MyBankTracker Blog

Calculating the Cost of a Baby Top 5 Money-Wasting Activities Photo of Marina Shifrin Marina Shifrin Top 5 Money-Wasting Activities Many Americans are feeling growing pressure to tighten their budgets and start saving.... How Closing an Account Could Affect Your Credit Score Photo of Simon Zhen Simon Zhen How Closing an Account Could Affect Your Credit Score Your credit score is an intangible asset that exhibits your financial credibility.... Should Your Family Rent or Buy a Home? 3 Tips for Turning Your Hobby Into an Extra Source of Income Should You Give Your Child an Allowance? Photo of Simon Zhen Simon Zhen Should You Give Your Child an Allowance? Every family has different opinions on whether or not their children deserve an... Saving for College: Coverdell Education Savings Account or 529 College Savings Plan? Photo of Simon Zhen Simon Zhen Saving for College: Coverdell Education Savings Account or 529 College Savings Plan? Getting a head start on saving for your child’s college education is an important step... 4 Tips to Pick the Right Financial Planner Negotiate the Mortgage Rate on Your First Home Why to Consider a Prenup Before Marriage Photo of Simon Zhen Simon Zhen Why to Consider a Prenup Before Marriage "I do…under the condition you sign a prenup first." Not the most romantic proposal,... How to Avoid High Credit Card Fees Photo of Simon Zhen Simon Zhen How to Avoid High Credit Card Fees Credit cards can be convenient, but they can also cost you if you aren’t careful — and... 8 Tips to Teach Your Teen Smart Spending Are You Middle Or Working Class? 10 Ways to Assess Your Class Standing When Should You Check Your Credit Score? Photo of Simon Zhen Simon Zhen When Should You Check Your Credit Score? Your credit score is the monumental representation of your financial... How to Earn More Interest With CD Ladder Strategies Photo of Simon Zhen Simon Zhen How to Earn More Interest With CD Ladder Strategies A certificate of deposit (CD) is one of the safest saving tools available and... How to Get a Credit Card Without Credit History How a Reverse Mortgage Works for Seniors More people are turning to reverse mortgages to bring in fresh funds in these hard financial times. MyBankTracker breaks down how a reverse mortgage works. Sounds Too Good to be True? It Probably Is: How to Avoid Investment Scams Photo of Simon Zhen Simon Zhen Sounds Too Good to be True? It Probably Is: How to Avoid Investment Scams In these sensitive economic times it seems like everyone is searching for ways to... Tips on How to Improve Your Credit Score Photo of Simon Zhen Simon Zhen Tips on How to Improve Your Credit Score Admit it, your credit score could probably use a little bump. If you want to... Big Banks vs. Small Banks: Which are Better? When it comes to big banks vs small banks the winner isn't always clear. Take your personal needs into account first and make a decision based on them. 4 Steps To Avoid Credit Card Debt If you’re new to having a card or just nervous about accumulating debt, take the following tips to learn how to manage your credit. Cash Back Rewards vs. Points Rewards: Pros and Cons Photo of Simon Zhen Simon Zhen Cash Back Rewards vs. Points Rewards: Pros and Cons Rewards programs are everywhere: They’re advertised by most credit card issuers, and... Is the Sallie Mae Smart Option Loan Really A Smart Option? Photo of Simon Zhen Simon Zhen Is the Sallie Mae Smart Option Loan Really A Smart Option? Sallie Mae and Alpine Bank have teamed up to offer the Smart Option Student Loan. The... How to Open a Roth IRA: A Complete Guide Follow this guide and learn how to open a Roth IRA in just a few minutes so that you can begin investing for retirement right away. How Your Checking Account Can Impact Your Credit Score Your checking account impacts your credit score. The relationship between your checking account and credit score is one you should be familiar with. Employment Tips: Getting Your First Post-College Job Photo of Simon Zhen Simon Zhen Employment Tips: Getting Your First Post-College Job Although college graduates this year will have a slightly easier time finding jobs... What is Retirement Annuity: Should You Buy it? Photo of Simon Zhen Simon Zhen What is Retirement Annuity: Should You Buy it? An annuity is a financial product that provides regular payments over a set period... How to Comfortably Retire On A Million Dollars: Is it Possible? Let's explore the question of how $1 million might last you through the rest of your retirement years. The Value of a Good Credit Report