Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Short-Term Health Insurance: What Is and Isn't Covered Learn about short-term health insurance plans, including what is covered, state-law limits, how much they cost, and where to find them. No-Exam Life Insurance: How It Works and How Much It Costs Photo of Lance Cothern Lance Cothern No-Exam Life Insurance: How It Works and How Much It Costs Getting life insurance is an essential part of most financial plans. The life... Opting Out of Employer Health Insurance: When Does it Make Sense? Photo of Lance Cothern Lance Cothern Opting Out of Employer Health Insurance: When Does it Make Sense? Most people get health insurance through their employer as an employee benefit.... Business Certificates of Deposit (CDs): How They Work Learn about business certificates of deposit (CDs) and how they work to safeguard and grow a portion of your business's funds. Can U.S. Expats (Americans Abroad) Contribute to IRAs or 401(k)s? Find out whether U.S. expats can qualify to contribute to IRAs or 401(k)s despite being an American living abroad -- especially when it comes to taxes. What Is a Brokerage Sweep Account & How Does It Work? Photo of Lance Cothern Lance Cothern What Is a Brokerage Sweep Account & How Does It Work? As an investor, your money may not always be fully invested in stocks, bonds,... How to Buy Health Insurance on Your Own Through Marketplaces Photo of Lance Cothern Lance Cothern How to Buy Health Insurance on Your Own Through Marketplaces People often get health insurance through their jobs. But jobs don’t always offer... How to Transfer a Brokerage Account Quickly and Easily Learn about the different ways that you can transfer a brokerage account and its assets. Find out other concern such as taxes and blackout periods. Should You Use a Home Equity Loan or HELOC to Pay for College? Consider the pros and cons of using a home equity loan or HELOC to pay for a child's college tuition and expenses, in an effort to avoid student loans. Taxes on Gambling and Sports Betting: What You Need to Know Photo of Lance Cothern Lance Cothern Taxes on Gambling and Sports Betting: What You Need to Know Gambling, including sports betting, can be a ton of fun or quite depressing...