Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Wells Fargo Free Credit Score Promotion Not a Big Deal When There Are Free Alternatives. The Wells Fargo free credit score and free credit report promotion is back in the fall of 2014 for Wells Fargo customers. How Does the FICO 9 Bankcard Score Differ From a FICO Credit Score? Photo of Simon Zhen Simon Zhen How Does the FICO 9 Bankcard Score Differ From a FICO Credit Score? The credit-scoring industry has often caused confusion for consumers who are... How Capital One’s Credit Tracker Tool Educates Customers Photo of Simon Zhen Simon Zhen How Capital One’s Credit Tracker Tool Educates Customers Launched today, Capital One consumer credit card customers now have access to the... Capital One's Free Credit Tracker Tool Capital One's Credit Tracker tool will soon become free for all of the company's credit card customers. Why Your Credit Scores Drop After Paying Off a Loan? Did you see your credit scores drop after paying off a loan? Find out why by looking at how credit scores are calculated. When to Use a Credit Card for an Emergency? Photo of Simon Zhen Simon Zhen When to Use a Credit Card for an Emergency? Mark Cartwright / Flickr |... Why You Shouldn’t Let Your Rewards Accumulate Photo of Simon Zhen Simon Zhen Why You Shouldn’t Let Your Rewards Accumulate You signed up for that rewards credit card for a reason: to rack up ridiculous amounts... Why You Have 3 Different Credit Scores? Have you ever wondered why you have three different credit scores? Well we are here to help you understand why. Why Credit Card Minimums Are Legal Learn why credit card minimums are required when you use your card to pay for something. See if it is legal for stores to have these rules. Should Teens Be Allowed to Use Credit Cards? Photo of Simon Zhen Simon Zhen Should Teens Be Allowed to Use Credit Cards? The debate about whether young people should be given a taste of how credit works...