Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Lower Your Credit Card APR Learn ways to lower your credit card APR. MyBankTracker has outlined some tips that will help you get a good bargain. Credit Cards Comparison: PSECU vs. Citi Photo of Simon Zhen Simon Zhen Credit Cards Comparison: PSECU vs. Citi Credit cards can be powerful financial tools for earning rewards, consolidating... How to Establish Good Credit History? Photo of Simon Zhen Simon Zhen How to Establish Good Credit History? Establishing good credit is easier and simpler than you've heard; you just have to... How Often Should You Check Your Credit Report? The three major credit bureaus let you check your credit score every 12 months with no penalty, but if you’re trying to build credit, it’s important to compare. How to Plan for a Long Retirement? Planning on retiring young, or maybe you plan to live a long life. In either case if your planning for retirement, you should really plan for age 100. What Are Commodities Investment Stocks? Photo of Simon Zhen Simon Zhen What Are Commodities Investment Stocks? Commodities are present all over our everyday lives. They are products that are... How to Determine If You Have Too Much Debt Photo of Simon Zhen Simon Zhen How to Determine If You Have Too Much Debt There is no one yardstick for how much debt a person ought to have, but there are... I'm In Over My Head. Who Can Help? Avoiding bankruptcy is key to preventing long term damage to your financial health. If you have to much debt, seek assistance from a Certified Consumer Credit Counselor. Is My 401(k) Plan a Rip Off? on’t waste your money on expensive 401k plan fees. Knowing if 401k plans are ripping you off can help keep your retirement money in your pocket. Asset Allocation vs. Diversification Investment Strategies Photo of Simon Zhen Simon Zhen Asset Allocation vs. Diversification Investment Strategies Do you remember when you were very young, and people tried to teach you...