Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

How to Maximize Credit Cards Rewards Using Multiple Cards Get the most rewards and cash back by using more than one credit card. With multiple cards, you can maximize the rewards on different categories of purchases. Why You Did Not Get Approved for a Credit Card With a Good Credit Score Photo of Thomas (TJ) Porter Thomas (TJ) Porter Why You Did Not Get Approved for a Credit Card With a Good Credit Score Have you ever asked yourself “why am I not approved for a credit card” even if... 10 Best Budgeting Apps To Help You Manage Debt Photo of Thomas (TJ) Porter Thomas (TJ) Porter 10 Best Budgeting Apps To Help You Manage Debt Though aspiring to a debt-free life is a wonderful thing, for many people it is a... How to Open a Certificate of Deposit (CD) for Your Child Learn how parents and guardians can open a certificate of deposit (CD) for children under the 18 years of age. Find out what the rules are when it comes to maintaining a custodial account -- including how interest earnings are reported when it comes to taxes. Can Utility Bills In Collections Hurt Your Credit Score? Find out what happens to utility bills that are past due for an extended period of time. Learn what you can do if your unpaid bill is sent to collections. Prepaid Debit Cards vs. Checking Accounts: Which is Better? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Prepaid Debit Cards vs. Checking Accounts: Which is Better? You need an account that can act as the center of your finances -- an account to... What Happens When Your IRA CD Reaches Maturity Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Happens When Your IRA CD Reaches Maturity Individual retirement accounts (IRAs) are designed to help you save money for when... Which Credit Report Does Bank of America Pull? Find out which credit bureau Bank of America uses to approve credit card applications, how to check credit reports for free and how to improve your credit. Is It a Good Idea to Finance Furniture Purchases? Find out whether it is a wise money move to using financing options when buying new furniture. Learn about the tricks of this particular retail industry to get the best deal. Compare the alternatives to store financing programs that may not be the best for you. Which Credit Report Does Synchrony Bank Pull? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does Synchrony Bank Pull? Though you may not have heard of Synchrony Bank, there is a very good chance that...