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How Often Should You Check Your Credit Report? Photo of Simon Zhen Simon Zhen How Often Should You Check Your Credit Report? We have three major credit bureaus here in the United States: Experian, Equifax... Is Peer-to-Peer Lending for You? Peer-to-peer loans can be great during times when banks are tight on credit. P2P lending is the idea of loaning or accepting money from the average person for a high rate of return. Choose a Credit Card Based on Your Lifestyle Credit cards are like clothes. Not all work well for everyone and choosing the right credit card for your lifestyle will go along way. How to Establish Good Credit History? Photo of Simon Zhen Simon Zhen How to Establish Good Credit History? Establishing good credit is easier and simpler than you've heard; you just have to... Boost Returns With a CD Ladder Photo of Simon Zhen Simon Zhen Boost Returns With a CD Ladder Using a CD Ladder will help you increase your savings and return on your... Avoid Debit Card Fraud By Not Swiping At These Places Being a victim of debit card fraud is avoidable by not swiping your debit card at these places, which could lead to credit card fraud. What is a Bank Surrogate? A type of bank that focuses on user-experience and keeps customer deposit with a true FDIC bank. Examples of bank surrogates include PerkStreet, Simple… How to Avoid Bank Fees on Deposit Accounts? Photo of Simon Zhen Simon Zhen How to Avoid Bank Fees on Deposit Accounts? Bank accounts may come with fees. You should be aware of these common fees and how... 7 Rules Savings: Short-term and Long-term Photo of Simon Zhen Simon Zhen 7 Rules Savings: Short-term and Long-term When it comes to saving, following these 7 rules will ensure your maximizing your... How to Create a Budget? There is no on-size-fits-all type of budget. When creating a budget you need to tailor it to your needs and financial goals. Understanding Buy and Hold Investment Strategy The buy and hold investment strategy is when an investor purchases stocks and holds on to them for many years, but is it a good investment strategy. What Are Commodities Investment Stocks? Photo of Simon Zhen Simon Zhen What Are Commodities Investment Stocks? Commodities are present all over our everyday lives. They are products that are... What Are Bonds and How to Invest in Bonds? Photo of Simon Zhen Simon Zhen What Are Bonds and How to Invest in Bonds? A bond is a debt security, similar to an I.O.U. There are several ways to invest in... Asset Allocation vs. Diversification Investment Strategies While similar, “diversification” and “asset allocation” offer different investment strategies. How to Plan for a Long Retirement? Planning on retiring young, or maybe you plan to live a long life. In either case if your planning for retirement, you should really plan for age 100. What is an IRA? Traditional vs. Roth Photo of Simon Zhen Simon Zhen What is an IRA? Traditional vs. Roth Individual Retirement Account Way back in 1974, Congress passed a bill that... How Much Should You Contribute To 401k Plan? Photo of Simon Zhen Simon Zhen How Much Should You Contribute To 401k Plan? It’s the question that seemingly drives the entire investment industry -- how much... 4 Ways to Maximize Frequent Flier Miles It's summer travel season. Here are some ways to get the most out of your frequent flier program or travel credit cards rewards program. 10 Jobs That Will Help Pay Your Rent Discover how you can avoid paying rent with these nine jobs that include housing benefits. American Express Extended Payment Lets Charge Cards Carry Balances Photo of Jeanine Skowronski Jeanine Skowronski American Express Extended Payment Lets Charge Cards Carry Balances American Express cardholders looking to make a big purchase might be interested to... 4 Tips How to Avoid Checking Overdraft Fees Photo of Simon Zhen Simon Zhen 4 Tips How to Avoid Checking Overdraft Fees To prevent that already expensive $4 cup of coffee from becoming a $39 cup of... Where to get Second Chance Banking? Looking for a second chance? These banks offer second chance banking for those who have made financial mistakes but are looking to move past them. 5 Ways to Avoid Paying Taxes Legally Want to keep the government's greasy hands off your hard earned assets? Here are some ways to legally hide your money from the government. Hilarious Bank Names: What Were They Thinking? Photo of Simon Zhen Simon Zhen Hilarious Bank Names: What Were They Thinking? Most banks carry mundane bank names, which is understandable for an industry in... 5 Tips Before You Pay for a Root Canal Photo of Marina Shifrin Marina Shifrin 5 Tips Before You Pay for a Root Canal When you are a 22-year-old graduate, just released into the world, your... ACH Transfer Limits at the Top U.S. Banks ACH transfer are an important part of paying bills in your day-to-day life, even if you don't realize it. Know the ACH transfer limit at your bank. 10 Tips for Moving to New York on a Budget Moving to New York can be daunting, and not just emotionally but financially too! Here are some simple tips to keep the big city from breaking your wallet. How to Recover Lost Retirement Accounts Photo of Carolyn Okomo Carolyn Okomo How to Recover Lost Retirement Accounts More than half of Americans are concerned they won't have enough money to retire... How I Recovered $2,000 My Lost Tax Refund Photo of Marina Shifrin Marina Shifrin How I Recovered $2,000 My Lost Tax Refund A few weeks ago I realized I had over $2,000 missing from my bank account. It... Six Dumbest Bank Robberies Of All Time