MyBankTracker Blog

IRA Contribution Limits & Income Phase-Out Limits for 2023 and 2024 Find out the IRA contributions limits for 2023 and 2024 and how they may be reduced based on your income and tax-filing status. Lance Cothern Thomas (TJ) Porter Jumbo CDs: Compare Pros and Cons Before Locking in Your Money If you’re saving for a specific goal, using a certificate of deposit (CD) to save... Thomas (TJ) Porter Best 3-Month CD Rates 2024: Better Than a Regular Savings Account? When you want to push the growth of your savings into overdrive, you might... The Best Investment Simulator Apps: Practice Stock Trading Without Risk Find out about the best investment simulator apps that you can use to buy and sell stocks in a virtual environment without any risk to real money. Thomas (TJ) Porter Fundrise Review 2024: An Easier Way to Invest in Real Estate Find out whether you should use Fundrise to invest in real estate in a non-traditional way, including its costs and real estate investment options. Rebecca Lake Kevin Mercadante Roth IRA Conversion Ladder: Get More Tax-Free Income in Retirement The biggest benefit to a Roth IRA is that distributions from the plan can be taken... Valencia Patrice Higuera Affirm Personal Loan 2025 Review As you shop at some of your favorite stores and online retailers, you may come... Inherited IRAs: Rules on How to Manage and Withdrawal Funds Find out how to use inherited IRAs for manage and withdraw retirement funds from a deceased family member or friend with beneficiaries. Kathryn Tretina What is the Historical Average Stock Market Return? Learn about the historical average stock market returns to estimate the growth of your investment and retirement portfolios. Lance Cothern Lance Cothern How to Invest in IPOs (Initial Public Offerings) You’ve probably heard stories of investors making a ton of money on stocks such as... Kevin Mercadante Investing in CDs: The Pros and Cons to Consider When you're looking for a safe way to grow your cash savings, a certificate of... Are You Too Old to Open and Contribute to a Roth IRA? Find out if you're too old to open a Roth IRA for retirement savings contributions, including the age rules and income limits that may apply. Kevin Mercadante Varo Money Online Checking Account 2025 Review Learn all about the features of the Varo Money online checking account, including its fees, mobile app, and early direct deposit payment. Valencia Patrice Higuera Kevin Mercadante Day Trading: Is It the Right Investing Style for You? If you’re an investor, and even if you’re not, you’ve probably at least heard of... Thomas (TJ) Porter The Best Personal Loans in Washington State for 2025 For borrowers in Washington looking for a personal loan, there are plenty of great... When Does It Make Sense to Take Out a 401(k) Loan? Find out how 401(k) loans work and when it makes sense to borrow from your employer-sponsored retirement account - after considering pros, cons, and penalties. Valencia Patrice Higuera Study: Nearly 1 in 3 Americans Do Not Trust Mobile Banking at All A study found that a large percentage of Americans do not trust mobile banking apps, despite heavy reliance on smartphones and tablet devices. Simon Zhen Lance Cothern How to Trade Options You may have heard about the concept of trading options before. If you have no... Thomas (TJ) Porter The Best Personal Loans in Arizona for 2025 If you need some extra cash, a personal loan can be a good way to borrow some... SIMPLE IRA: The Best Retirement Option for the Self-Employed and Small Businesses? Learn how SIMPLE IRAs work to see if they're the best retirement savings option for small business, self-employed individuals, and their employees. Kathryn Tretina The Best Personal Loans in Virginia for 2025 Find out which banks and lenders offer the best personal loans to Virginia borrowers based on interest rates, fees, borrowing amounts, and repayment periods. Thomas (TJ) Porter Rebecca Lake Motif Investing Review: Thematic Investing Update: Motif Investing has closed its down. See our top recommendations for... Thomas (TJ) Porter The Best Personal Loans in New Jersey for 2025 Personal loans can serve multiple purposes, such as debt consolidation or paying... Study: What Do People Want From a Credit Card? According to a survey, most people prefer to earn credit card rewards in the form of cash back instead of travel rewards or points. Simon Zhen What Retirees Need to Consider Before Going Back to Work Thinking about returning to the workforce? There are serious implications for your finances. Read this retiree back to work guide to learn about your options. Kathryn Tretina Valencia Patrice Higuera Chase Secure Banking Account 2025 Review To help people who have trouble overspending on their checking accounts, Chase... Aja McClanahan What is a Blue Chip Stock? How to Invest in Them? If you are new to investing in stocks, you might have asked yourself the question,... Best 9-Month CD Rates for Short-Term Savings Goals Find out which banks offer the best 9-month certificate of deposit (CD) rates based on interest rates, early withdrawal penalties and minimum deposit amounts. Thomas (TJ) Porter Title Loans: How Do They Work? Should You Use Them? Learn how title loans work and find out whether you should use your car as collateral for this type of loan when other loans options are available. Kevin Mercadante