Student Loans

CommonBond Student Loan Refinancing 2024 Review: Is It Worth Applying? Learn all the details of the refinancing loans offered by CommonBond for student loan debt. Compare the different rate options offered to borrowers to see which one is a better match for refinancing student loans. Find out the fees charged, eligibility requirements, and minimum credit score. Deducting Student Loan Interest: Everything You Need to Know Photo of Nicole Dieker Nicole Dieker Deducting Student Loan Interest: Everything You Need to Know Although it can be hard to see the bright side when it comes to student loan debt,... Key Questions to Ask Before Refinancing Your Student Loans Photo of Alex Feldler Alex Feldler Key Questions to Ask Before Refinancing Your Student Loans Bearing a high interest rate on your student loans can make it difficult, if not... Is It Smarter to Pay Off a Student Loan or Auto Loan First? Compare the benefits and drawbacks of focusing on paying off your student loan debt or auto loan first. Find out how you should go about picking which debt to target when you have extra money. Should You Use a 401(k) Loan to Pay Off Student Loans? Learn how you can borrow from your 401(k) to help pay down student loan debt. Find out whether it is a good idea to take out a 401(k) loan, including how it will affect your retirement savings. Compare alternatives that are worth considering for reducing the financial strain caused by student loans. Should You Cosign Your Child's Student Loans? Photo of Krista Baum Krista Baum Should You Cosign Your Child's Student Loans? With little to no credit history and minimal income, students fresh out of high... Variable Interest Rate vs. Fixed-Rate Student Loans Photo of Thomas (TJ) Porter Thomas (TJ) Porter Variable Interest Rate vs. Fixed-Rate Student Loans When you take out a student loan, the most important part of the loan is the... Income-Driven Repayment (IDR) Programs: What You Need To Know Learn all about student loan income-driven repayment programs and how they differ from income-based repayment programs. Find out what you need to be eligible for these programs and what kind of borrower they are best for (and not good for). See what alternatives you have to managing high student loan debt. Should You Pay Off Student Loans Early to Save on Interest Charges? Find out whether is a smart idea to pay off all your student loans early in the hopes that you'll end up paying much less in interest charges. Deferment vs. Forbearance for Student Loans Photo of Valencia Patrice Higuera Valencia Patrice Higuera Deferment vs. Forbearance for Student Loans If you’re like most people, you didn’t have a huge college fund waiting for you... Should You Pay Off Student Loans or Credit Cards First? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Pay Off Student Loans or Credit Cards First? Few people can say that they’re debt-free. Many rely on student loans to get an... Should You Postpone a Wedding to Pay Off Student Loan Debt? Find out if it is a smart choice to postpone your wedding in order to pay off your student loan debt. Learn how to approach your finances so that you can get married while still carrying large student loan balances. Compare alternatives to make it possible to afford a wedding while making student loan payments. Pay Off Your Student Loans or Open an IRA: What Should You Do? Find out whether it makes more financial sense to pay off your student loan debt or to open an IRA to start saving for retirement. Compare the benefits and drawbacks of each step to see how it can impact you and your money. Learn how to approach a balanced plan to pay of college debt and save for the long term. Here's How Paying Off Student Loans Affects Your Credit Score Photo of Thomas (TJ) Porter Thomas (TJ) Porter Here's How Paying Off Student Loans Affects Your Credit Score For many people, a student loan is the first line of credit that they get. That... Comprehensive Guide to Student Loan Forgiveness Programs Photo of Rebecca Lake Rebecca Lake Comprehensive Guide to Student Loan Forgiveness Programs Saving an emergency fund or buying a home can be tough when student loan payments... Can Student Loans Be Discharged in Bankruptcy? Find out whether your student loan debt can be discharged in the event that you have to file for bankruptcy. Learn the differences of student loans in Chapter 7 and Chapter 13 bankruptcy. Compare the other options that you have when you're struggling to manage monthly payments on student loans. Should You Pay Off Student Loans or Invest in Stocks? Compare the pros and cons of paying off your student loans instead of investing those funds in stocks, mutual funds, and bonds. Should Your Pay Off Student Loans or Buy a Car? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should Your Pay Off Student Loans or Buy a Car? If you’ve come into a large sum of money, whether it come from an inheritance or a... Should You Pay Down Student Loan Debt or Save for a House? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Down Student Loan Debt or Save for a House? As people graduate college, get their first job and start wanting to settle down,... Should You Pay Off Student Loans With a HELOC? Find out whether you should use a home equity line of credit (HELOC) to help pay off your student loan debt. Learn about the benefits and disadvantages of borrowing from your home to pay down student loan balances. Compare other alternatives that won't use your house as collateral. Why Is My Student Loan Balance Not Going Down? Find out why your student loan balance continues to increase even when you are making the monthly payments. What's the difference between amortization and negative amortization? How is it relevant to student loans? Avoid making payments toward an increasing loan balance. Should You Use Credit Cards to Pay Off Student Loans? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use Credit Cards to Pay Off Student Loans? Many people are carrying student loan debt these days, and for many, it is a... Employer Paying for Your Student Loans vs. Contributing to 401(k): Pros & Cons Photo of Paul Sisolak Paul Sisolak Employer Paying for Your Student Loans vs. Contributing to 401(k): Pros & Cons More employers have begun to offer student loan repayment their employees as part... Should You Pay Back Student Loans or Build an Emergency Fund? Find out whether you should put extra income toward paying back your student loans or building the all-important emergency fund. Learn the benefits of keeping student loan debt and how much you need to establish an emergency fund. Compare your options to decide which path is best for your finances. Should You Pay Off Your Student Loan in Lump Sum? Learn about the benefits and drawbacks of making a lump sum payment toward your student loan debt and how it can affect the rest of your finances. How Do Student Loans Affect Your Credit Score? Photo of Claire Murdough Claire Murdough How Do Student Loans Affect Your Credit Score? If you have student loans you may be feeling totally overwhelmed by the task of... 6 Myths Every Student Thinks About Their Student Loans Photo of Zina Kumok Zina Kumok 6 Myths Every Student Thinks About Their Student Loans Image Credit | https://unsplash.com/photos/pYWuOMhtc6k Student loans are such a... How to Apply for New Loans After Defaulting on Student Loans Defaulting on a student loan may lead to bad credit, but it doesn't necessarily mean that you cannot apply for loans such as mortgages and credit cards. 10 Ways to Go to Graduate School Spending Very Little or Free Ten avenues to investigate in order to go to graduate school spending very little or no money from ROTC to asking your employer for help.
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