Articles by Krista Baum

Krista is a freelance writer with extensive financial experience from holding management-level positions at financial institutions in New York. She still works in the financial industry with a focus on risk assessments, project management, and financial crime compliance. Krista has contributed to sites including AOL.com and The Huffington Post. Education: B.S. in Hospitality and Tourism Management from Virginia Tech.

In Your 20s With a Large Inheritance? How to Manage Your Extra Money Follow this guide when you're young and come across a large sum of money from a windfall, such as a sizable inheritance. Find out what steps you should take to ensure that your finances are set up correctly to avoid spending all the money on useless things. Learn where to deposit your money and how to invest it. College Grads With Your First Jobs: How to Set Up Your Finances Photo of Krista Baum Krista Baum College Grads With Your First Jobs: How to Set Up Your Finances Now that you’ve graduated college and landed a job, you can sit back and relax —... How to Invest for Retirement on a $30,000 Salary Photo of Krista Baum Krista Baum How to Invest for Retirement on a $30,000 Salary Everyone knows they should be saving for retirement. But, what if you only make... How Much Does a Safe Deposit Box Cost at the Top U.S. Banks? Find out how much is typically costs to have a safe deposit box, which is a secure way for many bank customers to hide and protect their valuable assets and belongings. Learn what you should and shouldn’t keep in a safe deposit box. See what factors should go into choosing a box, including annual fees, sizes, convenience, and more. 7 Ways to Work Around Bank of America's No-Cash Deposits Policy Learn about the Bank of America policy that bans cash deposits into a Bank of America account of which you are not a customer. Find out what other options you have available if you are trying to deposit cash into another customer's Bank of America account. 8 Ways Around the Wells Fargo No-Cash Deposits Rule Photo of Krista Baum Krista Baum 8 Ways Around the Wells Fargo No-Cash Deposits Rule Wells Fargo customers may run into a new rule that they might consider to be... Why You No Longer Need to Sign for Credit Card Purchases Photo of Krista Baum Krista Baum Why You No Longer Need to Sign for Credit Card Purchases Using your credit or debit card just got a little easier. Visa, MasterCard,... Should You Make Extra Payments Toward Mortgage or Invest the Money? Compare the pros and cons of using extra cash towards your mortgage or your investment portfolio to determine which option is better for your finances. Toys R Us Bankruptcy: What Will Happen to Your Credit Card? Find out what will happen to the Toys R Us store credit cards after the toy retailer completes bankruptcy and closes down its stores. Learn how your credit score is calculated and how it is affected when your Toys R Us card is closed. See what you can do to counteract any negative impact on your credit.