Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Primary vs. Secondary Auto-Rental Collision Coverage on Travel Credit Cards Learn about the differences between primary and secondary auto-rental collision coverage that are provided by your travel credit cards. Find out what is covered and when each one takes effect in the event that your rental car is involved in an accident. See which credit cards offer primary auto-rental coverage. When Is Interest Charged on Credit Cards? Photo of Thomas (TJ) Porter Thomas (TJ) Porter When Is Interest Charged on Credit Cards? With credit cards, you can enjoy a generous amount of rewards and benefits as long... Lost Your Debit Card? The Important Steps to Take Now Photo of Thomas (TJ) Porter Thomas (TJ) Porter Lost Your Debit Card? The Important Steps to Take Now Your debit card is one of the centers of your financial life. It gives you access... When It Makes Sense to Use a 401k to Pay Off a Credit Card Find when it makes smart financial sense to use a 401(k) loan to obtain funds to pay off credit card debt. Learn about the pros and cons of using this method of paying down your card balance. Compare other options available to you for debt consolidation. How to Build Credit Scores Without Getting a Credit Card A credit card isn't required to build a good FICO credit score. Other loans such as mortgages, HELOCs, student loans and car loans have an effect too. How To Get A Better Credit Score Without Credit Cards Photo of Thomas (TJ) Porter Thomas (TJ) Porter How To Get A Better Credit Score Without Credit Cards Image Credit | https://unsplash.com/@helloquence?photo=5fNmWej4tAA The Fair Isaac... Should You Use Facebook Messenger Payments? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use Facebook Messenger Payments? You need to pay your friends back and cash isn't an option. Would you consider... Capital One Virtual Credit Card Numbers Allow for Safer Online Shopping Learn what Eno is and why you should use Eno to create Capital One virtual credit card numbers for safer online shopping. The Biggest Tax Changes in 2018 — New Income Brackets, Deductions and More Learn about all the changes to tax code that applies to 2018 following the new tax reform bill passed by Congress at the end of 2017. Find out what affects you when it comes to income tax brackets, deductions, credits, penalties and more so that you‘re prepared to save money on this year‘s taxes.