Personal Loan FAQs & Basics

Can You Get a Personal Loan If You’re a Non-US Citizen? Find out whether you can get a personal loan if you're a non-U.S. citizen and the requirements that may be involved when submitting an application. Valencia Patrice Higuera Valencia Patrice Higuera Buying a Mobile Home With a Personal Loan: Pros & Cons to Consider It’s estimated that roughly 17 million Americans live in mobile homes (also called... Valencia Patrice Higuera Can You Take Out a Personal Loan for Closing Costs? If you’re buying a home, it’s important to remember that your expenses go beyond... How to Pre-Qualify for Personal Loans and Get Free Rate Quotes Learn how to pre-qualify for personal loans and obtain free rate quotes without a credit check. See your potential rates and terms before you apply. Valencia Patrice Higuera How to Get a Debt Consolidation Loan With a Bad Credit Score Learn how to get a debt consolidation loan when you've got bad credit scores, which could reduce your chances of approval. But, it's still possible. Valencia Patrice Higuera Thomas (TJ) Porter Christmas Loans: Should You Borrow to Fund Your Holiday Spending? The holiday season is an exciting time of year. People get together with their... Valencia Patrice Higuera Kitchen Remodel Loans: How to Finance a Kitchen Renovation Renovating an outdated kitchen can take years off the age of your house. This... Personal Loan vs. Personal Line of Credit: What’s the Difference? Learn the difference between a personal loan and a personal line of credit to determine which works the best for your purpose of borrowing funds. Thomas (TJ) Porter Tiny House Financing: How to Get a Loan for a Tiny House Learn about the different tiny house loans that are available to help finance the purchase of a small home that may not qualify for a traditional mortgage. Valencia Patrice Higuera Valencia Patrice Higuera Deck Loans: Financing Options for Building a New Deck Building a new deck can raise your property value, increase your living space, and... Valencia Patrice Higuera Swimming Pool Loan: How to Finance a Swimming Pool Installing a swimming pool in your backyard creates your own outdoor oasis. As you... Roof Loans: How to Finance Roof Repairs or Replacements With a Personal Loan Find out how to finance a roof repair or replacement with roof loans through personal loans, home equity loans, HELOCs, and other borrowing alternatives. Valencia Patrice Higuera Personal Guarantees: How They Affect Your Business Loans Learn how personal guarantees work when it comes to applying for business loans. Find out how it ties in with your personal credit too. Geoff Williams Valencia Patrice Higuera Dental Loans: How to Use Personal Loans to Finance Dental Work Whether it’s braces, dental implants, porcelain veneers, or another procedure,... Valencia Patrice Higuera Where to Find Personal Loans for First Responders Police officers, firefighters, and emergency medical personnel (EMTs) are... Can Students Get Personal Loans for College Expenses? Find out if college students can get approved for unsecured personal loans to pay for expenses -- compared to the alternatives that may be available. Valencia Patrice Higuera Can You Use a Personal Loan for a Down Payment on a Home? Find out if you can use a personal loan for a down payment toward a home purchase and how it may affect your chances of qualifying for a mortgage loan. Kevin Mercadante Valencia Patrice Higuera Where to Find Personal Loans for Veterans Active-duty military and veterans are eligible to use a VA home loan to purchase a... Valencia Patrice Higuera Should You Use a Personal Loan to Pay for Plastic Surgery? Cosmetic procedures are expensive, yet some people never consider paying for one... Should You Use a Personal Loan to Pay for Solar Panels? Find out if you should take out personal loans to pay for solar panels after considering other financing options for solar panel systems and installation. Thomas (TJ) Porter How to Get a Personal Loan to Buy a Motorcycle Learn how to get a personal loan to buy a motorcycle (new or used), including what you'll need to become approved for the lowest rates. Thomas (TJ) Porter Thomas (TJ) Porter How to Get a Personal Loan to Buy an RV A recreational vehicle can be your mobile home away from home or allow you to... Valencia Patrice Higuera How to Get a Personal Loan for a Boat If you need a loan to buy a boat, some boat dealers offer in-house financing or... Should You Use Personal Loans to Pay for Grad School? Find out whether it is a smart financial move to apply for a personal loan for the purpose of paying graduate school tuition. Valencia Patrice Higuera What You Have to Consider Before Lending Money to Family and Friends When a family or friend asks to borrow money from you, it can be a tough decision. Learn what you need to consider before giving this personal loan. Valerie Ashton Valerie Ashton When to Use Personal Loan to Fund Continuing College Education Taking out a student loan to fund your education is the most widely used financing... Thomas (TJ) Porter How to Document a Personal Loan Between Family & Friends Whether you're borrowing from or lending to family and friends, it can be a... Quick Loans: Ways to Borrow Emergency Funds Fast When you need to take out a loan for emergency funds on short notice, find out which lenders provide loans with quick funding times, usually within 1 to 2 days. Thomas (TJ) Porter Should You Refinance Loans When Interest Rates are Rising? Find out whether there are circumstances when it actually makes sense to refinance variable-rate loans when interest rates are rising. 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