Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

What Happens If You Lie About Your Income on a Credit Card Application? Your income is required when you apply for a new credit card. And, lying about it could get you approved, but it could also get you in trouble. What Happens If You Overpay Your Credit Card? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Happens If You Overpay Your Credit Card? Credit cards are a great financial tool when used properly. They let you make... ACH vs. Wire Transfers: Compare Speed, Cost and Security Photo of Thomas (TJ) Porter Thomas (TJ) Porter ACH vs. Wire Transfers: Compare Speed, Cost and Security There are many ways to move money between accounts at different banks. You can... How to Get Bank of America Personal Loans Learn what types of loans are offered by Bank of America and find out where else you can look for personal loans. Which Credit Cards Are Most Accepted Worldwide? Find out which credit cards are the most accepted worldwide so that you won't have trouble paying for a purchase when you travel internationally. Can You Negotiate the Interest Rate on a Personal Loan? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Negotiate the Interest Rate on a Personal Loan? People commonly haggle when they’re making a purchase, big or small. Whether you... How to Find the CVV on Your Debit and Credit Cards Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Find the CVV on Your Debit and Credit Cards When you want to use your credit or debit card to make a purchase online, you need... Backed Personal Loans Review: Should You Apply? Learn all about Backed personal loans from the review of the interest rates, borrowing amounts, repayment periods, fees, and co-signer requirements. Best Credit Cards to Apply for Rebuilding a Bad Credit Score Having bad credit from due to bankruptcy, debt collection, or late payments doesn‘t mean you can‘t get good credit. Use these credit cards to rebuild credit. Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? More than 57 million Americans have some type of gym membership. Gyms are a...