MyBankTracker Blog

What is a CD?: A Quick 101 Guide Banks and credit unions, both offer depositors or members the option of purchasing CDs which are like savings accounts that you promise not to withdraw money from for a specific period of time. Simon Zhen Thomas (TJ) Porter BMO Personal Loans 2025 Review: Should You Apply? BMO Personal Loans You can use a personal loan for many reasons. Most commonly,... Lance Cothern What to Do If You Haven’t Been Paying Quarterly Taxes When it comes to paying federal income taxes, W-2 employees have it easy. As... How Your C.L.U.E. Report Affects Your Home and Car Insurance Premiums Learn how the CLUE report affects your home and car insurance premiums, including how you can check your report for free and dispute any claims errors. Ben Luthi The Best Robo-Advisors for Automated Investing in 2025 Find out which robo-advisory services were the best of the year based on account fees, investment options, portfolio design, and other features. Thomas (TJ) Porter Valencia Patrice Higuera People’s United Bank Personal Loan 2025 Review Whether you need money for home improvements, debt consolidation, or a wedding, a... Kevin Mercadante What You Need to Know About Employee Stock Purchase Plans Employee stock purchase plans (ESPPs) are one of the less common, and less... Are There Reasons to Lower Your Credit Card Limits? As you wonder if it is a good idea to reduce your credit card limits, learn how it could affect your credit score and chances of getting new credit cards. Thomas (TJ) Porter What Should You Do with Stock Options When Leaving a Job? Learn how you should handle your stock options that you received from a previous employer. Find out when you should exercise the options. Lance Cothern Thomas (TJ) Porter Overcontributed to a 401(k) or IRA? Here’s How to Fix It Pushing the limits on your retirement savings isn't a bad problem to... Thomas (TJ) Porter Should a Employee Stock Ownership Plan (ESOP) Be Part of Your Retirement Savings? When you go to work, you might be motivated to do your job by any number of... How the Government Shutdown Affects Furloughed Employees Financially Find out how the 2019 government shutdown affected furloughed employees and contractors financially because they're not getting paid during this time. Lance Cothern What Happens When You Become an Authorized User on a Credit Card Account? Find out what happens when you become an authorized user on someone else's credit card account, especially the potential benefits to your credit score. Thomas (TJ) Porter Kevin Mercadante How to Pay for Medical Care Without Health Insurance Despite the fact that the Affordable Care Act (ACA) has been in place since 2010,... Valencia Patrice Higuera Taking a Gap Year Before College: How to Plan for It Financially While it’s common to start college a few months after graduating high school,... 5 Costly Last-Minute Tax Mistakes to Avoid There's not much time left to file your tax return and if you're rushing to get it done, you want to be careful to avoid making these last minute tax mistakes. Rebecca Lake Upgrade Personal Loan 2025 Review: Should You Apply? This review analyzes the personal loans from Upgrade, including the interest rates, fees, borrowing amounts, and repayment terms. Valencia Patrice Higuera Lance Cothern How Retirees Should Handle Retirement Funds During a Recession Recessions can be extremely scary for the average person’s finances. They can be... Lance Cothern Who Can You Claim as a Dependent on Your Tax Return? When you’re filing your taxes, you’ll need to know who you can claim as a... WiseBanyan 2025 Review Find out whether you should use the WiseBanyan financial advisor service, which reviews your finances and investments for free (premium features available). Kevin Mercadante The Best Brokerages for Investing in 2025 Find out which are the best brokerages of the year for investing in stocks, mutual funds, bonds, and CDs to build an investment portfolio based on your needs. Thomas (TJ) Porter Thomas (TJ) Porter How to Rebuild Your Credit Score After Bankruptcy Let's face it: Bankruptcy is never an easy decision, but sometimes it's the... Rebecca Lake M1 Finance Robo-Advisor 2025 Review: Free Automated Investing Robo-advisors are making investing easier -- and potentially less expensive -- for... How to Pay Your Rent with a Credit Card Find out about the different companies that allow you to pay your rent with a credit card. But, watch out for the card processing convenience fees. Thomas (TJ) Porter Can Non-U.S. Citizens Have Retirement Accounts (401k and IRAs)? As a non-U.S. citizen, find out if you can still contribute to retirement accounts, such as 401(k)s and IRAs, and learn if any special rules apply. Valencia Patrice Higuera John Csiszar How to File Taxes as a College Student Attending college is one step towards adulthood. Unfortunately, with adulthood... Thomas (TJ) Porter When Is It Worth Putting a Down Payment of More than 20%? Buying real estate can be a stressful experience. Finding the right house is a... Robinhood Cash Management Account 2025 Review Learn about the details of the Robinhood Cash Management program, such as the supposed fees and interest rates offered -- and the deposit insurance measures. Thomas (TJ) Porter Should You Help Your Partner Pay Off Student Loans? Find out whether it is a good idea to help your partner, spouse, girlfriend, boyfriend, etc. pay off his or her student loan debt. Consider the pros and cons of this financial decision and how it could affect your relationship. Learn about other options that you have to help your partner manage student loan payments without putting your own finances in danger. Thomas (TJ) Porter