MyBankTracker Blog

How to Get a Credit Card Without Credit History Simon Zhen Simon Zhen How a Reverse Mortgage Works for Seniors Reverse mortgages are intended for seniors who want to supplement the income they... Simon Zhen Sounds Too Good to be True? It Probably Is: How to Avoid Investment Scams In these sensitive economic times it seems like everyone is searching for ways to... Tips on How to Improve Your Credit Score Looking to take on a new loan? Curious about what factors impact your credit report? Here's how to understand your score - and ways to improve it. Simon Zhen Big Banks vs. Small Banks: Which are Better? When it comes to big banks vs small banks the winner isn't always clear. Take your personal needs into account first and make a decision based on them. Simon Zhen Simon Zhen 4 Steps To Avoid Credit Card Debt Credit cards can be a valuable part of your financial life: They offer more... Simon Zhen Cash Back Rewards vs. Points Rewards: Pros and Cons Rewards programs are everywhere: They’re advertised by most credit card issuers, and... Is the Sallie Mae Smart Option Loan Really A Smart Option? Student loans are increasingly becoming a necessity for college students. The Sallie Mae Smart Option Student Loan paints itself as the best solution. Simon Zhen How to Open a Roth IRA: A Complete Guide Follow this guide and learn how to open a Roth IRA in just a few minutes so that you can begin investing for retirement right away. Simon Zhen Simon Zhen How Your Checking Account Can Impact Your Credit Score Most people consider their checking account the central hub of their personal... Simon Zhen Employment Tips: Getting Your First Post-College Job Although college graduates this year will have a slightly easier time finding jobs... What is Retirement Annuity: Should You Buy it? Learn what are annuities and what are the pros and cons purchasing it. Find out if it fits your retirement plan. Simon Zhen How to Comfortably Retire On A Million Dollars: Is it Possible? Let's explore the question of how $1 million might last you through the rest of your retirement years. Simon Zhen Simon Zhen The Value of a Good Credit Report Almost everyone has to borrow money at one time or another. Whether you are... Simon Zhen 6 Best Luxury Credit Cards for the Wealthy The wealth of a person is not always evident through the watch around his wrist,... How Secure Are Online Bank Websites? Learn about the security protocols in place when you're visiting an online bank's website and accessing your sensitive financial account information. Simon Zhen Buy a Home With a Cash or Mortgage: Which is Better? If you are lucky enough to have the funds, you can choose to buy a house with cash or a mortgage. Which is the smarter option? Simon Zhen Simon Zhen The Truth in Lending Act and How It Can Help a HELOC Borrower Many homeowners borrow money against their home equity without knowing all the facts... Simon Zhen How to Use a Home Equity Loan to Pay Off Credit Card Debt Credit card debt starts inconspicuously enough -- eating out every now and then, an... What is the Process of Getting a HELOC Loan Learn the four major stages in the HELOC process and it will help you to make a better financial decision. Simon Zhen 5 Reasons to Choose HELOC Loan Over Other Types of Credit Learn why HELOC is the best method to draw instant cash from your home equity if you need a bit of liquidity. Simon Zhen Simon Zhen Discover Vs. Ally Bank Savings Accounts Review More and more banks have been turning to new and innovative ways of banking.... Simon Zhen Should Teens Be Allowed to Use Credit Cards? The debate about whether young people should be given a taste of how credit works... Where to Find the Best HELOC Loan? The HELOC has become a popular choice for refinancing and paying for home improvements, educational expenses, major family events. Learn where to find the best HELOC deals. Simon Zhen How Health Savings Accounts (HSAs) Works Simon Zhen Simon Zhen Understanding the HELOC Loan Options Even if you sometimes find it difficult to remember the meaning of some of the... Simon Zhen Putting Your Money in a Callable CD: How Wise Is It? Despite CD rates staying at all-time lows these past few years, bank clients are... Opening a CD Account - Hard Pull Vs Soft Pull Explained When trying to open a CD account you might hear about hard and soft pull credit checks. Hard pull vs soft pull - which is going to affect you the most. Simon Zhen How to Get a Mortgage Quickly Learn how the mortgage process works, including the different types of mortgages available and what you can do to increase chances of approval. Simon Zhen