Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

When Choosing a Credit Card With a Higher APR Makes Sense How Much Should You Contribute To 401k Plan? Photo of Simon Zhen Simon Zhen How Much Should You Contribute To 401k Plan? It’s the question that seemingly drives the entire investment industry -- how much... What Is an Umbrella Insurance Policy and Is It Right for You? Photo of Simon Zhen Simon Zhen What Is an Umbrella Insurance Policy and Is It Right for You? In today's highly litigious society, you can really never be too careful. As a single... What is an IRA? Traditional vs. Roth Traditional IRAs and Roth IRAs are two types of IRAs for savings for retirement. Both offer different types of tax benefits, so choose wisely. When Should I Start Saving For Retirement? When should I start savings for retirement? As soon as you can. The sooner you start, the better off you’ll be. How Much Money Will I Get From Social Security? Photo of Simon Zhen Simon Zhen How Much Money Will I Get From Social Security? Wondering how much will you get from Social Security? Here's the answer: Not... Avoid Debit Card Fraud By Not Swiping At These Places Photo of Simon Zhen Simon Zhen Avoid Debit Card Fraud By Not Swiping At These Places Being a victim of debit-card fraud is not an experience that any banking customers... What Are Bonds and How to Invest in Bonds? Three Ridiculous Retirement Mistakes People make mistakes, but the key to success in retirement planning is to avoid making huge, outrageous mistakes. From investments, to free money, pre-retirement planning will keep you enjoying life. How to Create a Budget? Photo of Simon Zhen Simon Zhen How to Create a Budget? As you become more tuned into your personal finances, the concept of budgeting...