Articles by Gerald Morales

Gerald is a staff writer at MyBankTracker.com. He is an expert in real estate, mortgages and credit.

Will the Minimum Wage Increase Help Americans? The minimum wage increase that took effect Jan. 1 may have raised the wage of many workers, but is it enough to help those struggling to pay bills get by? Consider a Secured Credit Card Photo of Gerald Morales Gerald Morales Consider a Secured Credit Card If you are struggling with bad credit, you can do some research on a secured... First, Determine Your Credit Score Photo of Gerald Morales Gerald Morales First, Determine Your Credit Score The first step you must take to choose the right credit card for bad credit is to... How to Budget When Earning a Higher Income After you have finally secured your first real job there are certain budgeting strategies that work to help you secure your finances. How to Spot a Counterfeit Bill Do Not Fall Victim to a Fake Cashier's Check and Scam Photo of Gerald Morales Gerald Morales Do Not Fall Victim to a Fake Cashier's Check and Scam It can be difficult to spot a fake cashier's check. Many fake cashier's checks... The Rich Are Getting a Bigger Break on Mortgages Photo of Gerald Morales Gerald Morales The Rich Are Getting a Bigger Break on Mortgages Recent changes in mortgage rates offered by lenders have raised concerns that the... Mobile Banking Fees Compared at the Top 10 Banks Mobile banking fees compared shows that there are still relatively no fees with using this feature, but that can change in the near future. The Pros and Cons of a Joint Checking Account Outweigh both the pros and cons of a joint checking account before you decide to make the commitment of opening one. How to Conveniently Bank Without Going Into a Branch Photo of Gerald Morales Gerald Morales How to Conveniently Bank Without Going Into a Branch There are many reasons why people don't or can't go into their bank's branch...