Retirement

7 Factors to Consider Before Retiring in a Different State Find out which factors you have to consider before retiring in a different U.S. state, especially when it comes to taxes, cost of living, and healthcare. Lance Cothern Zina Kumok How Teachers Can Save for Retirement Many teachers - especially those in major metropolitan areas - are working second... Lance Cothern What Age is Best for You to Take Social Security Benefits? "When should I take my Social Security retirement benefits?" This is a very... How to Withdraw Money From 401(k)s and IRAs During Retirement Learn the order in which you should withdraw from your retirement accounts (including 401(k)s and IRAs) so that you pay the least taxes and avoid penalties. Lance Cothern How Couples Can Use a Spousal IRA to Save More for Retirement Find out how couples can use a spousal IRA to save more for retirement when one spouse does not have earned income to contributed to a regular IRA. Lance Cothern Zina Kumok How to Save for Retirement When Working Part-Time When I was working part-time right after graduating college, the thought of saving... Zina Kumok How Military Members Can Save For Retirement When it comes to saving for retirement, military members are in an interesting... Blooom 2024 Review: Best for Managing Your 401(k) Investments? Use this review to see the in-depth features of Blooom, which aims to help people manage their employer-sponsored plans (e.g., 401(k)) automatically. Rebecca Lake Overcontributed to a 401(k) or IRA? Here’s How to Fix It Find out what steps you should take if you've overcontributed to a 401(k) or IRA and learn about the penalties and taxes for contributing more than the limit. Thomas (TJ) Porter Thomas (TJ) Porter Should a Employee Stock Ownership Plan (ESOP) Be Part of Your Retirement Savings? When you go to work, you might be motivated to do your job by any number of... Lance Cothern How Retirees Should Handle Retirement Funds During a Recession Recessions can be extremely scary for the average person’s finances. They can be... Can Non-U.S. Citizens Have Retirement Accounts (401k and IRAs)? As a non-U.S. citizen, find out if you can still contribute to retirement accounts, such as 401(k)s and IRAs, and learn if any special rules apply. Valencia Patrice Higuera What to Do When You Earn Too Much to Contribute to an IRA Find out what options are available to serve your retirement savings needs when you have high enough income to exceed contribution limits on IRAs. Thomas (TJ) Porter Kevin Mercadante Should You Take the Early Retirement Offer From Your Company? In an effort to reduce costs, employers frequently turn to reductions in... Kevin Mercadante What is Federal Thrift Savings Retirement Plan (TSP) & How it Works? Many Americans have access to employer-sponsored 401(k) plans. They allow you... How to Choose Between a 401(k) or Pension Plan Learn what factors to consider when you have to choose between an employer-sponsored 401(k) plan or a traditional pension plan as your retirement option. Kevin Mercadante How Uber and Lyft Drivers Can Best Save Their Earnings As a rideshare driver, you actually have solid investment options available to them - if your’re willing to do a little legwork to get their account set up. Zina Kumok Simon Zhen How to Save & Invest for Retirement It's easy to get lost in the world of retirement planning. There are so many... Anne Dullaghan Retirement Plan Options for the Self-Employed Retirement options for people who own their own business are different from the... Should You Move Your 401(k) to an IRA after Leaving Employer? If you're switching jobs and need to figure out what to do with your 401(k), especially if your new employer doesn't offer one, MyBankTracker shows you what your options are. Marc Robinson How to Save on End-Of-Life Care & Funeral Expenses The cost of dying is getting more expensive, but there are ways to cut costs. Peter Bennett Anne Dullaghan 8 Key Financial Mistakes Women Make for Retirement Today, many women are taking the lead in making financial decisions -- for... Jeff Yoncich How to Retire With an Alternative Retirement Plan Retirement is the goal for any working person, even though that goal seems to be... 7 Reasons You Should Pay Off Your Mortgage Before Retirement Considered in the context of your other financial goals and commitments -- there are good reasons to prepare for retirement by paying off your mortgage. Jeff Yoncich 8 Ways to Prepare Long-Term Care for Aging Parents Long-term care insurance can be expensive, but it is increasingly more necessary as we get older. Here are alternative solutions that can save you money. Anne Dullaghan Simon Zhen How to Make Your Retirement Savings Work for You Loverboy got it partially right -- everybody is working for the weekend, but what... Lance Cothern The Biggest Fees That Are Hurting Your Retirement Savings Saving for retirement can be daunting. It’s difficult to know how much you need... How to Invest in a 401k With High Fees Even when you‘re stuck with an expensive 401(k) retirement plan that has high fees, learn how you can still use it to invest for the future. Thomas (TJ) Porter IRS Ruling Allows 401(k) Match When Paying Off Student Loan Debt The IRS introduced a rule regarding how employers can issue 401(k) plan contribution matches when an employee makes payments toward student loan debt. Kevin Mercadante