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Pros and Cons of a Reverse Mortgage Photo of Paul M.J. Suchecki Paul M.J. Suchecki Pros and Cons of a Reverse Mortgage After years of pouring money into their homes, during their senior years,... 5 Money Management Techniques to Help Ease Worry From Debt Debt can induce a lot of painful feelings. However, there are positive debt management techniques to help you deal and have good habits in the future. 5 Projects That Lower Your Home's Value Home renovations can be ideal for increasing resale value. The wrong ones, however, can actually decrease a home's value. Here are some projects to avoid. Should You Refinance to a 15 Year Mortgage? Photo of Paul M.J. Suchecki Paul M.J. Suchecki Should You Refinance to a 15 Year Mortgage? From most lenders today, there is a full point difference in mortgage interest... The Process of Filing Bankruptcy Explained Photo of Gerald Morales Gerald Morales The Process of Filing Bankruptcy Explained Millions of American struggle with debt, and many of those who cannot repay their... Is it Bad Idea to Use HELOC to Pay Off Student Loans? Student loans are such a financial burden that you may consider transferring the debt to a HELOC. Here are the dangers of doing so. 5 Tips for Millennials to Buy a Home Facing high student debt and a tough job market, Millennials are less likely than other generations to experience homeownership. Here are tips to help. When Is the Best Time to Buy a Home? Photo of Paul M.J. Suchecki Paul M.J. Suchecki When Is the Best Time to Buy a Home? The best time to buy a home is when the market is slow. There are selling cycles... The Top U.S. Luxury Home Markets and Most Expensive ZIP Codes Photo of Shirley Pulawski Shirley Pulawski The Top U.S. Luxury Home Markets and Most Expensive ZIP Codes Naturally, wealthy and powerful people like to live in expensive, luxurious digs and... How to Get the Lowest Mortgage Loan Rates Even though rates right now are at a historic low, learn how to get the lowest mortgage loan rates to save big. Should You Buy a Vacation Home With a Mortgage or Cash? Mulling the purchase of a second home? Congratulations! Should you buy for cash or a mortgage? Weigh these considerations driven first by the US tax code. What Is a Home Equity Loan? Photo of Erik Neilson Erik Neilson What Is a Home Equity Loan? When it comes to financing major repairs and other expensive home projects, doing... What Do Buyers and Sellers Pay in Mortgage Closing Costs? Photo of Erik Neilson Erik Neilson What Do Buyers and Sellers Pay in Mortgage Closing Costs? For those who have never been experienced what it's like to go through a real... 5 Sources of Emergency Financial Assistance for Those in Need Struggling individuals who can't afford everyday essentials can apply for emergency financial assistance until they get back on their feet. Fixed-Rate Mortgages vs. Variable: Which One Is Right for You? There are two primary types of mortgages available to prospective homeowners, fixed-rate and adjustable -- also known as a variable rate. How to Find the Best Mortgage Rates in Your State Photo of Erik Neilson Erik Neilson How to Find the Best Mortgage Rates in Your State Finding the best mortgage rate is one of the most important things that any... What Are the Benefits of 20 Percent Down Payment on a Home Photo of Shirley Pulawski Shirley Pulawski What Are the Benefits of 20 Percent Down Payment on a Home Lessons from housing crises show that it's easy for a gorgeous new home purchase... Will the Minimum Wage Increase Help Americans? The minimum wage increase that took effect Jan. 1 may have raised the wage of many workers, but is it enough to help those struggling to pay bills get by? 10 Practical Ways to Cutdown Expenses to Save Money Are you struggling with debt and worried about your financial future? Learn simple steps you can take to save a little money each month and be in good financial health Are There Alternatives to Bankruptcy to Get Rid Off Debt? Photo of Katherine Muniz Katherine Muniz Are There Alternatives to Bankruptcy to Get Rid Off Debt? If you're drowning in debt, filing for bankruptcy may seem like it's the only option.... Ensure Your Charitable Donations Go to the Right Place Photo of Gerald Morales Gerald Morales Ensure Your Charitable Donations Go to the Right Place With so many places to donate this holiday season, how do you really know if your... Is 20 Percent Down the Standard in Home Buying? There is a trend of home buying made easier with unconventional down payment. As lenders grow more flexible, you may want to look into buying a home. Santa's 'Nice' List: Which Banks Charge the Least in Fees? This list of good banks all rank in good standing when it comes to the service they offer in select categories. How to Lower Property Taxes and Avoid Increases Photo of Shirley Pulawski Shirley Pulawski How to Lower Property Taxes and Avoid Increases Property taxes add up year after year, and lowering your property taxes, or... How to Use Home Equity Loan to Buy a Second Home Photo of Shirley Pulawski Shirley Pulawski How to Use Home Equity Loan to Buy a Second Home Buying a second home can open up many possibilities for families, including access... The Time It Takes for a Check to Clear at Top Banks Learn how long it takes a check to clear at the top banks and when check deposit funds will be available for withdrawal. Find out when and why funds are held for clearance and what happens with post-dated checks, money orders, cashier's checks, and more. How to Check if Money Order is Fake or a Scam Learn how to check and verify if a money order is fake, whether it was issued from a bank or the USPS, and see the signs that it may be part of a scam. Mobile Banking Fees Compared at the Top 10 Banks Photo of Gerald Morales Gerald Morales Mobile Banking Fees Compared at the Top 10 Banks Currently, there are not a lot of fees associated with mobile banking, but banks are... The Pros and Cons of a Joint Checking Account Photo of Gerald Morales Gerald Morales The Pros and Cons of a Joint Checking Account If you are familiar with banking, you have probably heard of a joint checking... 10 Retailers With Most Flexible Return Policies You might be able to do all your shopping at these stores that have the most flexible return policies ever.