Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

The Best Ways to Gift Money Instead of Presents During the Holiday Season Learn about different ways to give the gift of cash during the holiday season instead of giving typical presents. Overcontributed to a 401(k) or IRA? Here’s How to Fix It Photo of Thomas (TJ) Porter Thomas (TJ) Porter Overcontributed to a 401(k) or IRA? Here’s How to Fix It Pushing the limits on your retirement savings isn't a bad problem to... What is a Minimum Balance Requirement for Checking & Savings? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is a Minimum Balance Requirement for Checking & Savings? When you open a new bank account, there’s a lot of paperwork, requirements, and... The Best Ways to Use Your Year-End Bonus Check Learn about the best ways to use the big year-end bonus check so that you can use it to improve your finances - by increasing your savings or cutting down debt. How to Tell If a Check is Real or Fake Learn how to tell if a check is real or fake as part of a scam based on these obvious signs. Avoid losing money to this common type of fraud. How to Beat the 52-Week Savings Challenge Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Beat the 52-Week Savings Challenge Saving can be difficult for a lot of people. There’s a reason that more than... What is the Best Citibank Checking Account for College Students? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is the Best Citibank Checking Account for College Students? You’re about to head off to college, which means that you’ll have a lot of... Where to Put Extra Savings After You've Maxed Out Your 401(k) Find out where you should put extra savings after you've maxed out annual contributions to a 401(k) plan and want to set aside more money for retirement. Legal Processing Fees: Why Do Banks Charge Them? Learn about the legal processing fees charged by banks when there are legal orders on the account such as garnishments, levies, and child support payments. How to Transfer Delta Points to Delta Miles Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Transfer Delta Points to Delta Miles Contrary to what it may seem when searching for flights and happening upon...