Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Stocks vs. Mutual Funds: How They Differ for Your Investing Strategy Learn the key differences between stocks and mutuals funds so that you know how to use them as part of your investment portfolio and strategy. Short-Term Health Insurance: What Is and Isn't Covered Photo of Lance Cothern Lance Cothern Short-Term Health Insurance: What Is and Isn't Covered You may come across short term health plans for many reasons. Maybe your... No-Exam Life Insurance: How It Works and How Much It Costs Photo of Lance Cothern Lance Cothern No-Exam Life Insurance: How It Works and How Much It Costs Getting life insurance is an essential part of most financial plans. The life... Opting Out of Employer Health Insurance: When Does it Make Sense? Find out when it makes sense to opt ou of your employer's health insurance plan in favor of other options that may offer better or more affordable coverage. Business Certificates of Deposit (CDs): How They Work Learn about business certificates of deposit (CDs) and how they work to safeguard and grow a portion of your business's funds. Can U.S. Expats (Americans Abroad) Contribute to IRAs or 401(k)s? Photo of Lance Cothern Lance Cothern Can U.S. Expats (Americans Abroad) Contribute to IRAs or 401(k)s? As a U.S. citizen, you pay federal income taxes on your worldwide income... What Is a Brokerage Sweep Account & How Does It Work? Photo of Lance Cothern Lance Cothern What Is a Brokerage Sweep Account & How Does It Work? As an investor, your money may not always be fully invested in stocks, bonds,... How to Buy Health Insurance on Your Own Through Marketplaces Learn how you can buy health insurance on your own by shopping for and comparing the different healthcare plans available from insurance marketplaces. How to Transfer a Brokerage Account Quickly and Easily Learn about the different ways that you can transfer a brokerage account and its assets. Find out other concern such as taxes and blackout periods. Should You Use a Home Equity Loan or HELOC to Pay for College? Photo of Lance Cothern Lance Cothern Should You Use a Home Equity Loan or HELOC to Pay for College? If you want to help your children pay for college, it generally isn’t cheap....