MyBankTracker Blog

What to Know Before Opening a Savings Account Savings accounts are better than putting your money under a mattress. But that's not the whole story. Veronica Stewart Peter Bennett Beating All-Cash Offers on a Home Requires This Great Game Plan You can hardly go to a party or stand in line at Starbucks anymore without... Jeff Yoncich How to Buy Your Dream Home With a Zero-Down Payment Mortgage How much cash should you push across the table for a down payment on a... 4 Best Ways to Save Money for a Financial Future Adults in their late 20s or early 30s have the ability to save, but don't always get the best return. Here are a few ways to maximize your savings. Daryl Paranada 15 Items You Should Not Hide on Your Mortgage Application Outsmarting lenders is not as easy as lying on your home loan application. They want full disclosure when it comes to your home loan application. Peter Bennett Simon Zhen Citi Simplicity vs. Capital One Platinum Credit Card Credit Card 2025 Review During your search for a simple, no-frills credit card, you might come across the... Theresa Kim Out-of-Network ATM Fee Comparison at Top U.S. Banks Ever find yourself in need of cash after bank hours? You run around looking for... Lender Sold Your Mortgage? Here's What You Should Know Hearing that your mortgage has been sold can be stressful, but don't worry too much. Lenders sell mortgages all the time. Daryl Paranada 3 Reasons Why You Finally Have a Better Shot at Landing Your First Home Housing market analysts say the moderating housing costs are good for the market, helping make homes more affordable, as home buyer confidence rises. Jeff Yoncich Peter Bennett How to Lower Your Mortgage Rate By Buying Down the Rate The good news is, you’ve got the money for a down payment. That’s not a... Jeff Yoncich Top 10 Millennial-Friendly Cities That Will Spark Your Inner Urge to Move "Geography is destiny" somebody once said. That thought may go far in explaining... Tips How to Avoid the American Express Serve Monthly Fee Looking for ways to avoid paying the American Express Serve monthly fees? MyBankTracker Columnist, Simon Zhen, has a few hacks for you to sidestep them. Simon Zhen How to Avoid Probate and Use a Living Trust Use a living trust to protect the property and wealth you've saved up by avoiding probate. That way you can leave more to your family and loved ones. Jeff Yoncich Simon Zhen American Express Serve vs Bluebird by American Express Card 2025 Review American Express Serve vs BlueBird® by American Express, which card is better? We compared every aspect of each prepaid card to pick the better option for you. Find out who won here. Peter Bennett How Amortized Fixed Rate (ARM) Mortgage Loans Works Amortization, the word, stems from the Latin “mort,” meaning death. In real estate... Compare Overdraft Fees of Top Banks An overdraft fee is one of the most expensive fees a bank can charge you. Compare the overdraft fees at the top 10 banks in America. Theresa Kim 3 Regrettable Banking Mistakes That You'll Make As a New Graduate Graduation is a momentous occasion, but what you do afterwards can affect your financial future. Avoid these common banking mistakes new graduates make. Katherine Muniz Erik Neilson Why You'll Make These Mistakes Before Retirement If You're Not Paying Attention Retiring early is something that appeals to almost everyone. As you begin aging,... Peter Bennett Which Home Repair Loan is the Best for Water Damage Repairs Here’s the wet and wild truth. You’re 10 times more likely to have your house... When to Make the Switch From a Secured Credit Card to a Unsecured Card? Do you know when it is time to switch from a secured credit card to an unsecured credit card? We'll show you how to find out for yourself. Simon Zhen Capital One Platinum Secured vs. First Progress Platinum Elite MasterCard Which is better: Capital One Platinum Secured or First Progress Platinum Elite MasterCard® Secured Card? We put the facts together to help you decide. Simon Zhen Peter Bennett How a Contract Works Depends on 4 Essentials Over your lifetime, you’ll be asked to sign lots of contracts -- perhaps agreeing to... Erik Neilson Learning the Difference Between These 2 Types of Lenders Makes It Easier to Pull the Trigger on Buying a House When it comes to making huge purchases that can change your life, few things compare... Flush Away Thousands of Dollars If You Don't Heed This Home Repair Advice Purchasing a home before having its sewage disposal system thoroughly vetted could end up costing you thousands of dollars in septic tank expenses. Peter Bennett 5 Crucial Steps Every Young Adult Must Take to Achieve Financial Independence Achieving financial independence is hard, but it can be an especially difficult for young adults. Here are five steps young adults must take to achieve it. Jeff Yoncich Erik Neilson Ways to Survive Credit Card Approval Fraud and Why You Will Always Be a Target If there's one reason why so many people are still afraid to do their shopping,... Jeff Yoncich Stop Lying to Yourself About Early Retirement, It's Not About Saving Millions Ever indulged in that dream of basking in the sun by your cabin on the lake while... How My Single Mother Saved for College to Keep Me Debt Free After Graduation Raising kids in a two-parent household is tough enough, imagine how difficult it is with just one income. Advice for single parents saving for college. Daryl Paranada A Flawed Student Aid System Will Leave You Behind If You're Middle Class As a result of the flawed student aid formula, middle-class college students seen as too rich to qualify for aid are forced to take out loans. Katherine Muniz