Articles by Krista Baum

Krista is a freelance writer with extensive financial experience from holding management-level positions at financial institutions in New York. She still works in the financial industry with a focus on risk assessments, project management, and financial crime compliance. Krista has contributed to sites including AOL.com and The Huffington Post. Education: B.S. in Hospitality and Tourism Management from Virginia Tech.

How to Invest for Retirement on a $30,000 Salary With the median U.S. salary at around $30,000, learn how you can still save for retirement and invest in a portfolio that will grow for many years to come. Find out how to set up your finances, especially by choosing the right accounts, to get yourself started on retirement savings even if you have low income. How Much Does a Safe Deposit Box Cost at the Top U.S. Banks? Photo of Krista Baum Krista Baum How Much Does a Safe Deposit Box Cost at the Top U.S. Banks? Just like the movies, safe deposit boxes hold people’s most valuable... 7 Ways to Work Around Bank of America's No-Cash Deposits Policy Photo of Krista Baum Krista Baum 7 Ways to Work Around Bank of America's No-Cash Deposits Policy It’s no secret that online banking and innovative technology are changing the way... 8 Ways Around the Wells Fargo No-Cash Deposits Rule A rule by Wells Fargo to ban all cash deposits made to another customer's accounts may prove to be an inconvenience. Learn what you can do if you still need to deposit cash into someone else's Wells Fargo checking or savings account. SigFig Robo-Advisor 2024 Review Learn about the robo-advisory services provided by SigFig. Find out what it costs and how it build your investment portfolio. Fidelity Go Robo Advisor 2024 Review Photo of Krista Baum Krista Baum Fidelity Go Robo Advisor 2024 Review Having your money managed by a professional is no longer reserved for the... Why You No Longer Need to Sign for Credit Card Purchases Photo of Krista Baum Krista Baum Why You No Longer Need to Sign for Credit Card Purchases Using your credit or debit card just got a little easier. Visa, MasterCard,... Should You Make Extra Payments Toward Mortgage or Invest the Money? Compare the pros and cons of using extra cash towards your mortgage or your investment portfolio to determine which option is better for your finances. Toys R Us Bankruptcy: What Will Happen to Your Credit Card? Find out what will happen to the Toys R Us store credit cards after the toy retailer completes bankruptcy and closes down its stores. Learn how your credit score is calculated and how it is affected when your Toys R Us card is closed. See what you can do to counteract any negative impact on your credit.