MyBankTracker Blog

Indigo Platinum MasterCard 2025 Review Our review of the Indigo Platinum MasterCard analyzes this unsecured card that's designed for people with bad credit or no credit. Thomas (TJ) Porter Lance Cothern Can U.S. Expats (Americans Abroad) Contribute to IRAs or 401(k)s? As a U.S. citizen, you pay federal income taxes on your worldwide income... Valencia Patrice Higuera Blue Cash Everyday® Card from American Express 2025 Review The Blue Cash Everyday® Card from American Express is a solid addition to your... Sam’s Club Mastercard Credit Card 2025 Review We review the Sam's Club Mastercard based on its cash back program, fees, and other card perks -- such as acting as a membership card. Thomas (TJ) Porter Mortgage Recasting: When Does It Make Sense for You? Find out when it makes sense for you to recast a mortgage after considering the pros and cons -- compared to a typical mortgage refinance. Kevin Mercadante Kathryn Tretina Investing in Municipal Bonds: Pros and Cons to Consider If you’re looking to invest your money while minimizing risk, you have a few... Kevin Mercadante Direct Stock Purchase Plans (DSPPs) vs. Online Brokerages: Which Are Better? In recent years, direct stock purchase plans (DSPPs) have lost much of their... Multiple IRAs: Why You Might Consider Diversifying Tax Benefits Find out about the pros and cons of having multiple IRAs - such as a combination of traditional and Roth IRAs -- for diversifying tax benefits. Lance Cothern Fingerhut Credit Account 2025 Review Learn how Fingerhut credit accounts work to finance the online purchases of some of your favorite retail brands. Compare it to credit cards and personal loans. Valencia Patrice Higuera Lance Cothern 702(j) Retirement Plans: Same as Life Insurance? You may have seen sketchy sounding advertisements promoting a 702(j) retirement... Kevin Mercadante Dividend Reinvestment Plans (DRIPs): How Do They Work? If you prefer to invest in individual stocks, and you have or want to have a... Wells Fargo Cash Wise Visa Card 2025 Review We review the Wells Fargo Cash Wise Visa Card to see how it compares to other credit cards based on interest rates, the rewards program, fees, and other perks. Valencia Patrice Higuera How to Invest in Water Stocks Learn how you can invest in the water industry by buying stock in water-related companies, such as utilities, tech firms, bottling/beverage producers. Kathryn Tretina Lance Cothern Inheriting a 401(k): How to Manage the Assets Inheriting a 401(k) often comes at an unfortunate time. Someone close to you... Thomas (TJ) Porter The Best Personal Loans in Colorado for 2024 Personal loans are powerful financial tools that you can use to borrow money when... N26 Checking Account 2025 Review Find out whether the N26 checking account is a good alternative for everyday banking needs. Compare it to other online checking accounts. Thomas (TJ) Porter The Best Personal Loans in Wisconsin for 2024 Find out which local lenders in Wisconsin offer the best personal loans to residents in terms of interest rates, borrowing amounts, repayment periods, and fees. Thomas (TJ) Porter Lance Cothern Can You Opt Out of Paying Social Security Taxes? When you received your first paycheck, you were probably in for a rude awakening.... Kathryn Tretina How to Invest in Marijuana Stocks and the Cannabis Industry In the United States, the cannabis industry is booming. According to... How to Get a 401(k) Hardship Withdrawal for Specific Financial Needs Find out whether you qualify for taking out a 401(k) hardship withdrawal, which will let you access retirement funds for dire financial needs. Kevin Mercadante Citi Elevate Checking Account 2025 Review We review the Citi Elevate Checking Account, which offers interest earnings and unlimited ATM fee reimbursements. Compare it to other online checking accounts. Valencia Patrice Higuera Lance Cothern Kiddie Tax: How to Minimize a Child's Income Tax If you have a child under the age of 18 or under the age of 24 and a full-time... Kevin Mercadante Preferred Stocks: Should You Invest in Them? When you invest in stocks it’s almost always in common stock. But there’s a... Can You Open a Joint Brokerage Account? Find out whether you can open a joint brokerage account and the pros and cons of sharing an investment account with a loved one or trusted person. Kathryn Tretina Taxes on Gambling and Sports Betting: What You Need to Know Find out how taxes are applied to winnings on gambling and sports betting activity, including how to calculate the taxes owed and deducting expenses. Lance Cothern Lance Cothern What Is a Brokerage Sweep Account & How Does It Work? As an investor, your money may not always be fully invested in stocks, bonds,... Valencia Patrice Higuera CIT Bank eChecking Account 2025 Review For many consumers, online checking accounts are more than enough to handle the... What is a Sinking Fund? How to Use It as Part of Your Budget Learn about the concept of a sinking fund and how you can use it as part of your budget to avoid taking on debt for planned major expenses. Kevin Mercadante Should You Make Bi-Weekly Mortgage Payments Instead of Monthly Payments? Find out how to set up bi-weekly mortgage payments instead of monthly payments so that you can pay off your home loan balance faster -- 4 to 5 years sooner. Valencia Patrice Higuera