MyBankTracker Blog

4 Signs You're Financially Clueless Millennials are often scrutinized for their financial choices but they, like many Americans, often make money decisions without having all the facts they need. Rebecca Lake Simon Zhen MasterCard vs. Visa: Which Has Better Concierge Service? Today, there are many credit cards that offer free personal concierge service,... Simon Zhen Don’t Pay for FICO Credit Scores: They Come Free With These Credit Cards In years past, there were tricky TV commercials for "free credit scores" that were... How I Increased My Overall Credit Card Limits By 22 Percent Having a tough time getting credit limit increases? Here are some tips for how you can get them for American Express, Chase and Citi credit cards. Simon Zhen Paying Your Taxes With a Credit Card vs. Personal Bank Loan: Which Is Cheaper? Figure out if you should pay taxes with a credit card or personal loan when you're struggling financially. See which options will help you save more money. Rebecca Lake Rebecca Lake 3 Myths of a 650 Credit Score, Busted MyBankTracker previously covered what it means to have a credit score in the 600... Marc Robinson Should You Pay for Mortgage Loan Points? Everyone wants the lowest possible interest rate when getting a mortgage. If you... Sending Money Is Getting Easier for U.S. Bank Customers U.S. Bank joined a digital payment network that promises to make it very easy to send money to people at other banks. Simon Zhen How to Use a Credit Card to Fund a New Bank Account If you're trying to cash in on a new bank account bonus, using your credit card to make your initial deposit can pay off if you're earning double the rewards. Rebecca Lake Simon Zhen Why You Didn't Get Your Credit Card Rewards Have you ever made a purchase on your credit card hoping to earn rewards, but when... Rebecca Lake Can Anyone Get a Business Credit Card? If you're a business owner, using a rewards card to cover expenses can save you a... 4 Reasons Why You're Still Not Using Credit Card Rewards Having a pile of credit card rewards does you no good if you're not using them. Knowing how to make them work for you means they won't end up going to waste. Rebecca Lake How Do Credit Cards Work Credit Cards, we all have them but do we really know how they work other than allowing you to pay for stuff with credit? Simon Zhen Simon Zhen Learn the Basics of Certificate of Deposit (CD) A Bank CD is an acronym for Certificate of Deposit. Banks and credit unions,... Rebecca Lake Save for a Home Down Payment Faster With 3 Lesser-Known Savings Accounts If you're ready to buy a home, having a sizable down payment reduces the amount... How to Qualify for a Mortgage By Avoiding These Bank Account Mistakes Making sure that your banking history is up to snuff before you try to qualify for a mortgage can improve the odds of becoming a home owner. Rebecca Lake Why Virtual Credit Card Numbers Aren't Worth It Virtual credit card numbers can deter identity thieves from stealing your banking information but they can also making shopping online more problematic. Rebecca Lake Rebecca Lake How to Earn Credit Card Rewards on Student Loan Payments Choosing a rewards credit card to pay your student loans can help you meet... Simon Zhen The Best Second Chance Checking Accounts of 2024 Getting a regular checking account can be difficult when you have previous... Should You Buy a Home Now, Even With Bad Credit? Dealing with bad credit when you want to buy a home is tough. Find out if it's better to wait, or buy now, since interest rates are low. Marc Robinson How to Compare IRA Accounts vs. IRA CDs When planning for your retirement it's important to compare IRA accounts. Check out our breakdown if traditional IRA accounts vs. IRA CDs. Rebecca Lake Simon Zhen Are Banks Closed on Presidents’ Day? On Presidents’ Day, most Americans probably don’t even know which presidents are... Rebecca Lake The Worst Bank Fees That Will Make You Cringe Flickr | https://www.flickr.com/photos/daquellamanera/135732135 Having a bank... How to Invest $100 a Month Wisely If you have an extra $100 in your budget, deciding where to put it can be tough. Fortunately, we've got the inside scoop on how to invest $100 a month. Rebecca Lake Credit Card Perks That Will Help Save Your Valentine’s Day Credit cards can be handy for many occasions, including Valentine's Day. See what credit card benefits can be used to save money on flowers, gifts, and more. Shannon McNay Jeff Yoncich When to Make a Lump Sum Mortgage Payment We've heard from a reader who'd like some investment advice -- specifically, on... Rebecca Lake 4 Rules for Paying Off Debt With Cash Savings Being in debt can put a serious strain on your finances and your state of mind,... Want to Buy a House? Earn Mom and Dad's Help Many millennials who want to buy a house are finding student debt and bad credit a huge obstacle. It might be time to call mom and dad for some help. Jeff Yoncich Why a Health Savings Account Is Important for 20-Somethings Health savings accounts are a great way to fund your future medical expenses but for 20-somethings, they may be more useful as way to save for retirement. Rebecca Lake