MyBankTracker Blog

Tips on How to Improve Your Credit Score Looking to take on a new loan? Curious about what factors impact your credit report? Here's how to understand your score - and ways to improve it. Simon Zhen Simon Zhen Big Banks vs. Small Banks: Which are Better? To go with the mega-bank or the community bank? You're likely to ask this... Simon Zhen 4 Steps To Avoid Credit Card Debt Credit cards can be a valuable part of your financial life: They offer more... Cash Back Rewards vs. Points Rewards: Pros and Cons Credit card rewards can come in the form of cash back or points. But, which one might be better for your financial setup? Simon Zhen Is the Sallie Mae Smart Option Loan Really A Smart Option? Student loans are increasingly becoming a necessity for college students. The Sallie Mae Smart Option Student Loan paints itself as the best solution. Simon Zhen Simon Zhen How to Open a Roth IRA: A Complete Guide When you’re ready to start building retirement savings, you have several options... Simon Zhen How Your Checking Account Can Impact Your Credit Score Most people consider their checking account the central hub of their personal... Employment Tips: Getting Your First Post-College Job Simon Zhen What is Retirement Annuity: Should You Buy it? Learn what are annuities and what are the pros and cons purchasing it. Find out if it fits your retirement plan. Simon Zhen Simon Zhen How to Comfortably Retire On A Million Dollars: Is it Possible? Those who are fortunate enough to still be holding on to stable jobs at these... Simon Zhen The Value of a Good Credit Report Almost everyone has to borrow money at one time or another. Whether you are... 6 Best Luxury Credit Cards for the Wealthy Ever wonder what it takes to get one of the world‘s most exclusive credit cards? Here are some fun facts about the world‘s top luxury credit cards. Simon Zhen How Secure Are Online Bank Websites? Learn about the security protocols in place when you're visiting an online bank's website and accessing your sensitive financial account information. Simon Zhen Simon Zhen Buy a Home With a Cash or Mortgage: Which is Better? Not many of us are fortunate enough to have sufficient cash to even consider... Simon Zhen The Truth in Lending Act and How It Can Help a HELOC Borrower Many homeowners borrow money against their home equity without knowing all the facts... How to Use a Home Equity Loan to Pay Off Credit Card Debt Simon Zhen What is the Process of Getting a HELOC Loan Learn the four major stages in the HELOC process and it will help you to make a better financial decision. Simon Zhen Simon Zhen 5 Reasons to Choose HELOC Loan Over Other Types of Credit Home Equity Line of Credit (HELOC), a flexible line of credit secured by... Simon Zhen Discover Vs. Ally Bank Savings Accounts Review More and more banks have been turning to new and innovative ways of banking.... Should Teens Be Allowed to Use Credit Cards? Simon Zhen Where to Find the Best HELOC Loan? The HELOC has become a popular choice for refinancing and paying for home improvements, educational expenses, major family events. Learn where to find the best HELOC deals. Simon Zhen Simon Zhen How Health Savings Accounts (HSAs) Works HSAs are a good way of reducing your taxes and saving money, while at the same,... Simon Zhen Understanding the HELOC Loan Options Even if you sometimes find it difficult to remember the meaning of some of the... Putting Your Money in a Callable CD: How Wise Is It? Learn what is a callable CD is and how it works. Callable CDs are typically higher in rate than the regular CDs, and that's the pitch most bankers use when selling this type of CD. Simon Zhen Opening a CD Account - Hard Pull Vs Soft Pull Explained When trying to open a CD account you might hear about hard and soft pull credit checks. Hard pull vs soft pull - which is going to affect you the most. Simon Zhen Simon Zhen How to Get a Mortgage Quickly You've finally found the house that you're set on -- you're going to buy... Simon Zhen CDs Vs. Installment Savings Accounts: Which Is The Better Saving Strategy? A disciplined way to save up these days could be by building up your money in an... What is a CD Ladder and How to Use It to Maximize Yields Learn how laddering your CD portfolio is a good way of taking advantage of the highest CD rates. Simon Zhen Are Credit Card Balance Transfers a Good Idea? See the pros and cons with all the options first before signing up for a credit card balance transfer. Simon Zhen