Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

BlueVine Business Checking Account 2025 Review Our review of the BlueVine Business Checking account looks at the account fees and features that can help small business owners manage their business finances. Facet Wealth Financial Advisor 2025 Review Photo of Lance Cothern Lance Cothern Facet Wealth Financial Advisor 2025 Review You may hire a financial advisor if you want to take your finances to the next level.... Can You Use a Personal Checking Account for Your Business? Photo of Lance Cothern Lance Cothern Can You Use a Personal Checking Account for Your Business? Yes. Technically, you could use a personal checking account for your business. It... 10 Things to Consider Before Retiring in a Different Country Learn about the many factors that you have to consider before spending retirement in a different country outside the U.S., especially when it comes to finances. What Are the FICA Taxes on Every Payroll Check? Learn about the FICA taxes that you pay with every paycheck (seen in your pay stubs) and the percent taken from your income for Social Security, Medicare, etc. Should I Give a Business Debit Card to an Employee? Photo of Lance Cothern Lance Cothern Should I Give a Business Debit Card to an Employee? Running a small business is a challenging but rewarding endeavor. Every day... The Best Personal Loans in Oregon for 2024 Photo of Lance Cothern Lance Cothern The Best Personal Loans in Oregon for 2024 Each lender creates its personal loan products based on its profit goals and the... What Should You Do with Stock Options When Leaving a Job? Learn how you should handle your stock options that you received from a previous employer. Find out when you should exercise the options. Which U.S. Banks Offer Foreign Currency (Multicurrency) Accounts? Find out which U.S. banks offer foreign currency accounts -- also known as multi-currency accounts -- to personal banking customers. Who Can You Claim as a Dependent on Your Tax Return? Photo of Lance Cothern Lance Cothern Who Can You Claim as a Dependent on Your Tax Return? When you’re filing your taxes, you’ll need to know who you can claim as a...