MyBankTracker Blog

How Often Should You Check Your Credit Report? The three major credit bureaus let you check your credit score every 12 months with no penalty, but if you’re trying to build credit, it’s important to compare. Simon Zhen Simon Zhen Choose a Credit Card Based on Your Lifestyle Credit cards are like clothes in some ways. Some are sexy, some are boring, some... Simon Zhen Should I Rent or Buy? Renting and buying each have their own merits and their own pitfalls. As a renter,... I'm In Over My Head. Who Can Help? Avoiding bankruptcy is key to preventing long term damage to your financial health. If you have to much debt, seek assistance from a Certified Consumer Credit Counselor. Simon Zhen How to Establish Good Credit History? Looking to improve your credit and establish good credit. It’s simpler that you’ve heard, you just have to maximize the credit history with the credit products you’re given access to. Simon Zhen Simon Zhen How to Determine If You Have Too Much Debt There is no one yardstick for how much debt a person ought to have, but there are... Simon Zhen How to Avoid Bank Fees on Deposit Accounts? Bank accounts may come with fees. You should be aware of these common fees and how... 7 Rules Savings: Short-term and Long-term When it comes to saving, following these 7 rules will ensure your maximizing your earnings. Simon Zhen Three Ridiculous Retirement Mistakes People make mistakes, but the key to success in retirement planning is to avoid making huge, outrageous mistakes. From investments, to free money, pre-retirement planning will keep you enjoying life. Simon Zhen Simon Zhen Is My 401(k) Plan a Rip Off? Worried that you’re getting ripped off by your 401(k) plan? We can’t blame you.... Simon Zhen How to Plan for a Long Retirement? The average American lives for about 78 and a half years. That’s not bad. The... How Much Money Will I Get From Social Security? Wondering how much money social security will get you. Here’s the answer: Not enough. So, what is the perfect age to start getting payouts? Simon Zhen When Should I Start Saving For Retirement? When should I start savings for retirement? As soon as you can. The sooner you start, the better off you’ll be. Simon Zhen Simon Zhen What is an IRA? Traditional vs. Roth Individual Retirement Account Way back in 1974, Congress passed a bill that... Simon Zhen How Much Should You Contribute To 401k Plan? It’s the question that seemingly drives the entire investment industry -- how much... Should You Keep Your Money in Your PayPal or Bank Account? Now that PayPal has released its own debit card the question arises: which will win you over - PayPal vs. Bank Account? Simon Zhen What Is an Umbrella Insurance Policy and Is It Right for You? Simon Zhen Willy Staley Should You Consolidate Your Debt Using Peer-to-Peer Lending? In the world of debt consolidation, there are plenty of people looking to make a buck... Willy Staley Why You Should Raise Your Credit Limit, When You Don't Need the Money I increased my credit limit by $1,400 this morning, and it took the better part of one... 3 Payment Methods You Think Build Credit That May Not Not every piece of plastic can boost your credit score. Here are some payment methods that may not build credit the way you think they do. Jeanine Skowronski 4 Ways to Maximize Frequent Flier Miles It's summer travel season. Here are some ways to get the most out of your frequent flier program or travel credit cards rewards program. Jeanine Skowronski Jeanine Skowronski How to Compare Student Checking Accounts Opening up a checking account should be high on an incoming college freshman’s... Willy Staley Should Spending Cash Be a Branded Experience? This summer in London, when Michael Phelps tweets, he had better be careful: if he... What to Do With That Big Freelance Check Willy Staley 4 Alternative Ways to Measure Your Creditworthiness Simon Zhen Jeanine Skowronski Do You Need to Upgrade Student Credit Card After Graduation? Soon-to-be grads may want to check in with card issuers to see if their student... Jeanine Skowronski How Credit Card Issuers Respond the First Time You Miss a Payment You don’t necessarily need to panic the very first time you miss a monthly credit... 3 Ways to Lose Your Credit Card Rewards Points Rewards points don’t expire like they used to, but you can still lose the points, miles or cash back bonus you’ve accrued on a credit card. Jeanine Skowronski What Lenders (and You) Can Say on Your Credit Report Lenders technically can add statements to your credit report, but they’re written in code and won’t have a direct impact on your credit score. Jeanine Skowronski