MyBankTracker Blog

Does Your Age Matter When Applying for a Mortgage? Find out whether the age of the borrower on a mortgage application is considered a major factor in the chances of approval. Learn about the laws that apply to this matter. Consider the biggest underwriting guidelines for lenders, including income, expenses, and credit history. Thomas (TJ) Porter Kevin Mercadante Should You Take the Early Retirement Offer From Your Company? In an effort to reduce costs, employers frequently turn to reductions in... Thomas (TJ) Porter Popular Bank Personal Loans 2024 Review: Should You Apply? Whether you plan to use a personal loan for debt consolidation, home improvement,... Installment Loan vs. Revolving Credit: Effect on Your Credit Score When you have installment loans and revolving credit lines, there could be different effects on your credit score that you should keep in mind. Thomas (TJ) Porter How to Invest Money That You'll Need in a Year Learn about the different investments that you can consider if you think that you will need the money within the next year - accounting for risk and returns. Kevin Mercadante Aja McClanahan Credit Card Fraud Claim Denied: How You Can Still Get Your Money Back If you’ve ever detected transactions on your credit card statement that you did... Lance Cothern What Happens If You Need an Early Withdrawal from a 529 Plan? You know college is expensive. That means you’ll need to save quite a bit of... Can You Have Too Many Credit Cards? Find out whether you can have too many credit cards, including what this all means when it comes to your credit score and your ability manage debt responsibly. Lance Cothern How Much Information is Needed for Someone to Steal Your Identity? Learn about the different pieces of sensitive personal and financial information that criminals would need to commit identity theft and financial fraud. Kevin Mercadante Erik Neilson Should You Consider Taking Out a Second Mortgage? For many homeowners, one of the biggest decisions that can be made is whether or... Rebecca Lake What You Should Do During Your Student Loan Grace Period The student loan grace period is meant to give grads some time to adjust during... How to Opt Out of Pre-Approved Credit Card Offers Learn how you can minimize junk mail by opting out of those pesky pre-approved credit card offers that fill up your mailbox. Simon Zhen Good Credit May Be Required When Applying for a Green Card With the Department of Homeland Security proposing a new rule for permanent resident status, learn how credit scores matter when applying for a green card. Thomas (TJ) Porter Kevin Mercadante What is Federal Thrift Savings Retirement Plan (TSP) & How it Works? Many Americans have access to employer-sponsored 401(k) plans. They allow you... Valencia Patrice Higuera TD Ameritrade Cash Management Account 2024 Review You need a new checking account but want something different. Maybe, the... Should You Use a HELOC to Consolidate Debt? Learn how you can use a home equity line of credit (HELOC) to consolidate high interest debt and compare it to other debt consolidation options. Lance Cothern Capital One Miles Transfer Program: Which Airlines Partners Offer the Best Travel Rewards? Learn about the miles transfer programs for the Capital One credit cards, especially the Venture card, and find out if the transfer ratio is worth it. Ben Luthi Thomas (TJ) Porter Should You Use Online Cash Back Shopping Websites? Even when you're spending, you want to save as much as possible, especially if... Peter Bennett 10 Cyber Monday Mistakes to Avoid for Safer and Smarter Online Shopping Another big shopping "holiday" is here. As a savvy shopper, you're prepared to... The Best Ways to Travel with Money While Abroad Find out which are the best ways to travel with money while abroad or overseas, including how to protect your payment options and what to do if you lose one. Thomas (TJ) Porter Regions Bank CD Rates 2024 Review: Should You Invest Your Money? Compare the certificate of deposit (CD) rates offered by Regions Bank -- and its early withdrawal penalties -- to CDs from other banks. Thomas (TJ) Porter Valencia Patrice Higuera Bank of America Premium Rewards Credit Card 2024 Review: Should You Apply? The pool of travel rewards credit cards to choose from is constantly growing and... Katherine Muniz 10 Smart Holiday Shopping Tips for This Season I See Modern Britain/Flickr |... How to Choose Between a 401(k) or Pension Plan Learn what factors to consider when you have to choose between an employer-sponsored 401(k) plan or a traditional pension plan as your retirement option. Kevin Mercadante Owe More on a Car Than It's Worth? What You Can Do Learn what you can do when you owe more on a car than it's worth, including changes to your underwater auto loan and the risks involved. Thomas (TJ) Porter Thomas (TJ) Porter First Tennessee Bank Savings Account 2024 Review First Tennessee Bank iPhone App You want to put your money in a place that is safe... Thomas (TJ) Porter State Farm Checking Account 2024 Review: Should You Open? Your next checking account doesn't have to be from a brick and mortar bank. In... What to Consider When Using Gift Funds for Your Down Payment on a Mortgage Find out what you must know about using gift funds (money from family or friends) as part of your down payment when applying for a mortgage to buy a home. Valencia Patrice Higuera How to Pick a Brokerage When You're New to Investing Learn how to pick a brokerage when you're new to investing and want to put money in stocks, mutual funds, ETFs, and more. Ben Luthi