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Should You Apply for a Mortgage With or Without Your Spouse? Find out whether you should apply for a mortgage with or without your spouse when you consider income, credit scores, and other factors for your application. Valencia Patrice Higuera Ben Luthi How Your C.L.U.E. Report Affects Your Home and Car Insurance Premiums You might wonder how your insurance premiums are determined. Well, one thing... Thomas (TJ) Porter When Is It Worth Putting a Down Payment of More than 20%? Buying real estate can be a stressful experience. Finding the right house is a... How to Determine If That Raise or New Job is Worth Relocating For When a raise, promotion, or new job is offered, but it requires a major relocation, find out whether the costs of moving and new living expenses is worth it. Lance Cothern Does Your Age Matter When Applying for a Mortgage? Find out whether the age of the borrower on a mortgage application is considered a major factor in the chances of approval. Learn about the laws that apply to this matter. Consider the biggest underwriting guidelines for lenders, including income, expenses, and credit history. Thomas (TJ) Porter Kevin Mercadante How Much Information is Needed for Someone to Steal Your Identity? Millions of Americans are affected by identity theft every year. You don't want to... Thomas (TJ) Porter Owe More on a Car Than It's Worth? What You Can Do Like many people, you may not have had the means to buy a car upfront with... What to Consider When Using Gift Funds for Your Down Payment on a Mortgage Find out what you must know about using gift funds (money from family or friends) as part of your down payment when applying for a mortgage to buy a home. Valencia Patrice Higuera What to Do If You've Cosigned for a Loan and the Borrower Goes Bankrupt Have you cosigned for someone who is facing bankruptcy? Find out what to do when a cosigned loan borrower goes bankrupt. Erik Neilson Valencia Patrice Higuera Why the Home Appraisal Matters When You’re Refinancing If you think back to purchasing your home, you likely remember having the property... Valerie Ashton Can You Open a Bank Account Without Parents Knowing? As a young adult, you may desire financial independence and separate banking from... What Are Your Options If You Bought a House That You Cannot Afford? Learn about the different options that you have if you're stuck with a mortgage to buy a home that's more than you can afford. Valencia Patrice Higuera HELOC Borrowing Basics: What to Expect Learn how HELOC gives you the flexibility of a credit card with a much lower interest rate. Learn the basics of the HELOC application process and terms. Simon Zhen Peter Bennett What to Do When You Get Laid Off: 10 Ways to Bounce Back So, if you got laid off yesterday, last week or last month, you’re in good... Simon Zhen Mortgage Refinance Basics: How it Works 1. What is a Refinance? A mortgage refinance is when you replace your old... Mortgage Borrowing Basics For First-Time Home Buyers Learn what documents and financial information mortgage lenders look for from first-time home buyers. Learn the basics of the mortgage lending process. Simon Zhen How to Open a Bank Account on Your Phone Find out how you can open a bank account right from your phone and what information you need to do so. Get set up in minutes through a mobile app. Thomas (TJ) Porter Jeff Yoncich How Much Should You Save Up Before Quitting Your Job to Start Your Own Business Key saving strategies before quitting a job include getting at least 12 months worth of living expenses in a liquid savings account. Kayla Albert Company-Sponsored Retirement Funds: Everything You Need to Know It’s easy to have a narrow focus when it comes to considering the merits of a job... 3 Popular Ways People Should Not Borrow Money The fastest way to borrow cash isn't always the best way. Replace ill-advised loan methods and borrow the money you need now without having regrets later. Katherine Muniz Signs That Indicate You Could Be Laid Off or Fired Pay close attention to these signs you are going to be fired soon to figure out if you are going to keep your job for awhile. Gerald Morales Peter Bennett How to Select the Right Home Inspector When Buying a Home If you fear that the picture-perfect house you’ve got your eye on to buy might be... Erik Neilson 5 Reasons Why Your Ideas About Personal Wealth Cause You to Struggle Personal wealth is one of those things that everyone has a different opinion... Why You Need the Best Real Estate Professionals When Buying a House You need to assemble the best real estate team possible to score your dream home purchase. Check out these key players when buying a house. Peter Bennett 4 Reasons You Are Not Getting Job Offers An improved economy has renewed optimism that by employing the right strategies for finding a job, you can actually find your way into the labor force. Peter Bennett Peter Bennett 3 Tips to Not Get Denied for a Mortgage During Application If you're about to submit a mortgage application for a purchase or a refinance or... Marina Shifrin Should You Accept an Unpaid Internship to Start Your Career? Things are kind of awkward in the job market; unpaid interns are working harder... 5 Money Management Tips for Living With Roommates Whether you're shacking up as roommates or you're in a serious relationship, these are the most important money rules for millennials to follow. Rebecca Lake What Are the Indicators of a Good Economy? What are indicators of a good economy? MyBankTracker lays out and explains the key signs that predict a strengthening economy. Shirley Pulawski