Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Is it Bad Idea to Use HELOC to Pay Off Student Loans? Student loans are such a financial burden that you may consider transferring the debt to a HELOC. Here are the dangers of doing so. 4 Simple Tips How to Find and Switch a Bank Photo of Simon Zhen Simon Zhen 4 Simple Tips How to Find and Switch a Bank Whether the reason was an unexpected fee, bad customer service experience, or... Why Your Bank Can Take Your Savings to Pay a Loan Photo of Simon Zhen Simon Zhen Why Your Bank Can Take Your Savings to Pay a Loan Having all your money at a single financial institution can be a convenient setup, but... How to Avoid Bank Fees on Deposit Accounts? The average bank account carries 49 different fees. Being aware of these common fees will ensure you avoid them. Sending Money Is Getting Easier for U.S. Bank Customers U.S. Bank joined a digital payment network that promises to make it very easy to send money to people at other banks. Are Banks Open After Inclement Weathers Like Winter Storm Juno? Photo of Simon Zhen Simon Zhen Are Banks Open After Inclement Weathers Like Winter Storm Juno? The big blizzard that was supposed to shut down the Northeast didn't quite do its job.... You Won't Survive In the 10 Most Expensive U.S. Cities, Even With These Great Jobs Photo of Simon Zhen Simon Zhen You Won't Survive In the 10 Most Expensive U.S. Cities, Even With These Great Jobs Big city life can be seen as glamorous, exciting, and expensive. We often imagine busy... Why Rewards Checking Accounts Are Not for Everyone Why Elderly Don’t Need ‘Senior’ Checking Accounts Senior checking accounts tend to have easy-to-waive monthly fees or offer more features that cater to the older generations. Learn why they don't need senior checking accounts. How to Avoid Credit Card Fraud When Staying at Hotels Photo of Simon Zhen Simon Zhen How to Avoid Credit Card Fraud When Staying at Hotels It's not a great feeling when you're on vacation and you have to keep an eye out...