Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

BMO Student Checking Account 2025 Review Find out whether the BMO Harris Smart Money checking account is a good student checking option based on the review of its fees, ATM access, and other features. Morgan Stanley Private Bank Max-Rate Checking Account 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Morgan Stanley Private Bank Max-Rate Checking Account 2025 Review The Max-Rate Checking account is one of two checking options offered by Morgan... Sesame Cash Account 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Sesame Cash Account 2025 Review To most people, Credit Sesame is a place to get their credit score and receive... Ponce Bank High Yield Savings Account 2025 Review Our review of the Ponce Bank High Yield Savings Account looks at the interest rate and fees to help you decide if it can help you reach your savings goals. Betterment Checking Account 2025 Review Our review of the Betterment Checking account looks at the associated fees and features, which include convenient ATM access and free cell phone insurance. Zippyloan Loan 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Zippyloan Loan 2025 Review Whether you need a short-term loan or a long-term loan, Zippyloan can provide the... LendUp Personal Loan 2025 Review: Payday Loan Alternative Photo of Valencia Patrice Higuera Valencia Patrice Higuera LendUp Personal Loan 2025 Review: Payday Loan Alternative LendUp is a payday loan alternative that puts money in your pocket when you’re... Earnin App 2025 Review: Payday Advances Our review looks at Earnin and its mobile app for borrowers who need cash as a moment's notice through a payday advance -- including fees and special features. Finova Financial 2025 Review Our review of Finova Financial looks at the personal loans offered to car owners who can use their paid-off vehicles as collateral. Capital Good Fund Personal Loan 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Capital Good Fund Personal Loan 2025 Review Capital Good Fund is a non-profit financial institution that offers personal loans...