Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Apply for an IRS Tax Filing Extension for Free - Form 4868 Study: How Much Money Would You Lend to Family or Close Friends? Photo of Simon Zhen Simon Zhen Study: How Much Money Would You Lend to Family or Close Friends? When a family member or close friend asks you to borrow some money, it’s often a... Study: More Than Half of Americans Do Not Put Spare Change to Good Use Photo of Simon Zhen Simon Zhen Study: More Than Half of Americans Do Not Put Spare Change to Good Use When you spend with cash, you’re inevitably going to accumulate change. As those... U.S. Bank Overdraft and Checking Fee Policies U.S. Bank is making changes to their overdraft fees and checking fee waivers. Learn about how those changes will impact you here. How to Earn More Interest With CD Ladder Strategies How to Measure Your Wealth & Net Worth Photo of Simon Zhen Simon Zhen How to Measure Your Wealth & Net Worth A humorous quote of Bob Hope goes "A bank is a place that will lend you money if... Survey: How Much Money Would You Pick Up? Photo of Simon Zhen Simon Zhen Survey: How Much Money Would You Pick Up? Free money is tough to ignore. But, what if it was just lying there on the ground?... Using Only Cash: How to Survive the Cash-Only Lifestyle Learn if you can ditch your savings accounts, checking accounts, and credit cards for a strict cash-only lifestyle. Is the Sallie Mae Smart Option Loan Really A Smart Option? Student loans are increasingly becoming a necessity for college students. The Sallie Mae Smart Option Student Loan paints itself as the best solution. What to Do If Your HELOC Is Frozen or Reduced? Photo of Simon Zhen Simon Zhen What to Do If Your HELOC Is Frozen or Reduced? A home equity line of credit (HELOC) offers borrowers convenient access to a...