Insurance Policy FAQs & Basics

When Can You Switch Homeowners Insurance Policies? Find out when you can switch homeowners insurance policies, including what happens if you decide to cancel an existing policy (such as termination fees). Valencia Patrice Higuera Lance Cothern Child Life Insurance: When Does It Make Sense? You may be wondering, should I buy child life insurance? Insurance salespeople... Kevin Mercadante Maine Car Insurance: Get the Cheapest Rates on Your Policy Maine is known for its beautiful coastal towns, scenic lighthouses, tons of... Life Insurance & Diabetes: How to Shop for the Right Policy Learn how to shop for a life insurance policy when you have diabetes, which is a medical condition that affects your policy rates depending on your history. Lance Cothern Washington Car Insurance: How to Get the Cheapest Rates Find out how to get the cheapest car insurance rates for Washington drivers and compare your premiums based on coverage level, location, and insurer. Kevin Mercadante Valencia Patrice Higuera Homeowners Insurance and Mold Damage: When You Are and Aren't Covered Mold is a type of fungus that grows in damp, moist areas. So, it’s not uncommon to... Lance Cothern Life Insurance Endorsements: How They Work for Optional Coverage You’d think buying life insurance would be straightforward. After all, that’s... Oregon Car Insurance: How to Get the Cheapest Policy Rates See the average cost of car insurance rates in Oregon and how you can qualify for the cheapest premiums for the coverage you need. Kevin Mercadante Does Homeowners Insurance Cover Your Swimming Pool? Find out how your homeowners insurance policy can help cover damages to your swimming pool, in addition to accidents and injuries in and around the pool. Valencia Patrice Higuera Kevin Mercadante When You Have to Switch Car Insurance After Moving to Another State As if moving wasn’t complicated enough, you may have to switch car insurance after... Lance Cothern How Much Life Insurance Do You Need? Getting life insurance is a great way to secure your family’s future should you... Does Home Insurance Cover Damage to a Neighbor’s Property? Find out if your typical homeowners insurance policy will cover damage done to your neighbor's property and whether you might need additional coverage. Valencia Patrice Higuera Best Life Insurance Options for Seniors: Get a Policy at Old Age Find out which life insurance options and coverages are best for seniors and older people, who are unlikely to qualify for traditional life insurance policies. Lance Cothern Valencia Patrice Higuera Homeowners Insurance and Roof Leaks: Does Your Policy Cover Damages and Repairs? A leaky or damaged roof needs quick attention, or else there’s the risk of mold... Valencia Patrice Higuera How Much Homeowners Insurance Coverage Do I Need? Your home is a valuable asset, so it only makes sense to guard it with a... How to Get the Cheapest Car Insurance Rates for Seniors See how much it costs, on average, for seniors to get car insurance and learn how to qualify for the cheapest policy rates as you get older. Kevin Mercadante Long Term Disability Insurance: How Does It Work? Learn how long term disability insurance cover workers who may not be able to bring in income after a serious injury and when a private policy makes sense. Lance Cothern Lance Cothern Best Health Insurance Options for College Students Paying for college in the United States is outrageously expensive on its... Valencia Patrice Higuera How to Compare Home Insurance Companies Buying a home is an opportunity to earn equity and put down roots. And like many... How Much Car Insurance Do You Need? Learn to determine how much car insurance coverage is needed for your policy depending on factors such as the vehicle, net worth, state requirements and more. Kevin Mercadante How to Create a Home Inventory for Homeowners Insurance Learn how to create and maintain a home inventory list to track the valuable belongings that need coverage under your homeowners insurance policy. Valencia Patrice Higuera Lance Cothern How to Choose the Right Family Health Insurance Plan Health care costs are continuing to rise. This puts a strain on your family’s... Valencia Patrice Higuera Wildfires and Homeowners Insurance: Are You Covered? Homeowners insurance protects your house from losses or damages. This includes... The Most Common Car Insurance Discounts (and How to Get Them) See which car insurance discounts are most commonly available to drivers, how much you can expect to save, and how you can qualify for those savings. Kevin Mercadante Healthcare Sharing Ministries vs. Health Insurance: Not the Same Learn how health care sharing ministries work to help cover medical expenses and healthcare costs -- compared to traditional health insurance coverage. Lance Cothern Kevin Mercadante New Jersey Car Insurance: How to Qualify for the Cheapest Rates There are two types of car insurance policies in New Jersey: basic and... Valencia Patrice Higuera Home Insurance for Older Homes: How to Get the Lowest Policy Rates An older home can have character, charm, and unique architectural details. And... Illinois Car Insurance: How to Qualify for the Cheapest Rates See how much it costs to get car insurance in Illinois based on coverage levels and location, including ways to qualify for the cheapest policy rates. Kevin Mercadante Health Insurance Deductibles: How Do They Work? Learn how health insurance deductibles work, which would also be helpful when you’re choosing between different health insurance plans. Lance Cothern