Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

What If I Want to Continue Working In Retirement? Young Homebuyers Reveal Headaches & Feats Photo of Simon Zhen Simon Zhen Young Homebuyers Reveal Headaches & Feats The happy homeowners... MyBankTracker chats with young, married couple Julie and... What to Do If You Suspect a Fake Cashier’s Check Photo of Simon Zhen Simon Zhen What to Do If You Suspect a Fake Cashier’s Check Q: I received what appears to be a cashier’s check for an item I sold but I am... Social Security 'Sent' Payment to Old Bank Account Bank vs. Retailers: Who’s Responsible for Protecting Your Data? Banks and retailers are looking to blame each other for the recent data breaches that have compromised millions of consumers' debit and credit cards. Is it Bad Idea to Use HELOC to Pay Off Student Loans? Photo of Simon Zhen Simon Zhen Is it Bad Idea to Use HELOC to Pay Off Student Loans? With student loans representing a major financial burden among adults, Americans with... 4 Simple Tips How to Find and Switch a Bank Photo of Simon Zhen Simon Zhen 4 Simple Tips How to Find and Switch a Bank Whether the reason was an unexpected fee, bad customer service experience, or... Why Your Bank Can Take Your Savings to Pay a Loan In your bank's account agreements, it reserves the right of setoff -- they can use your deposits to pay for loans that you also have with the bank. How to Avoid Bank Fees on Deposit Accounts? The average bank account carries 49 different fees. Being aware of these common fees will ensure you avoid them. Sending Money Is Getting Easier for U.S. Bank Customers Photo of Simon Zhen Simon Zhen Sending Money Is Getting Easier for U.S. Bank Customers More big banks are collaborating to make it easier for Americans to send money to each...