Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

What Are Bonds and How to Invest in Bonds? Three Ridiculous Retirement Mistakes Photo of Simon Zhen Simon Zhen Three Ridiculous Retirement Mistakes People make mistakes. There’s no avoiding it. The key to success in retirement... How to Create a Budget? Photo of Simon Zhen Simon Zhen How to Create a Budget? As you become more tuned into your personal finances, the concept of budgeting... Should I Rent or Buy? Understanding Buy and Hold Investment Strategy The buy and hold investment strategy is when an investor purchases stocks and holds on to them for many years, but is it a good investment strategy. Choose a Credit Card Based on Your Lifestyle Photo of Simon Zhen Simon Zhen Choose a Credit Card Based on Your Lifestyle Credit cards are like clothes in some ways. Some are sexy, some are boring, some... 4 Alternative Ways to Measure Your Creditworthiness Photo of Simon Zhen Simon Zhen 4 Alternative Ways to Measure Your Creditworthiness The current model of judging a consumer’s credit risk has been repeatedly called a bad... Is Peer-to-Peer Lending for You? Peer-to-peer loans can be great during times when banks are tight on credit. P2P lending is the idea of loaning or accepting money from the average person for a high rate of return. How to Handle Asset Allocation What is a Mutual Fund? Photo of Simon Zhen Simon Zhen What is a Mutual Fund? Mutual funds often carry a veil of sophistication that leaves prospective investors...