Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

6 Best Luxury Credit Cards for the Wealthy Ever wonder what it takes to get one of the world‘s most exclusive credit cards? Here are some fun facts about the world‘s top luxury credit cards. Is a Credit Card Annual Fee Worth Paying It? Photo of Simon Zhen Simon Zhen Is a Credit Card Annual Fee Worth Paying It? Some consumers shun the idea of paying an annual fee for a credit card while... The Basics of How to Refinance Mortgage Photo of Simon Zhen Simon Zhen The Basics of How to Refinance Mortgage For many homeowners, the concept of refinancing the home mortgage may seem very... 6 Affordable Halloween Costume Ideas When It's Actually Worth It To Buy Airline Miles Ready to book a flight but you are just short a couple of miles to get you there. Maybe you should buy extra airline miles? Credit Card Rewards Programs Compared Photo of Simon Zhen Simon Zhen Credit Card Rewards Programs Compared You're watching TV when a commercial comes on. With exaggerated enthusiasm, the... Comparing Chase Freedom vs. Discover It Cash Back Credit Cards Photo of Simon Zhen Simon Zhen Comparing Chase Freedom vs. Discover It Cash Back Credit Cards Chase Freedom and Discover It Cash Back are two cash back credit cards that are... EMV Chip Security Explained and Which Credit Cards Have It The next generation in card payment security is the EMV chip. See the full list of credit cards that offer EMV chip technology. 3 Best Balance Transfer Credit Card Offers for Debt Consolidation Check out the best balance transfer credit card offers that are available to help you consolidate debt and cut down on interest payments. MasterCard vs. Visa: Which Has Better Concierge Service? Photo of Simon Zhen Simon Zhen MasterCard vs. Visa: Which Has Better Concierge Service? Today, there are many credit cards that offer free personal concierge service,...