MyBankTracker Blog

SIMPLE IRA: The Best Retirement Option for the Self-Employed and Small Businesses? Learn how SIMPLE IRAs work to see if they're the best retirement savings option for small business, self-employed individuals, and their employees. Kathryn Tretina Thomas (TJ) Porter The Best Personal Loans in Virginia for 2024 If you need some extra cash, a personal loan can be the right tool for... Rebecca Lake Motif Investing Review: Thematic Investing Update: Motif Investing has closed its down. See our top recommendations for... The Best Personal Loans in New Jersey for 2024 FInd out which New Jersey banks offer the best personal loans to local borrowers based on interest rates, fees, and borrowing terms. Thomas (TJ) Porter Study: What Do People Want From a Credit Card? According to a survey, most people prefer to earn credit card rewards in the form of cash back instead of travel rewards or points. Simon Zhen Kathryn Tretina What Retirees Need to Consider Before Going Back to Work If you’ve retired from your job but find yourself considering re-entering the... Valencia Patrice Higuera Chase Secure Banking Account 2025 Review To help people who have trouble overspending on their checking accounts, Chase... What is a Blue Chip Stock? How to Invest in Them? Learn what companies are considered blue chip stocks as it is a popular term for a safe and profitable investment, but there are no guarantees. Aja McClanahan Best 9-Month CD Rates for Short-Term Savings Goals Find out which banks offer the best 9-month certificate of deposit (CD) rates based on interest rates, early withdrawal penalties and minimum deposit amounts. Thomas (TJ) Porter Kevin Mercadante Title Loans: How Do They Work? Should You Use Them? You’ve probably seen title loans advertised on TV, as well as title loan... Kevin Mercadante Can You Use a Personal Loan for a Down Payment on a Home? Personal loans have become popular in recent years, particularly with the advent... Should You Pay Off an Old Debt with a Collections Agency? Find out whether it is a good idea to pay off an old debt held by a collections agency because there are situations when you are no longer legally responsible. Kevin Mercadante Best 18-Month CD Rates for Short-Term Savings: 2024 Find out which banks offer the best 18-month CD rates to help you build savings within the short term. Compare certificate of deposits with other CD terms. Thomas (TJ) Porter Lance Cothern SEP IRA: The Best Retirement Account for Self-Employed? If you’re one of the many self-employed individuals in America, you have quickly... Valencia Patrice Higuera When Does a No-Cost Mortgage or Refinance Make Sense? Whether you’re buying a new home or refinancing your existing home loan, getting a... The Best 4-Year CD Rates for Long-Term Savings Growth: 2024 Find the best 4-year certificate of deposit (CD) rates for long-term savings goals while earning a market-leading interest rate. Thomas (TJ) Porter Why You Should Pay Attention to the Expense Ratio on Mutual Funds and ETFs Learn all about expense ratios and the impact on the returns of your investments. Find out what fees are included in the costs. Lance Cothern Valencia Patrice Higuera When Mortgage Rates Fall, Is It Time to Refinance Your Home Loan? Many people see a drop in mortgage rates as the perfect time to buy a home. A... Simon Zhen Study: What Americans Are Most Concerned About as Interest Rates Fall When the Federal Reserve announces changes to benchmark interest rates, it... How to Get Approved for a Mortgage as a Retiree Without Job Income For retirees who no longer have a job for stable income, learn how to qualify for a mortgage based on assets and other sources of income. Aja McClanahan Should You Invest in Dividend Stocks, ETFs, or Mutual Funds? What to Consider Learn about investing in stocks, ETFs, and mutual funds with a high yield for dividend income, including pros, cons, and tax considerations. Kevin Mercadante Thomas (TJ) Porter The Best Personal Loans in Michigan for 2024 A personal loan is a powerful tool that you can use when you need to borrow some... Valencia Patrice Higuera Pawnshop Loans: Should You Use Them for Quick Cash? Whether it’s a car repair, a home repair, or an unexpected bill, there are dozens... The Best High Yield Savings Accounts of 2024 Find out which banks offer the best high yield savings accounts for faster savings growth due to better interest rates than big banks savings rates. Kevin Mercadante How to Calculate and Minimize Capital Gains Taxes on Your Investment Profits Learn how capital gains taxes apply to investment profits and find out how to calculate and reduce short-term or long-term capital gains taxes. Lance Cothern Lance Cothern Dollar-Cost Averaging: An Investment Strategy to Avoid "Timing the Market" Investing can be complicated, especially for someone getting started.  You have... Thomas (TJ) Porter The Best Personal Loans in North Carolina for 2024 Personal loans are highly flexible loans that you can use for almost... How Much Do You Need to Save for Retirement? Learn about the different ways that you can approach retirement savings, whether it is a specific amount, lifestyle, or income stream that is the end-goal. Simon Zhen Should You Use a Home Equity Loan or HELOC to Pay for College? Consider the pros and cons of using a home equity loan or HELOC to pay for a child's college tuition and expenses, in an effort to avoid student loans. Lance Cothern