Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

EMV Chip Security Explained and Which Credit Cards Have It The next generation in card payment security is the EMV chip. See the full list of credit cards that offer EMV chip technology. 3 Best Balance Transfer Credit Card Offers for Debt Consolidation Photo of Simon Zhen Simon Zhen 3 Best Balance Transfer Credit Card Offers for Debt Consolidation Stuck in a pile of debt? Do what many other people are doing to dig themselves... MasterCard vs. Visa: Which Has Better Concierge Service? Photo of Simon Zhen Simon Zhen MasterCard vs. Visa: Which Has Better Concierge Service? Today, there are many credit cards that offer free personal concierge service,... How to Lower Your Credit Card APR Learn ways to lower your credit card APR. MyBankTracker has outlined some tips that will help you get a good bargain. Credit Cards Comparison: PSECU vs. Citi Compare the popular credit cards from PSECU and Citi based on their rewards programs, interest rates, and fees. How to Establish Good Credit History? Photo of Simon Zhen Simon Zhen How to Establish Good Credit History? Establishing good credit is easier and simpler than you've heard; you just have to... How Often Should You Check Your Credit Report? Photo of Simon Zhen Simon Zhen How Often Should You Check Your Credit Report? We have three major credit bureaus here in the United States: Experian, Equifax... How to Plan for a Long Retirement? Planning on retiring young, or maybe you plan to live a long life. In either case if your planning for retirement, you should really plan for age 100. What Are Commodities Investment Stocks? Commodities are traded in a global marketplace and are often used in a strategy to diversify investment portfolios. What are they and how to invest in them? How to Determine If You Have Too Much Debt Photo of Simon Zhen Simon Zhen How to Determine If You Have Too Much Debt There is no one yardstick for how much debt a person ought to have, but there are...