Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Protect Against Wage Garnishments, Bank Levies Learn what you can do to protect your finances against wage garnishments and bank levies that can slow you down from repairing your financial situation. How to Help Manage the Finances of Aging Parents Photo of Lance Cothern Lance Cothern How to Help Manage the Finances of Aging Parents Getting old is a fact of life. Unfortunately, people may start to lose their... What Happens If You Need an Early Withdrawal from a 529 Plan? Photo of Lance Cothern Lance Cothern What Happens If You Need an Early Withdrawal from a 529 Plan? You know college is expensive. That means you’ll need to save quite a bit of... Why You Should Pay Attention to the Expense Ratio on Mutual Funds and ETFs Learn all about expense ratios and the impact on the returns of your investments. Find out what fees are included in the costs. Do You Need a CPA or CFP for Financial Advice? Find out whether you need the professional advice and guidance from a certified public accountant (CPA) or a certified financial planner (CFP). How to Check Your Business Credit Score Photo of Lance Cothern Lance Cothern How to Check Your Business Credit Score When you apply for a loan as an individual, the lender checks your personal credit... 5 Ways to Get Tax-Free Income in Retirement Photo of Lance Cothern Lance Cothern 5 Ways to Get Tax-Free Income in Retirement When you’re planning for retirement, there can be a lot of uncertainty. You... Can Credit Card Reward Points Be Transferred Upon Death? Find out whether you can have your accumulated credit card rewards points transferred as part of your estate planning process. How to Choose Your Life Insurance Beneficiary Learn how to choose your life insurance beneficiary wisely to ensure that your spouse, children, and loved ones are financially secure if you pass away. Key Person Life Insurance: When Does It Make Sense for a Business Photo of Lance Cothern Lance Cothern Key Person Life Insurance: When Does It Make Sense for a Business Companies, both large and small, have certain employees that are vital to their...