Articles by Rebecca Lake

Rebecca is a writer for MyBankTracker.com. She is a Certified Educator in Personal Finance (CEPF) and an expert in consumer banking products, saving and money psychology. She has contributed to numerous online outlets, including U.S. News & World Report, and more. Education: B.A. in Political Science and Government from University of South Carolina; MS. in Criminal Justice and Corrections from Charles Southern University.

4 Reasons I Turned Down a Store Credit Card, Despite Being Offered a Huge Discount If you're trying to save more on holiday shopping, there are a few things you should think about before getting a store credit card to snag a big discount. The Best Credit Cards for Restaurants & Dining of 2023 Photo of Rebecca Lake Rebecca Lake The Best Credit Cards for Restaurants & Dining of 2023 Picking up takeout meals on the fly or regularly sitting down to lunch or dinner... What’s a Perfect Credit Score Really Worth? Photo of Rebecca Lake Rebecca Lake What’s a Perfect Credit Score Really Worth? Your credit score has a huge impact on your financial life and it influences... The Best Savings Accounts for Your Emergency Fund Find out which savings accounts are the best for people who are looking to build an emergency fund. Learn how to calculate the perfect size for this rainy day fund. Use the tips to help you establish the emergency fund faster. Take note of the situations that justify the actual use of the money in this critical account. Why You Should Never Store All Your Money in Checking People tend to treat checking accounts like savings. Keeping a huge stash of cash in your account can give you a sense of security but it can backfire. Watch Out for These Pitfalls When Making Large Cash Deposits Photo of Rebecca Lake Rebecca Lake Watch Out for These Pitfalls When Making Large Cash Deposits Depositing large amounts of cash in your bank account has the potential to be... Apple Card Review 2024: Should You Apply? Photo of Rebecca Lake Rebecca Lake Apple Card Review 2024: Should You Apply? You might be a big consumer of Apple products and services — a reason that you'd... Why a Health Savings Account Is Important for 20-Somethings Health savings accounts are a great way to fund your future medical expenses but for 20-somethings, they may be more useful as way to save for retirement. 5 Steps You Must Take to Start Saving for Retirement In Your 30s Your 20s are a prime time to start saving for retirement but if you are already in your 30s, there is still time to build a financial cushion for the future. How Personal Loans Differ From Payday Loans Photo of Rebecca Lake Rebecca Lake How Personal Loans Differ From Payday Loans When you need money quickly, you may be wondering what the best choice is for...