Advice & Tips

Credit Card Points Transfer Programs: Maximize Your Travel Redemptions Find out why credit card points transfer programs are so great for turning points and miles into free flights and hotel stays worth hundreds of dollars. Dan Miller Dan Miller How to Fly to Cancun for Free Using Miles and Points Cancun is the largest city in the Mexican state of Quintana Roo, in the northeast... Dan Miller How to Fly to Ireland for Free Using Miles and Points Ireland, the Emerald Isle, is one of the most frequent tourist destinations for... How to Fly to Spain Free Using Miles and Points Find out which credit card travel rewards and airline frequent flyer programs are the best options for earning miles and points toward free flights to Spain. Dan Miller How to Fly to Italy for Free Using Miles and Points Learn how you can fly to Italy for free using miles and points earned through credit cards and frequent flyer programs that offer award flights. Dan Miller Dan Miller How to Fly to Paris for Free Using Miles and Points Ahhh the City of Light - truly one of the most added spots to many traveler’s... Dan Miller How to Fly to London for Free Using Miles and Points The capital of Great Britain is one of the biggest tourist destinations in the... Why It’s a Bad Idea to Save Your Credit Card Points or Miles Find out why there it is a bad idea to accumulate and hold onto your credit card points and miles for a big reward redemption in the future. Thomas (TJ) Porter 5 Tips When Using Your Credit Card for Reimbursable Work Expenses Find out how you should use your personal credit card to pay for reimbursable work expenses so that you can earn travel rewards for free flights or cash back. Thomas (TJ) Porter Thomas (TJ) Porter How to Pay Your Rent with a Credit Card If you live in an apartment or don’t own your home, paying rent is a regular... Lance Cothern Can You Have Too Many Credit Cards? How many credit cards can a person really have? Technically, there’s no limit on... The Best Ways to Travel with Money While Abroad Find out which are the best ways to travel with money while abroad or overseas, including how to protect your payment options and what to do if you lose one. Thomas (TJ) Porter Which Credit Cards Offer Free Priority Pass Membership to Airport Lounges? Learn all about the airport lounge access that is available through the Priority Pass Select membership that you receive through your credit card. Ben Luthi Jeff Yoncich To Downgrade or Upgrade Your Credit Card: Which is Best? You may not even realize it, but your credit card issuer may offer a higher- or... Rebecca Lake 5 Ways Millennials Can Benefit from Using Credit Cards Concerns about exceeding their budget and accumulating high-interest debt have led... 5 Worst Purchases to Make With Credit Cards Credit cards are a convenient way to pay but only if you use them wisely. Think twice before making any of these five dumbest credit card purchases. Swapnil Khater 6 Smart Moves to Make If Your FICO Score Has Improved Learn what to do next if your FICO credit score is up. There are a few things you can do to make the most of it. Rebecca Lake Thomas (TJ) Porter Do You Have to Carry a Balance and Pay Interest to Build Credit? It’s a common belief: A way to improve your credit is to carry a small balance... Valerie Ashton 9 Signs That You Have Too Much Debt Almost all Americans have debt. Debt is normal, and for many, necessary to... Can Your Credit Card Company Raise Your APR Out of Nowhere? Find out whether your credit card company can raise your interest rate (APR) out of nowhere and what you can do if it ever happens to your account. Thomas (TJ) Porter What Happens If You Lie About Your Income on a Credit Card Application? Your income is required when you apply for a new credit card. And, lying about it could get you approved, but it could also get you in trouble. Thomas (TJ) Porter Thomas (TJ) Porter Wells Fargo Go Far Rewards Program 2024 Review: Earn More on Credit Card Spending As a savvy consumer, you don't want to leave money on the table. You're going... Simon Zhen How to Avoid Credit Card Fraud When Staying at Hotels It's not a great feeling when you're on vacation and you have to keep an eye out... Should You Hoard Credit Card Rewards or Redeem Them as Soon as Possible? Find whether it is smarter to save up your credit card rewards (whether points, miles, or cash back) for a big redemption or to use them up as soon as possible. Kevin Mercadante Debt Repayment: Pay Off Smallest Balance or Highest APR? Find out whether it is better for you to pay off the smallest balance or highest APR when choosing which credit card debt to focus on repaying. Valerie Ashton Valencia Patrice Higuera How to Handle Fraudulent Purchases Sent to Your Home Address Scammers get more creative all the time and find new ways to defraud... Valerie Ashton Is It Better to Settle Credit Card Debt or Repay the Full Amount? “Settlements” are often presented as attractive, favorable options to resolve... How to Avoid Credit Card Skimmers Find out how you can protect yourself from a common type of fraud that involves credit card skimmers, which steal your card information at the point-of-sale. Thomas (TJ) Porter Should Freelancers Get a Business Credit Card? Find out whether it is a smart financial move for freelancers to apply for a business credit cards. Learn when it makes sense for the self-employed to use a small business credit card. See if it is worth earning the rewards on business expenses or whether the interest rates and fees are make it impractical. Valerie Ashton