Articles by Gerald Morales

Gerald is a staff writer at MyBankTracker.com. He is an expert in real estate, mortgages and credit.

Credit Score vs. Credit Report, How Lenders Examine the Two Learn how a credit score vs credit report impacts your finances and what to know about each one as a borrower. How Long Does It Take a Check to Clear at Regional Banks? Photo of Gerald Morales Gerald Morales How Long Does It Take a Check to Clear at Regional Banks? An important part of managing your finances properly is knowing how long it takes... Learn When Your Check Funds Will Be Available and Never Pay Overdraft Fees Again Photo of Gerald Morales Gerald Morales Learn When Your Check Funds Will Be Available and Never Pay Overdraft Fees Again Where you bank is a big factor when it comes to how long you must wait for a check... Why Your Bank Account Has Been Hacked Learn how to avoid putting your bank account at risk and what to do if your bank account has been hacked. A Down Payment Grant Can Help You Afford a Home Buying a home with zero down is a possibility, even if you are not a Veteran. With a down payment grant you can actually purchase a home with zero down. How This School Program Will Restore Your Faith In Financial Education Photo of Gerald Morales Gerald Morales How This School Program Will Restore Your Faith In Financial Education The U.S. Department of Treasury, in conjunction with the Comptroller of the Currency... When Mooching Off Your Parents Is a Smart Idea Photo of Gerald Morales Gerald Morales When Mooching Off Your Parents Is a Smart Idea Thanks to my father (and my age), I have health insurance benefits. I am covered under... Can Being a Female Breadwinner Lead to Divorce? Studies have shown that when women make more money it can ultimately lead to divorce? Figure out why, and how to prevent money from leading to divorce. From Tow Truck Drivers to Gardeners: How Much Should You Tip? You know you should tip your waiter, but what about your landlord's gardener? Think about who you should tip and why in this article. What to Do if You Don't Have a College Fund for Your Child Photo of Gerald Morales Gerald Morales What to Do if You Don't Have a College Fund for Your Child Paying for the total cost of your child's college education can be a difficult task to...