MyBankTracker Blog

What Happens When You Become an Authorized User on a Credit Card Account? Find out what happens when you become an authorized user on someone else's credit card account, especially the potential benefits to your credit score. Thomas (TJ) Porter Kevin Mercadante How to Pay for Medical Care Without Health Insurance Despite the fact that the Affordable Care Act (ACA) has been in place since 2010,... Valencia Patrice Higuera Taking a Gap Year Before College: How to Plan for It Financially While it’s common to start college a few months after graduating high school,... 5 Costly Last-Minute Tax Mistakes to Avoid There's not much time left to file your tax return and if you're rushing to get it done, you want to be careful to avoid making these last minute tax mistakes. Rebecca Lake Upgrade Personal Loan 2024 Review: Should You Apply? This review analyzes the personal loans from Upgrade, including the interest rates, fees, borrowing amounts, and repayment terms. Valencia Patrice Higuera Lance Cothern How Retirees Should Handle Retirement Funds During a Recession Recessions can be extremely scary for the average person’s finances. They can be... Lance Cothern Who Can You Claim as a Dependent on Your Tax Return? When you’re filing your taxes, you’ll need to know who you can claim as a... WiseBanyan 2024 Review: Should You Use This Free Financial Advisor? Find out whether you should use the WiseBanyan financial advisor service, which reviews your finances and investments for free (premium features available). Kevin Mercadante The Best Brokerages for Investing in 2024 Find out which are the best brokerages of the year for investing in stocks, mutual funds, bonds, and CDs to build an investment portfolio based on your needs. Thomas (TJ) Porter Thomas (TJ) Porter How to Rebuild Your Credit Score After Bankruptcy Let's face it: Bankruptcy is never an easy decision, but sometimes it's the... Rebecca Lake M1 Finance Robo-Advisor 2024 Review: Free Automated Investing Robo-advisors are making investing easier -- and potentially less expensive -- for... How to Pay Your Rent with a Credit Card Find out about the different companies that allow you to pay your rent with a credit card. But, watch out for the card processing convenience fees. Thomas (TJ) Porter Can Non-U.S. Citizens Have Retirement Accounts (401k and IRAs)? As a non-U.S. citizen, find out if you can still contribute to retirement accounts, such as 401(k)s and IRAs, and learn if any special rules apply. Valencia Patrice Higuera John Csiszar How to File Taxes as a College Student Attending college is one step towards adulthood. Unfortunately, with adulthood... Thomas (TJ) Porter When Is It Worth Putting a Down Payment of More than 20%? Buying real estate can be a stressful experience. Finding the right house is a... Robinhood Cash Management Account 2024 Review Learn about the details of the Robinhood Cash Management program, such as the supposed fees and interest rates offered -- and the deposit insurance measures. Thomas (TJ) Porter Should You Help Your Partner Pay Off Student Loans? Find out whether it is a good idea to help your partner, spouse, girlfriend, boyfriend, etc. pay off his or her student loan debt. Consider the pros and cons of this financial decision and how it could affect your relationship. Learn about other options that you have to help your partner manage student loan payments without putting your own finances in danger. Thomas (TJ) Porter Thomas (TJ) Porter What to Do When You Earn Too Much to Contribute to an IRA Individual retirement accounts (IRAs) are a special type of account that you can... Ben Luthi How Your Credit Score Affects Your Car Insurance Premiums Having good credit isn’t just important when it comes to applying for a loan or... Should You Use Personal Loans to Pay for Grad School? Find out whether it is a smart financial move to apply for a personal loan for the purpose of paying graduate school tuition. Valencia Patrice Higuera The Best Ways to Use Your Year-End Bonus Check Learn about the best ways to use the big year-end bonus check so that you can use it to improve your finances - by increasing your savings or cutting down debt. Thomas (TJ) Porter Thomas (TJ) Porter How Stay-at-Home Parents Can Build Good Credit Credit scores are an incredibly important part of your financial life. They... Thomas (TJ) Porter FreedomPlus Personal Loans 2024 Review: Should You Apply? FreedomPlus Personal Loans Personal loans can also come in handy for funding... How to Refinance Your Car Loan and Reduce Your Payments Learn how you can refinance your car loan so that you can reduce your monthly payments by comparing interest rates on auto loan refinancing options. Lance Cothern How to Determine If That Raise or New Job is Worth Relocating For When a raise, promotion, or new job is offered, but it requires a major relocation, find out whether the costs of moving and new living expenses is worth it. Lance Cothern Thomas (TJ) Porter Does Your Age Matter When Applying for a Mortgage? Mortgages are long-term commitments. Most mortgages are intended last for fifteen... Kevin Mercadante Should You Take the Early Retirement Offer From Your Company? In an effort to reduce costs, employers frequently turn to reductions in... Popular Bank Personal Loans 2024 Review: Should You Apply? Use this review of Popular Bank personal loans to see if the fees, interest rates, borrowing amounts, and loan periods fit your borrowing needs. Thomas (TJ) Porter Installment Loan vs. Revolving Credit: Effect on Your Credit Score When you have installment loans and revolving credit lines, there could be different effects on your credit score that you should keep in mind. Thomas (TJ) Porter