completing the sale of a... Simon Zhen Can Your Friends Affect Your Chances of Getting a Loan? “You’re only as good as the company you keep.” In other words, your friends say a lot... 7 Ways to Sell Your House Quickly and Make More Money Kaia Zawadi Credit Card Rewards Programs Compared If you‘ve ever taken a look at various rewards credit cards, you‘ll find a 5-points-per-dollar reward rate to be rather attractive. But is it really that amazing? Simon Zhen Shannon McNay Which Cash Back Credit Card is Better: Chase, Discover or Citi? If you’re going to use a credit card to make a purchase, you might as well earn... Simon Zhen Who Has Better CDs? Ally Bank vs. Capital One 360 The two of the nation’s largest online banks, Ally Bank and Capital One 360, have... Review: 'What Did I Buy Today?' An Obsessive Consumption Journal Katherine Muniz How Long Should I Hold Onto Financial Documents? Kaia Zawadi Simon Zhen You Earned Those Rewards, Remember to Redeem Them Last week’s news of PerkStreet Financial’s abrupt announcement of its closing is a... Katherine Muniz What Is a 529 Plan? What Are the Tax Advantages? 529 Plans, also known as Qualified Tuition Programs, are tax-advantaged college... Should You Consider Tuition Refund Insurance? Kaia Zawadi What Is a Piggyback Mortgage? How Does it work? A piggyback mortgage, or an 80/20 mortgage loan is exactly what it sounds like, a borrower takes out a second loan on top of or at the same time the first mortgage is started or refinanced. Kaia Zawadi Simon Zhen Why Elderly Don’t Need ‘Senior’ Checking Accounts Banks offer different checking accounts to the masses, military, wealthy and... Simon Zhen How Parents Should Financially Prepare College-Bound Students In just a few weeks, school begins. Among the plethora of things to worry about as... Why You Have 3 Different Credit Scores? Have you ever wondered why you have three different credit scores? Well we are here to help you understand why. Simon Zhen What Average Credit Scores Needed for Your Loans? Do you know where your credit score falls when it comes to obtaining a loan or line of credit? What is the cut off between good credit and excellent credit? Shirley Pulawski Simon Zhen Cash Back Credit Cards that Gives More Back on All Purchases While some cash back credit cards get to flaunt their ridiculous amounts of cash back... Simon Zhen Cash Back Credit Cards With Bonus Categories In the vast sea of cash back credit cards, there are certain cards that will focus... How to Accept Credit Cards for Your Small Business Shirley Pulawski Social Security Application Process For Retirement Benefits Social Security application for retirement benefits requires one to have certain necessary documents. Read this guide to find out what they are. Amy He Amy He Social Security Qualifications For Retirement Benefits The first thing to note to see if you meet the Social Security qualifications for... Shirley Pulawski Downsizing a Home: Is it Right for You? Is the McMansion feeling too large and costly to maintain? Maybe the kids are... Must-Have Skills to Become a Homebuyer Kaia Zawadi What You Should Know About Creditors After Declaring Bankruptcy Amy He Amy He How the Rich Lend Money to Their Families Remember the days when -- if you were rich -- you were able to mooch off your wealthy... Shirley Pulawski 4 Necessary Considerations Before Buying a Vacation Property If you’re considering the purchase of a vacation home or a second residence,... The Hidden Fee for Paying Off A Credit Card (Hint: Residual Interest) Nearing credit card payoff? Congratulations! Just make sure you don't let this sneaky fee stand in the way of your debt freedom and a positive credit score. Simon Zhen How to Avoid Savings Withdrawal Fees MyBankTracker explains why savings withdrawal fees happen and how to avoid incurring them. Simon Zhen