MyBankTracker Blog

What is a Blue Chip Stock? How to Invest in Them? Learn what companies are considered blue chip stocks as it is a popular term for a safe and profitable investment, but there are no guarantees. Aja McClanahan Thomas (TJ) Porter Best 9-Month CD Rates for Short-Term Savings Goals Everyone has goals that they need to save for. Whether you want to go on... Kevin Mercadante Title Loans: How Do They Work? Should You Use Them? You’ve probably seen title loans advertised on TV, as well as title loan... Can You Use a Personal Loan for a Down Payment on a Home? Find out if you can use a personal loan for a down payment toward a home purchase and how it may affect your chances of qualifying for a mortgage loan. Kevin Mercadante Should You Pay Off an Old Debt with a Collections Agency? Find out whether it is a good idea to pay off an old debt held by a collections agency because there are situations when you are no longer legally responsible. Kevin Mercadante Thomas (TJ) Porter Best 18-Month CD Rates for Short-Term Savings: 2024 Everyone has goals in life, but many of those goals require money. If you have... Lance Cothern SEP IRA: The Best Retirement Account for Self-Employed? If you’re one of the many self-employed individuals in America, you have quickly... When Does a No-Cost Mortgage or Refinance Make Sense? Learn how no-cost mortgages or refinancing works to help avoid the costs and fees of closing on a home loan. Also, find out if it is actually worth considering. Valencia Patrice Higuera The Best 4-Year CD Rates for Long-Term Savings Growth: 2024 Find the best 4-year certificate of deposit (CD) rates for long-term savings goals while earning a market-leading interest rate. Thomas (TJ) Porter Lance Cothern Why You Should Pay Attention to the Expense Ratio on Mutual Funds and ETFs Investing isn’t the easiest concept to wrap your head around. When you first get... Valencia Patrice Higuera When Mortgage Rates Fall, Is It Time to Refinance Your Home Loan? Many people see a drop in mortgage rates as the perfect time to buy a home. A... Study: What Americans Are Most Concerned About as Interest Rates Fall Find out what Americans are most concerned about as the Federal Reserve cuts interest rates, which can affect savings, loans, and investments. Simon Zhen How to Get Approved for a Mortgage as a Retiree Without Job Income For retirees who no longer have a job for stable income, learn how to qualify for a mortgage based on assets and other sources of income. Aja McClanahan Kevin Mercadante Should You Invest in Dividend Stocks, ETFs, or Mutual Funds? What to Consider Investments can help you grow wealth in many ways. One way that you may have heard... Thomas (TJ) Porter The Best Personal Loans in Michigan for 2024 A personal loan is a powerful tool that you can use when you need to borrow some... Pawnshop Loans: Should You Use Them for Quick Cash? Find out how pawnshop loans work and learn about alternatives that can get you cash or loan in a short period of time. Valencia Patrice Higuera The Best High Yield Savings Accounts of 2024 Find out which banks offer the best high yield savings accounts for faster savings growth due to better interest rates than big banks savings rates. Kevin Mercadante Lance Cothern How to Calculate and Minimize Capital Gains Taxes on Your Investment Profits Investing in stocks, bonds, mutual funds or exchange-traded funds (ETFs) can... Lance Cothern Dollar-Cost Averaging: An Investment Strategy to Avoid "Timing the Market" Investing can be complicated, especially for someone getting started.  You have... The Best Personal Loans in North Carolina for 2024 Find out which banks and lenders in North Carolina offer the best personal loans to local borrowers based on interest rates, fees, and borrowing terms. Thomas (TJ) Porter How Much Do You Need to Save for Retirement? Learn about the different ways that you can approach retirement savings, whether it is a specific amount, lifestyle, or income stream that is the end-goal. Simon Zhen Lance Cothern Should You Use a Home Equity Loan or HELOC to Pay for College? If you want to help your children pay for college, it generally isn’t cheap.... Simon Zhen Worried About a Recession? How to Prepare and Protect Your Finances Recessions don’t happen often, so the first instinct might be to panic when... Should You Invest for Your Family and Friends? 4 Options to Consider If you want to invest on behalf of family or friends, learn about the serious risks involved, including the legal and tax implications. Kathryn Tretina Rejected for a Student Credit Card Application? 3 Alternatives to Consider Learn what you can do if you've been rejected for a student credit card for better chances of approval and other alternatives to build credit. Rebecca Lake Thomas (TJ) Porter The Best Personal Loans in Georgia for 2024 At some point in your life, you’re likely to be in a situation where you need a... Kevin Mercadante Counter Checks Fees Compared at the Top U.S. Banks Counter checks come into play when you have a checking account, you need to write... Building an ETF-Only Investment Portfolio: Pros and Cons Learn the pros and cons of creating an investment portfolio made up only of exchange-traded funds (ETFs), which have become alternatives to mutual funds. Lance Cothern Penny Stocks: 5 Reasons to Avoid This Investment Find out why penny stocks are dangerous investments that you should avoid when considering scams, costs, and risks involved. Lance Cothern