Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

When to Use a Credit Card for an Emergency? Credit cards can be a life saver when you have an emergency. But, are you giving the wrong excuse for an “emergency”? Why You Shouldn’t Let Your Rewards Accumulate Photo of Simon Zhen Simon Zhen Why You Shouldn’t Let Your Rewards Accumulate You signed up for that rewards credit card for a reason: to rack up ridiculous amounts... Why You Have 3 Different Credit Scores? Photo of Simon Zhen Simon Zhen Why You Have 3 Different Credit Scores? Q: I have three different credit scores with the three credit reporting agencies. Why... Why Credit Card Minimums Are Legal Learn why credit card minimums are required when you use your card to pay for something. See if it is legal for stores to have these rules. Should Teens Be Allowed to Use Credit Cards? Are Credit Card Balance Transfers a Good Idea? Photo of Simon Zhen Simon Zhen Are Credit Card Balance Transfers a Good Idea? Statistics show that the average American household carries a credit card debt of... Properly Closing Your Bank Account With a Big Bank Photo of Simon Zhen Simon Zhen Properly Closing Your Bank Account With a Big Bank Being caught in the commotion of the anti-big bank movement is no excuse for closing... Gen Y Likes Direct Deposit Due to Eco-Friendliness Save Money on Your Broadband Bill How to Avoid U.S. Bank Checking Account Monthly Fees Photo of Simon Zhen Simon Zhen How to Avoid U.S. Bank Checking Account Monthly Fees As one of the country's biggest banks, U.S. Bank is could be one place that you go...