MyBankTracker Blog

How to Determine If You Have Too Much Debt Pay attention to the warning signs that you may be carrying to much debt. Determining how much debt you have will allow you to build a debt management plan. Simon Zhen Simon Zhen How to Avoid Bank Fees on Deposit Accounts? Bank accounts may come with fees. You should be aware of these common fees and how... Simon Zhen 7 Rules Savings: Short-term and Long-term When it comes to saving, following these 7 rules will ensure your maximizing your... Three Ridiculous Retirement Mistakes People make mistakes, but the key to success in retirement planning is to avoid making huge, outrageous mistakes. From investments, to free money, pre-retirement planning will keep you enjoying life. Simon Zhen Is My 401(k) Plan a Rip Off? on’t waste your money on expensive 401k plan fees. Knowing if 401k plans are ripping you off can help keep your retirement money in your pocket. Simon Zhen Simon Zhen How to Plan for a Long Retirement? The average American lives for about 78 and a half years. That’s not bad. The... Simon Zhen How Much Money Will I Get From Social Security? Wondering how much will you get from Social Security? Here's the answer: Not... When Should I Start Saving For Retirement? When should I start savings for retirement? As soon as you can. The sooner you start, the better off you’ll be. Simon Zhen What is an IRA? Traditional vs. Roth Traditional IRAs and Roth IRAs are two types of IRAs for savings for retirement. Both offer different types of tax benefits, so choose wisely. Simon Zhen Simon Zhen How Much Should You Contribute To 401k Plan? It’s the question that seemingly drives the entire investment industry -- how much... Simon Zhen Should You Keep Your Money in Your PayPal or Bank Account? Your PayPal account can be used to hold funds, but can you really use it like a... What Is an Umbrella Insurance Policy and Is It Right for You? Simon Zhen Should You Consolidate Your Debt Using Peer-to-Peer Lending? When you are deep in debt you might be desperate to try anything to get out. Peer-to-peer lending might be a good way for you to crawl out of debt. Willy Staley Willy Staley Why You Should Raise Your Credit Limit, When You Don't Need the Money I increased my credit limit by $1,400 this morning, and it took the better part of one... Jeanine Skowronski 3 Payment Methods You Think Build Credit That May Not The easiest way to build credit -- particularly for a young person -- is with... 4 Ways to Maximize Frequent Flier Miles It's summer travel season. Here are some ways to get the most out of your frequent flier program or travel credit cards rewards program. Jeanine Skowronski How to Compare Student Checking Accounts How to compare student checking accounts. Look for low fees, low account minimums, campus accessibility and easy eligibility requirements. Jeanine Skowronski Willy Staley Should Spending Cash Be a Branded Experience? This summer in London, when Michael Phelps tweets, he had better be careful: if he... Willy Staley What to Do With That Big Freelance Check There's plenty of advice out there on the Internet for what to do with a windfall... 4 Alternative Ways to Measure Your Creditworthiness Simon Zhen Do You Need to Upgrade Student Credit Card After Graduation? Here is some student credit card advice for soon-to-be grads: check in with your issuers to see if the cards requiring upgrading post-graduation. Jeanine Skowronski Jeanine Skowronski How Credit Card Issuers Respond the First Time You Miss a Payment You don’t necessarily need to panic the very first time you miss a monthly credit... Jeanine Skowronski 3 Ways to Lose Your Credit Card Rewards Points Rewards points don’t expire like they used to, but there are still many ways to... What Lenders (and You) Can Say on Your Credit Report Lenders technically can add statements to your credit report, but they’re written in code and won’t have a direct impact on your credit score. Jeanine Skowronski American Express Extended Payment Lets Charge Cards Carry Balances The American Express Extended Payment option lets charge cardholders with stellar payment histories pay for certain purchases over time. Jeanine Skowronski Willy Staley What Will Point-of-Sale Terminals Look Like in the Future? Both Square and Isis announced major innovations to point-of-sale terminals on... Marina Shifrin What Does Your Bank Need To Make You Feel Valued? On Wednesday, TD Bank released a study showing that nearly two-thirds of consumers... Rent This, Buy That! A Guide To Renting vs. Owning Marina Shifrin Could You Survive On Food Stamps? Marina Shifrin