MyBankTracker Blog

When Is It Worth Putting a Down Payment of More than 20%? If you're in the strong financial position to have a larger down payment available for a home purchase, find out whether it is a good idea to do so. Learn the reasonable arguments for putting down more than 20%, including how it affects your mortgage, the sale negotiation process, and the amount of debt that you take on. Thomas (TJ) Porter Thomas (TJ) Porter Robinhood Cash Management Account 2024 Review Robinhood might be best-known for its brokerage account that offers no commission... Thomas (TJ) Porter Should You Help Your Partner Pay Off Student Loans? With so many people graduating college with immense student debt, there’s a good... What to Do When You Earn Too Much to Contribute to an IRA Find out what options are available to serve your retirement savings needs when you have high enough income to exceed contribution limits on IRAs. Thomas (TJ) Porter How Your Credit Score Affects Your Car Insurance Premiums Find out how your credit score affects the cost of your car insurance coverage. Learn about the different insurance-based credit scores that insurers use to calculate your insurance premiums. See the ways that you can improve your credit score and that you should go about getting cheaper car insurance. Ben Luthi Valencia Patrice Higuera Should You Use Personal Loans to Pay for Grad School? Getting a graduate degree can advance your career. This often results in better... Thomas (TJ) Porter The Best Ways to Use Your Year-End Bonus Check For many companies, giving a year-end bonus is an annual tradition that lets them... How Stay-at-Home Parents Can Build Good Credit As a stay-at-home parent, learn why you should maintain a good credit score and find out how to improve your credit so that you can get approved for loans. Thomas (TJ) Porter FreedomPlus Personal Loans 2024 Review: Should You Apply? With this FreedomPlus personal loans review, learn about the fees, interests, and features before comparing to other personal loan lenders. Thomas (TJ) Porter Lance Cothern How to Refinance Your Car Loan and Reduce Your Payments For many, a car loan is the second-largest monthly payment behind a rent or... Lance Cothern How to Determine If That Raise or New Job is Worth Relocating For Getting an opportunity to further your career is an exciting prospect. But if... Does Your Age Matter When Applying for a Mortgage? Find out whether the age of the borrower on a mortgage application is considered a major factor in the chances of approval. Learn about the laws that apply to this matter. Consider the biggest underwriting guidelines for lenders, including income, expenses, and credit history. Thomas (TJ) Porter Should You Take the Early Retirement Offer From Your Company? Find out whether you should accept the early retirement offer from your company based on the compensation package and benefits provided upon your leave. Kevin Mercadante Thomas (TJ) Porter Popular Bank Personal Loans 2024 Review: Should You Apply? Whether you plan to use a personal loan for debt consolidation, home improvement,... Thomas (TJ) Porter Installment Loan vs. Revolving Credit: Effect on Your Credit Score Your credit score has a significant impact on your financial life. It affects... How to Invest Money That You'll Need in a Year Learn about the different investments that you can consider if you think that you will need the money within the next year - accounting for risk and returns. Kevin Mercadante Credit Card Fraud Claim Denied: How You Can Still Get Your Money Back Find out what you should do when you file a claim about a fraudulent charge or transaction and your credit card issuer denies the claim. Aja McClanahan Lance Cothern What Happens If You Need an Early Withdrawal from a 529 Plan? You know college is expensive. That means you’ll need to save quite a bit of... Lance Cothern Can You Have Too Many Credit Cards? How many credit cards can a person really have? Technically, there’s no limit on... How Much Information is Needed for Someone to Steal Your Identity? Learn about the different pieces of sensitive personal and financial information that criminals would need to commit identity theft and financial fraud. Kevin Mercadante Should You Consider Taking Out a Second Mortgage? Find out why you would consider taking out a second mortgage and learn the reasons why you should and shouldn't opt for another mortgage loan. Erik Neilson Rebecca Lake What You Should Do During Your Student Loan Grace Period The student loan grace period is meant to give grads some time to adjust during... Simon Zhen How to Opt Out of Pre-Approved Credit Card Offers The incessant pileup of pre-screened credit card offers in your mailbox is more... Good Credit May Be Required When Applying for a Green Card With the Department of Homeland Security proposing a new rule for permanent resident status, learn how credit scores matter when applying for a green card. Thomas (TJ) Porter What is Federal Thrift Savings Retirement Plan (TSP) & How it Works? Find out how the Thrift Savings Plan (TSP) works to help federal and government employees save for retirement without access to a 401(k). Kevin Mercadante Valencia Patrice Higuera TD Ameritrade Cash Management Account 2024 Review You need a new checking account but want something different. Maybe, the... Lance Cothern Should You Use a HELOC to Consolidate Debt? If you own a home, there’s a chance you have equity that could be used to... Capital One Miles Transfer Program: Which Airlines Partners Offer the Best Travel Rewards? Learn about the miles transfer programs for the Capital One credit cards, especially the Venture card, and find out if the transfer ratio is worth it. Ben Luthi Should You Use Online Cash Back Shopping Websites? Find out whether you should use online cash back shopping websites to boost the amount of rewards that you get from making purchases online. Thomas (TJ) Porter