MyBankTracker Blog

6 Best Luxury Credit Cards for the Wealthy Ever wonder what it takes to get one of the world‘s most exclusive credit cards? Here are some fun facts about the world‘s top luxury credit cards. Simon Zhen Simon Zhen How Secure Are Online Bank Websites? The development and increasing popularity of online banking has been one of the... Simon Zhen Buy a Home With a Cash or Mortgage: Which is Better? Not many of us are fortunate enough to have sufficient cash to even consider... The Truth in Lending Act and How It Can Help a HELOC Borrower Simon Zhen How to Use a Home Equity Loan to Pay Off Credit Card Debt Simon Zhen Simon Zhen What is the Process of Getting a HELOC Loan For many homeowners who are already able to take out a second mortgage, the Home... Simon Zhen 5 Reasons to Choose HELOC Loan Over Other Types of Credit Home Equity Line of Credit (HELOC), a flexible line of credit secured by... Discover Vs. Ally Bank Savings Accounts Review Simon Zhen Should Teens Be Allowed to Use Credit Cards? Simon Zhen Simon Zhen Where to Find the Best HELOC Loan? The HELOC has become a popular choice for refinancing and paying for home... Simon Zhen How Health Savings Accounts (HSAs) Works HSAs are a good way of reducing your taxes and saving money, while at the same,... Understanding the HELOC Loan Options Simon Zhen Putting Your Money in a Callable CD: How Wise Is It? Learn what is a callable CD is and how it works. Callable CDs are typically higher in rate than the regular CDs, and that's the pitch most bankers use when selling this type of CD. Simon Zhen Simon Zhen Opening a CD Account - Hard Pull Vs Soft Pull Explained If you think that investing in a certificate of deposit or CD merely entails... Simon Zhen How to Get a Mortgage Quickly You've finally found the house that you're set on -- you're going to buy... CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? Learn more about installment savings accounts and compare them to certificates of deposit(CDs) when trying to save for a specific financial goal. Simon Zhen What is a CD Ladder and How to Use It to Maximize Yields Learn how laddering your CD portfolio is a good way of taking advantage of the highest CD rates. Simon Zhen Simon Zhen Are Credit Card Balance Transfers a Good Idea? Statistics show that the average American household carries a credit card debt of... Simon Zhen 7 Habits to Improve Your Credit Score Whether you like it or not, your credit score is something that will affect you... CDs vs. Bonds: Which is the Better Investment for Your Money? What are government bonds? MyBankTracker breaks them down and compares them to CDs, so you can decide which product is best for your savings. Simon Zhen Money Market Accounts Vs. CDs: Which is Better? Learn the differences between MMA accounts and CDs accounts, pros and cons keeping money in each type of the account and where to maximize it. Simon Zhen Simon Zhen CD Vs. Savings Account: Which Is The Better Option For You? As with any type of bank account, the trade-off between a CD and a savings account... Simon Zhen Is it Possible to Lower Your Mortgage APR? Using the annual percentage rate (APR) to determine the actual cost of the... 10 Tips How to Manage Your Money During the Holidays Simon Zhen How to Measure Your Wealth & Net Worth Find out how you can calculate your estimated net worth and overall wealth. Simon Zhen Simon Zhen The Basics of How to Refinance Mortgage For many homeowners, the concept of refinancing the home mortgage may seem very... Simon Zhen Money Management for Young Professionals As an upcoming or recent college graduate, your mind is chock-full of knowledge...