MyBankTracker Blog

How Bonuses Are Taxed by the IRS Learn how your bonuses are taxed by the IRS, including tax withholdings based on the amount of your bonus income. Lance Cothern Thomas (TJ) Porter Capital One Virtual Credit Card Numbers Allow for Safer Online Shopping Shopping online is a great way to buy things without having to leave your... Lance Cothern 529 Plan vs. Coverdell Education Savings Account (ESA): Which Is Better For Future Education Expenses? Saving to help put your kids through college is an enormous task. However,... How to Figure Out Your Federal Income Tax Bracket Learn how federal income tax brackets really work when it is applied to your income, including how to calculate exactly how much your income is taxed. Lance Cothern How to Adjust Tax Withholding to Get More Money Per Paycheck Learn how to calculate and adjust your tax withholding with the Form W-4 so that you can get more money per paycheck instead of a large tax refund every year. Aja McClanahan Ben Luthi What Are Airline Award Flights for Travel? Simply put: Award flights are plane tickets you can claim as redemption for... Lance Cothern Got a Raise? Why Your Paycheck May Be Less Than You Expected You finally got that well-deserved raise you’ve been hoping for. Before you... How to Get the Saver's Credit (Tax Credit) When You Save for Retirement Putting away money for retirement in your 20s should be a top priority and you can benefit even more by taking advantage of the tax saver's credit. Rebecca Lake Navy Federal Credit Union Personal Loans 2024 Review Our review of Navy Federal Credit Union's personal loans looks at interest rates, fees, borrowing limits, repayment terms, and what you need to apply. Thomas (TJ) Porter Kevin Mercadante Should You Use a Credit Repair Company? Your credit may not be in the best shape -- millions of Americans have damaged or... Zina Kumok How to Save for Retirement When Working Part-Time When I was working part-time right after graduating college, the thought of saving... How I Merged Finances with My Fiancé Find out what it takes to merge your finances with your fiance in order to foster a money relationship that is responsible, transparent, and respectful. Thomas (TJ) Porter How Military Members Can Save For Retirement Learn how military service members can save for retirement, including through TSPs, IRAs, pensions, and all other accessible retirement options. Zina Kumok Valencia Patrice Higuera Should You Apply for a Mortgage With or Without Your Spouse? You and your spouse are ready to buy that dream home. On the mortgage... Thomas (TJ) Porter Credit Card Price Protection: How Does It Work? Credit cards are incredibly useful financial tools. If you pay off your balance... What is a Checking Account?: A Quick 101 Guide Learn about the basics of a checking account with this quick 101 guide, which covers features, fees, application requirements, and how to choose the right one. Simon Zhen Should You Finance the Purchase of a New Laptop? Find out whether it is a good idea to finance the purchase of a new laptop, if you have other financing options available, and other ways to get a laptop. Thomas (TJ) Porter Rebecca Lake Blooom 2024 Review: Best for Managing Your 401(k) Investments? A 401(k) can help you build wealth for retirement, while enjoying some tax... Kevin Mercadante Do You Have to Report PayPal Income to IRS on Tax Return? The fact is: Yes, you have to report any income received (on your tax returns... Does Your Child Have to Pay Income Tax? If your children earn money on their own, find out the situations where they may have to pay income tax on their earnings. Nicole Dieker 8 Financial Gift Ideas for Valentine’s Day Use these creative financial gift ideas for Valentine's Day to avoid gifting the same chocolates, flowers, and other material goods. Valencia Patrice Higuera Simon Zhen What is a CD?: A Quick 101 Guide A Bank CD is an acronym for Certificate of Deposit. Banks and credit unions,... Thomas (TJ) Porter BMO Personal Loans 2024 Review: Should You Apply? BMO Personal Loans You can use a personal loan for many reasons. Most commonly,... What to Do If You Haven’t Been Paying Quarterly Taxes Find out what you should do when you haven't been paying your estimated quarterly taxes, especially when you may not be able to pay owed taxes all at once. Lance Cothern How Your C.L.U.E. Report Affects Your Home and Car Insurance Premiums Learn how the CLUE report affects your home and car insurance premiums, including how you can check your report for free and dispute any claims errors. Ben Luthi Thomas (TJ) Porter The Best Robo-Advisors for Automated Investing in 2024 Robo-Advisors Investment Apps Robo-advisors help people build and manage an... Valencia Patrice Higuera People’s United Bank Personal Loan 2024 Review: Should You Apply? Whether you need money for home improvements, debt consolidation, or a wedding, a... What You Need to Know About Employee Stock Purchase Plans Learn all about employee stock purchase plans (ESPPs), which allow employees to invest in their company at a reduced cost, and to see if you should participate. Kevin Mercadante Are There Reasons to Lower Your Credit Card Limits? As you wonder if it is a good idea to reduce your credit card limits, learn how it could affect your credit score and chances of getting new credit cards. Thomas (TJ) Porter