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Articles by Simon Zhen

Writer & Research Analyst

When to Use a Credit Card for an Emergency? Photo of Simon Zhen Simon Zhen When to Use a Credit Card for an Emergency? Mark Cartwright / Flickr |... Why You Shouldn’t Let Your Rewards Accumulate Accumulating your rewards may seem like a good idea. Have you ever thought about what could happen if you don't spend your rewards? Why You Have 3 Different Credit Scores? Have you ever wondered why you have three different credit scores? Well we are here to help you understand why. Why Credit Card Minimums Are Legal Photo of Simon Zhen Simon Zhen Why Credit Card Minimums Are Legal Question: It irritates me that I’m forced to pay a higher price when I use my... Should Teens Be Allowed to Use Credit Cards? Photo of Simon Zhen Simon Zhen Should Teens Be Allowed to Use Credit Cards? The debate about whether young people should be given a taste of how credit works... Are Credit Card Balance Transfers a Good Idea? See the pros and cons with all the options first before signing up for a credit card balance transfer. Properly Closing Your Bank Account With a Big Bank Done with your bank? Here are directions on closing your bank account with a big bank properly. Gen Y Likes Direct Deposit Due to Eco-Friendliness Photo of Simon Zhen Simon Zhen Gen Y Likes Direct Deposit Due to Eco-Friendliness More of the younger generation of workers are opting for direct deposit because it is... Save Money on Your Broadband Bill Photo of Simon Zhen Simon Zhen Save Money on Your Broadband Bill Many people dread their monthly bills, including the one for their broadband internet.... How to Avoid U.S. Bank Checking Account Monthly Fees Find out how you can avoid the monthly fees on U.S. Bank checking accounts, including tips on meeting fee waiver criteria.