Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Do You Need a CPA or CFP for Financial Advice? Find out whether you need the professional advice and guidance from a certified public accountant (CPA) or a certified financial planner (CFP). How to Check Your Business Credit Score Photo of Lance Cothern Lance Cothern How to Check Your Business Credit Score When you apply for a loan as an individual, the lender checks your personal credit... 5 Ways to Get Tax-Free Income in Retirement Photo of Lance Cothern Lance Cothern 5 Ways to Get Tax-Free Income in Retirement When you’re planning for retirement, there can be a lot of uncertainty. You... Can Credit Card Reward Points Be Transferred Upon Death? Find out whether you can have your accumulated credit card rewards points transferred as part of your estate planning process. How to Choose Your Life Insurance Beneficiary Learn how to choose your life insurance beneficiary wisely to ensure that your spouse, children, and loved ones are financially secure if you pass away. Key Person Life Insurance: When Does It Make Sense for a Business Photo of Lance Cothern Lance Cothern Key Person Life Insurance: When Does It Make Sense for a Business Companies, both large and small, have certain employees that are vital to their... How to Invest in Index Funds for Instant Diversification Photo of Lance Cothern Lance Cothern How to Invest in Index Funds for Instant Diversification Investing is something that can be as complex or as simple as you make it. Many... How to Get Life Insurance Policy After a Cancer Diagnosis Find out what life insurance options are available to you if you've been diagnosed with cancer or have survived cancer and it is in remission. Immediate vs. Deferred Annuity Payout Options Compared Compare the pros and cons of immediate and deferred annuity payout options and how you choose between them when it comes to your retirement income. How Your Life Insurance Policies Affect Medicaid Eligibility & Benefits Photo of Lance Cothern Lance Cothern How Your Life Insurance Policies Affect Medicaid Eligibility & Benefits Life insurance and Medicaid may seemingly be unrelated but there is a connection...